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Paying Postpetition Arrearages in Converted 7 to 13 Case-- Is it Possible?
348 includes all postpetition claims. answer is yes. At this years NACBA, one of the lawyers was suggesting that you can file a 13, incur medical bills, even bills you know are coming, and then convert to 7. That really pushes the envelope, but, absent a 523 complaint for incurring debt with no intention to repay said debt, it would work.
d
Dennis McGoldrick, 350 S. Crenshaw Bl., #A207B, Torrance, Ca 90503 310-328-1001-voice
> On Aug 5, 2014, at 11:06 AM, "'Steven B. Lever' sblever@leverlaw.com [cdcbaa]" wrote:
>
> List mates:
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>
>
> If I convert a Chapter 7 to 13 and want to pay postpetition arrearages, can I do that? Or must it be prepetition arrearages to treat in the plan? The case is 6 months old and the Debtor hasnt paid a single payment.
>
>
>
> Thank you
>
>
>
> Steve
>
>
>
> Law Offices of Steven B. Lever
>
> >
>
> > Steven B. Lever
>
> >( Tel. (562) 436-5456 ext. 1
>
> >( Fax (562) 485-6886
>
> >* sblever@leverlaw.com
>
> > www.leverlaw.com
>
>
>
>
List mates: If I convert a Chapter 7 to 13 and want to pay postpetition arrearages, can I do that? Or must it be prepetition arrearages to treat in the plan? The case is 6 months old and the Debtor hasnt paid a single payment. Thank you Steve
The post was migrated from Yahoo.
Yes
Dennis McGoldrick, 350 S. Crenshaw Bl., #A207B, Torrance, Ca 90503 310-328-1001-voice
> On Aug 5, 2014, at 11:06 AM, "'Steven B. Lever' sblever@leverlaw.com [cdcbaa]" wrote:
>
> List mates:
>
>
>
> If I convert a Chapter 7 to 13 and want to pay postpetition arrearages, can I do that? Or must it be prepetition arrearages to treat in the plan? The case is 6 months old and the Debtor hasnt paid a single payment.
>
>
>
> Thank you
>
>
>
> Steve
>
>
>
> Law Offices of Steven B. Lever
>
> >
>
> > Steven B. Lever
>
> >( Tel. (562) 436-5456 ext. 1
>
> >( Fax (562) 485-6886
>
> >* sblever@leverlaw.com
>
> > www.leverlaw.com
>
>
>
>
List mates: If I convert a Chapter 7 to 13 and want to pay postpetition arrearages, can I do that? Or must it be prepetition arrearages to treat in the plan? The case is 6 months old and the Debtor hasnt paid a single payment. Thank you Steve
The post was migrated from Yahoo.
Yes, if motion to modify is granted.
D
Dennis McGoldrick, 350 S. Crenshaw Bl., #A207B, Torrance, Ca 90503 310-328-1001-voice
> On Aug 8, 2014, at 11:02 PM, "Michael Avanesian michael@avanesianlaw.com [cdcbaa]" wrote:
>
> Even if a debtor in a chapter 13 falls behind on mortgage payments, those payments can be cured through a modified plan, can't they?
>
> Sincerely,
> Michael Avanesian
>
>
>> On Fri, Aug 8, 2014 at 8:29 PM, cdcbaa cdcbaamailbox@gmail.com [cdcbaa] wrote:
>>
>> At conversion, postpetition claims are included, so go ahead and write a plan including the postpetiton arrears. See 348(d).
>>
>> d
>>
>> Dennis McGoldrick, 350 S. Crenshaw Bl., #A207B, Torrance, Ca 90503 310-328-1001-voice
>>
>>
>>> On Aug 5, 2014, at 11:06 AM, "'Steven B. Lever' sblever@leverlaw.com [cdcbaa]" wrote:
>>>
>>>
>>> List mates:
>>>
>>>
>>>
>>> If I convert a Chapter 7 to 13 and want to pay postpetition arrearages, can I do that? Or must it be prepetition arrearages to treat in the plan? The case is 6 months old and the Debtor hasnt paid a single payment.
