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Reaffirmation for a mortgage questions
You won't be able to strip the lien in the second case.
Nancy B. Clark
Borowitz, Lozano & Clark, LLP
100 N. Barranca Avenue, Suite 250
West Covina, CA 91791
Office: (626) 332-8600
Fax: (626) 332-8644
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Hello!
Really nice clients were in loan modification process and wanted to
file a Chapter 7, they had a realtor working with them and she saw no
issues.
They hire a new team of loan mod "specialists" and now these people
are hounding me because Aurora won't work with my clients on a loan
mod unless I sign a reaffirmation.
(1) Aurora has not sent us a loan mod, they apparently think I write them. Ha!
(2) How would it not be a big fat LIE if I sign that my clients have
the ability to pay this mortgage in its current condition when they
flat out canNOT?
I think the clients should get their discharge (Chapter 7) and then we
file a 13, strip the 2nd and deal with the first. Is that a horrible
idea?
Any advice? How do you all deal with these issues?
I am trying to rewrite my retainer so it is clear I do nothing nada
zippo with loan modifications from now on.
1489 E. Colorado Blvd. #207
Pasadena, CA 91106
(626) 507-8090
"Bankruptcy, Michael, is nature's do-over. It's a fresh start, a clean slate."
"Like the witness protection program!"
"Exactly."
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