.jpg)
Mortgage Reaffirmation
Reply-To: Craig J Beauchamp
X-Original-Return-Path: Craig J Beauchamp
To: cdcbaa@yahoogroups.com
X-Yahoo-Newman-Id: groups-system
I've had three past ch 7 clients who have tried to refi with their lender
and are being told they can't because they did not sign reaffirmation
agreement which is why the lender stopped posting in their credit report.
Even though the lender (BA and WF) had complete payment history, said no
history in credit report and no re affirmation. After the National
Mortgage Settlement was signed, there was a small blurb in there to prevent
lender from doing this. However, the HBOR support group created by the
AG's office has ended and the only thing borrowers can do is file a
complaint with the AG's office and pray. I told them to look for other
lenders.
I don't know of any judge in Santa Ana court that will sign a mortgage
reaffirmation. Another thing to consider is that such a reaffirmation may
change the nature of the loan from non-recourse to recourse - not positive
but there may be real negative consequences to the debtor if the default in
the future, which may be why judges won't sign. Not sure as I've never
actually asked a judge.
Good luck.
Craig
Craig J. Beauchamp, Esq.
Of Counsel
Law Offices of Victor W. Luke, APLC
(714) 835-5091
(714) 835-5763
Craig J. Beauchamp, Esq.
Attorney at Law
PO Box 25857
Santa Ana, CA 92799
(949) 689-9709
(714) 835-5763 fax
Legallycraig@gmail.com
NO EX-PARTE NOTICE VIA VOICE MAIL OR EMAIL: I do not accept notice for *Ex
Parte* Applications via voicemail or by email. You must comply with
California Law and give notice to a person in my office during regular
business hours.
IMPORTANT NOTICE required by 11 U.S.C. 528: We are a debt relief agency.
We help people file for bankruptcy relief under the Bankruptcy Code.
CONFIDENTIALITY STATEMENT: This message contains privileged and
confidential information and is intended only for the individual named. If
you are not the intended recipient you should not disseminate, distribute,
store, print, copy or deliver this message. Please notify the sender
immediately by e-mail if you have received this e-mail by mistake and
delete this e-mail from your system.
On Thu, Oct 13, 2016 at 5:30 PM, 'Steven B. Lever' sblever@leverlaw.com
[cdcbaa] wrote:
>
>
> I have a client who is insisting on filing a mortgage reaffirmation.
>
>
>
> He even wants to do it himself if I will not.
>
>
>
> No judge in the Central District signs mortgage reaffirmations, do they?
>
>
>
> Steve
>
>
>
>
>
> Law Offices of Steven B. Lever
>
>
>
> Steven B. Lever
>
> ( Tel. (562) 436-5456 ext. 1
>
> ( Fax (562) 485-6886
>
> * sblever@leverlaw.com
>
> www.leverlaw.com
>
> ******************************************************
>
>
>
>
>
I've had three past ch 7 clients who have tried to refi with their lender and are being told they can't because they did not sign reaffirmation agreement which is why the lender stopped posting in their credit report. Even though the lender (BA and WF) had complete payment history, said no history in credit report and no re affirmation. After the National Mortgage Settlement was signed, there was a small blurb in there to prevent lender from doing this. However, the HBOR support group created by the AG's office has ended and the only thing borrowers can do is file a complaint with the AG's office and pray. I told them to look for other lenders.I don't know of any judge in Santa Ana court that will sign a mortgage reaffirmation. Another thing to consider is that such a reaffirmation may change the nature of the loan from non-recourse to recourse - not positive but there may be real negative consequences to the debtor if the default in the future, wh
The post was migrated from Yahoo.
See524(c)(6)(B).Peter M. Lively, J.D., M.B.A.
Law Office of Peter M. Lively * Personal Financial Law Center I
11268 Washington Boulevard, Suite 203, Culver City, California 90230-4647
Telephone: (310) 391-2400* Toll Free: (800) 307-3328 * Fax: (310) 391-2462
On Thursday, October 13, 2016 5:30 PM, "'Steven B. Lever' sblever@leverlaw.com [cdcbaa]" wrote:
I have a client who is insisting on filing a mortgage reaffirmation. He even wants to do it himself if I will not. No judge in the Central District signs mortgage reaffirmations, do they? Steve Law Offices of Steven B. Lever Steven B. Lever (Tel. (562) 436-5456 ext. 1 (Fax (562) 485-6886 *sblever@leverlaw.com
The post was migrated from Yahoo.
I have a client who is insisting on filing a mortgage reaffirmation.
He even wants to do it himself if I will not.
No judge in the Central District signs mortgage reaffirmations, do they?
Steve
Law Offices of Steven B. Lever
Steven B. Lever
* Tel. (562) 436-5456 ext. 1
* Fax (562) 485-6886
* sblever@leverlaw.com
www.leverlaw.com
******************************************************
I have a client who is insisting on filing a mortgage reaffirmation.
He even wants to do it himself if I will not.
No judge in the Central District signs mortgage reaffirmations, do they?
Steve
Law Offices of Steven B. Lever
Steven B. Lever
(
Tel. (562) 436-5456 ext. 1
(
Fax (562) 485-6886
*
sblever@leverlaw.com
www.leverlaw.com
******************************************************
The post was migrated from Yahoo.