>>>
>>>
>>>
>>> Thank you
>>>
>>>
>>>
>>> Steve
>>>
>>>
>>>
>>> Law Offices of Steven B. Lever
>>>
>>> >
>>>
>>> > Steven B. Lever
>>>
>>> >( Tel. (562) 436-5456 ext. 1
>>>
>>> >( Fax (562) 485-6886
>>>
>>> >* sblever@leverlaw.com
>>>
>>> > www.leverlaw.com
>>>
>
>
The post was migrated from Yahoo.
yes, but it is harder to get 13's amended when the debtor defaults on the plan. You will have to show a change in circumstances, or some anomaly that caused the default.
d
Dennis McGoldrick, 350 S. Crenshaw Bl., #A207B, Torrance, Ca 90503 310-328-1001-voice
> On Aug 8, 2014, at 11:02 PM, "Michael Avanesian michael@avanesianlaw.com [cdcbaa]" wrote:
>
> Even if a debtor in a chapter 13 falls behind on mortgage payments, those payments can be cured through a modified plan, can't they?
>
> Sincerely,
> Michael Avanesian
>
>
>> On Fri, Aug 8, 2014 at 8:29 PM, cdcbaa cdcbaamailbox@gmail.com [cdcbaa] wrote:
>>
>> At conversion, postpetition claims are included, so go ahead and write a plan including the postpetiton arrears. See 348(d).
>>
>> d
>>
>> Dennis McGoldrick, 350 S. Crenshaw Bl., #A207B, Torrance, Ca 90503 310-328-1001-voice
>>
>>
>>> On Aug 5, 2014, at 11:06 AM, "'Steven B. Lever' sblever@leverlaw.com [cdcbaa]" wrote:
>>>
>>>
>>> List mates:
>>>
>>>
>>>
>>> If I convert a Chapter 7 to 13 and want to pay postpetition arrearages, can I do that? Or must it be prepetition arrearages to treat in the plan? The case is 6 months old and the Debtor hasnt paid a single payment.
>>>
>>>
>>>
>>> Thank you
>>>
>>>
>>>
>>> Steve
>>>
>>>
>>>
>>> Law Offices of Steven B. Lever
>>>
>>> >
>>>
>>> > Steven B. Lever
>>>
>>> >( Tel. (562) 436-5456 ext. 1
>>>
>>> >( Fax (562) 485-6886
>>>
>>> >* sblever@leverlaw.com
>>>
>>> > www.leverlaw.com
>>>
>>>
>>>
>>
>
>
The post was migrated from Yahoo.
At conversion, postpetition claims are included, so go ahead and write a plan including the postpetiton arrears. See 348(d).
d
Dennis McGoldrick, 350 S. Crenshaw Bl., #A207B, Torrance, Ca 90503 310-328-1001-voice
> On Aug 5, 2014, at 11:06 AM, "'Steven B. Lever' sblever@leverlaw.com [cdcbaa]" wrote:
>
> List mates:
>
>
>
> If I convert a Chapter 7 to 13 and want to pay postpetition arrearages, can I do that? Or must it be prepetition arrearages to treat in the plan? The case is 6 months old and the Debtor hasnt paid a single payment.
>
>
>
> Thank you
>
>
>
> Steve
>
>
>
> Law Offices of Steven B. Lever
>
> >
>
> > Steven B. Lever
>
> >( Tel. (562) 436-5456 ext. 1
>
> >( Fax (562) 485-6886
>
> >* sblever@leverlaw.com
>
> > www.leverlaw.com
>
>
>
>
Law Offices of Steven B. Lever> > Steven B. Lever>( Tel. (562) 436-5456 ext. 1>Fax (562) 485-6886>* sblever@leverlaw.com> www.leverlaw.com
The post was migrated from Yahoo.
List mates:
If I convert a Chapter 7 to 13 and want to pay postpetition arrearages,
can I do that? Or must it be prepetition arrearages to treat in the
plan? The case is 6 months old and the Debtor hasn't paid a single
payment.
Thank you
Steve
Law Offices of Steven B. Lever
>
> Steven B. Lever
>( Tel. (562) 436-5456 ext. 1
>( Fax (562) 485-6886
>* sblever@leverlaw.com
> www.leverlaw.com
The post was migrated from Yahoo.