Bank of America Forgiveness on HELOCS

Yahoo Bot · Sat Sep 22, 2012 11:01 am

A 1099 would be the best holiday gift ever!
Gotta love debt forgiveness.....do we have any word whether the Mortgage
Debt Relief Act will be continuing into 2013?
On Fri, Sep 21, 2012 at 8:04 PM, Jay Fleischman wrote:
> **
>
>
> Better watch out for one HECK of a 1099 on these things ...
>
>
> On Fri, Sep 21, 2012 at 5:56 PM, Kenneth Jay Schwartz kennethjschwartz@yahoo.com> wrote:
>
>> **
>>
>>
>> I'd feel more comfortable if the letters would give a department and
>> mailing address to contact them. Instead, the letters are signed off "Team
>> Bank of America" with no address, and a telephone number that goes nowhere.
>>
>> Kenneth Jay Schwartz, Esq.
>> LAW OFFICE OF KENNETH JAY SCHWARTZ
>> 21031 Ventura Boulevard, Suite 640
>> Woodland Hills, California 91364-2226
>> Telephone: (818) 226-1205
>> Facsimile : (818) 226-1213
>>
>>
>>
>> THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE
>> PERSONAL AND CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE.
>> THIS MESSAGE MAY BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS
>> PRIVILEGED AND CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE
>> INTENDED RECIPIENT OR AN AGENT RESPONSIBLE FOR DELIVERING IT TO THE
>> DESIGNATED RECIPIENT, YOU ARE HEREBY NOTIFIED THAT YOU HAVE RECEIVED THIS
>> E-MAIL IN ERROR, AND THAT ANY REVIEW, DISSEMINATION, DISTRIBUTION OR
>> COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED. IF YOU HAVE RECEIVED THIS
>> COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY. THANK YOU.
>>
>>
>> ------------------------------
>> *From:* Christine Wilton
>> *To:* cdcbaa@yahoogroups.com
>> *Sent:* Fri, September 21, 2012 5:54:01 PM
>>
>> *Subject:* Re: [cdcbaa] Bank of America Forgiveness on HELOCS
>>
>>
>>
>> I've seen Chase do it. This is the first I've heard of Bank of America,
>> but another post indicated they are releasing liens.
>>
>> On Fri, Sep 21, 2012 at 5:29 PM, Kenneth Jay Schwartz > kennethjschwartz@yahoo.com> wrote:
>>
>>> **
>>>
>>>
>>> So, you are saying that the Bank will reconvey the deed of trust? I
>>> reviewed the letters again--there is no mention as to their lien
>>>
>>> Kenneth Jay Schwartz, Esq.
>>> LAW OFFICE OF KENNETH JAY SCHWARTZ
>>> 21031 Ventura Boulevard, Suite 640
>>> Woodland Hills, California 91364-2226
>>> Telephone: (818) 226-1205
>>> Facsimile : (818) 226-1213
>>>
>>>
>>>
>>> THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE
>>> PERSONAL AND CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE.
>>> THIS MESSAGE MAY BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS
>>> PRIVILEGED AND CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE
>>> INTENDED RECIPIENT OR AN AGENT RESPONSIBLE FOR DELIVERING IT TO THE
>>> DESIGNATED RECIPIENT, YOU ARE HEREBY NOTIFIED THAT YOU HAVE RECEIVED THIS
>>> E-MAIL IN ERROR, AND THAT ANY REVIEW, DISSEMINATION, DISTRIBUTION OR
>>> COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED. IF YOU HAVE RECEIVED THIS
>>> COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY. THANK YOU.
>>>
>>>
>>> ------------------------------
>>> *From:* Christine Wilton
>>> *To:* cdcbaa@yahoogroups.com
>>> *Sent:* Fri, September 21, 2012 4:45:35 PM
>>> *Subject:* Re: [cdcbaa] Bank of America Forgiveness on HELOCS
>>>
>>>
>>>
>>> This is likely per the AG Settlement. I've seen Chase do this on their
>>> Helocs and it takes time to get that lien released.
>>>
>>> Christine
>>>
>>> On Fri, Sep 21, 2012 at 4:43 PM, Larry Webb wrote:
>>>
>>>> **
>>>>
>>>>
>>>> I have one client email re the same.
>>>>
>>>> Larry Webb
>>>> On Sep 21, 2012 2:38 PM, "Kenneth Schwartz"
>>>> wrote:
>>>>
>>>>> **
>>>>>
>>>>>
>>>>> I have just had 3 separate clients forward me letters from Bank of
>>>>> America stating that the Bank has approved full principal forgiveness on
>>>>> their HELOCs. Typical Bank of America, no contact person or address for
>>>>> correspondence given, and the usual voice-tree telephone number that gets
>>>>> you nowhere. My question, what about the recoveyance of the deeds of trust?
>>>>> No mention is made of that in the letters. Is this merely in personam
>>>>> relief? If so, big deal. My clients' BKs already achieved that.
>>>>>
>>>>>
>>>
>>>
>>> --
>>> Christine A. Wilton, Esq.
>>> Law Office of Christine A. Wilton
>>>
>>> *Office:*
>>> 5150 Candlewood Street, Suite 17F
>>> Lakewood, CA 90712
>>>
>>> *Mailing:*
>>> 4067 Hardwick Street, Suite 335
>>> Lakewood, CA 90712
>>>
>>> Office: 877-631-2220
>>> Cell: 562-824-7563
>>> Fax: 1-636-212-7078
>>> Email: attorneychristine@gmail.com
>>> Web: www.attorneychristine.com
>>> Blog: www.losangelesbankruptcylawmonitor.com
>>> ***************************
>>> Confidentiality and Privilege. This e-mail message, including
>>> attachments, is intended solely for review by the intended recipient(s) and
>>> may contain confidential and privileged information. Any unauthorized
>>> review, use, disclosure, or distribution is prohibited. Review by anyone
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>>> apply to this communication. If you are not the intended recipient, please
>>> contact the sender by return e-mail and destroy all copies of the original
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>>> Tax Advice Disclosure. Any tax information or written tax advice
>>> contained in this email message, including attachments, is not intended to
>>> and cannot be used by any taxpayer for the purpose of avoiding tax
>>> penalties that may be imposed on the taxpayer. (The foregoing legend has
>>> been affixed pursuant to U.S. Treasury Regulations governing tax practice.)
>>>
>>>
>>
>>
>> --
>> Christine A. Wilton, Esq.
>> Law Office of Christine A. Wilton
>>
>> *Office:*
>> 5150 Candlewood Street, Suite 17F
>> Lakewood, CA 90712
>>
>> *Mailing:*
>> 4067 Hardwick Street, Suite 335
>> Lakewood, CA 90712
>>
>> Office: 877-631-2220
>> Cell: 562-824-7563
>> Fax: 1-636-212-7078
>> Email: attorneychristine@gmail.com
>> Web: www.attorneychristine.com
>> Blog: www.losangelesbankruptcylawmonitor.com
>> ***************************
>> Confidentiality and Privilege. This e-mail message, including
>> attachments, is intended solely for review by the intended recipient(s) and
>> may contain confidential and privileged information. Any unauthorized
>> review, use, disclosure, or distribution is prohibited. Review by anyone
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>> ATTORNEY-CLIENT PRIVILEGE or ATTORNEY WORK PRODUCT PROTECTION that may
>> apply to this communication. If you are not the intended recipient, please
>> contact the sender by return e-mail and destroy all copies of the original
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>> Tax Advice Disclosure. Any tax information or written tax advice
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>> and cannot be used by any taxpayer for the purpose of avoiding tax
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>>
>>
>
>
Christine A. Wilton, Esq.
Law Office of Christine A. Wilton
*Office:*
5150 Candlewood Street, Suite 17F
Lakewood, CA 90712
*Mailing:*
4067 Hardwick Street, Suite 335
Lakewood, CA 90712
Office: 877-631-2220
Cell: 562-824-7563
Fax: 1-636-212-7078
Email: attorneychristine@gmail.com
Web: www.attorneychristine.com
Blog: www.losangelesbankruptcylawmonitor.com
***************************
Confidentiality and Privilege. This e-mail message, including attachments,
is intended solely for review by the intended recipient(s) and may contain
confidential and privileged information. Any unauthorized review, use,
disclosure, or distribution is prohibited. Review by anyone other than the
intended recipient(s) shall not constitute a waiver of any ATTORNEY-CLIENT
PRIVILEGE or ATTORNEY WORK PRODUCT PROTECTION that may apply to this
communication. If you are not the intended recipient, please contact the
sender by return e-mail and destroy all copies of the original message.
Tax Advice Disclosure. Any tax information or written tax advice contained
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be imposed on the taxpayer. (The foregoing legend has been affixed pursuant
to U.S. Treasury Regulations governing tax practice.)
A 1099 would be the best holiday gift ever! Gotta love debt forgiveness.....do we have any word whether the Mortgage Debt Relief Act will be continuing into 2013?On Fri, Sep 21, 2012 at 8:04 PM, Jay Fleischman <bankruptcy@gmail.com> wrote:
Better watch out for one HECK of a 1099 on these things ...On Fri, Sep 21, 2012 at 5:56 PM, Kenneth Jay Schwartz <kennethjschwartz@yahoo.com> wrote:
I'd feel more comfortable if the letters would give a department and mailing address to contact them. Instead, the letters are signed off "Team Bank of America" with no address, and a telephone number that goes nowhere.
RTZ21031 Ventura Boulevard, Suite 640Woodland Hills, California 91364-2226Telephone: (818) 226-1205
Facsimile : (818) 226-1213THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE PERSONAL AND CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE. THIS MESSAGE MAY BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS PRIVILEGED AND CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE INTENDED RECIPIENT OR AN AGENT RESPONSIBLE FOR
DELIVERING IT TO THE DESIGNATED RECIPIENT, YOU ARE HEREBY NOTIFIED THAT YOU HAVE RECEIVED THIS E-MAIL IN ERROR, AND THAT ANY REVIEW, DISSEMINATION, DISTRIBUTION OR COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED. IF YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY. THANK YOU.
From: Christine Wilton <attorneychristine@gmail.com>To: cdcbaa@yahoogroups.com
Sent: Fri, September 21, 2012 5:54:01 PMSubject: Re: [cdcbaa] Bank of America Forgiveness on
HELOCS

The post was migrated from Yahoo.

Yahoo Bot · Sat Sep 22, 2012 9:02 am

Right, they get credit towards compliance on the settlement, and forgive
2nds that are avoided via LAMs anyways.
On Sep 21, 2012 4:45 PM, "Christine Wilton"
wrote:
> **
>
>
> This is likely per the AG Settlement. I've seen Chase do this on their
> Helocs and it takes time to get that lien released.
>
> Christine
>
> On Fri, Sep 21, 2012 at 4:43 PM, Larry Webb wrote:
>
>> **
>>
>>
>> I have one client email re the same.
>>
>> Larry Webb
>> On Sep 21, 2012 2:38 PM, "Kenneth Schwartz"
>> wrote:
>>
>>> **
>>>
>>>
>>> I have just had 3 separate clients forward me letters from Bank of
>>> America stating that the Bank has approved full principal forgiveness on
>>> their HELOCs. Typical Bank of America, no contact person or address for
>>> correspondence given, and the usual voice-tree telephone number that gets
>>> you nowhere. My question, what about the recoveyance of the deeds of trust?
>>> No mention is made of that in the letters. Is this merely in personam
>>> relief? If so, big deal. My clients' BKs already achieved that.
>>>
>>>
>
>
> --
> Christine A. Wilton, Esq.
> Law Office of Christine A. Wilton
>
> *Office:*
> 5150 Candlewood Street, Suite 17F
> Lakewood, CA 90712
>
> *Mailing:*
> 4067 Hardwick Street, Suite 335
> Lakewood, CA 90712
>
> Office: 877-631-2220
> Cell: 562-824-7563
> Fax: 1-636-212-7078
> Email: attorneychristine@gmail.com
> Web: www.attorneychristine.com
> Blog: www.losangelesbankruptcylawmonitor.com
> ***************************
> Confidentiality and Privilege. This e-mail message, including attachments,
> is intended solely for review by the intended recipient(s) and may contain
> confidential and privileged information. Any unauthorized review, use,
> disclosure, or distribution is prohibited. Review by anyone other than the
> intended recipient(s) shall not constitute a waiver of any ATTORNEY-CLIENT
> PRIVILEGE or ATTORNEY WORK PRODUCT PROTECTION that may apply to this
> communication. If you are not the intended recipient, please contact the
> sender by return e-mail and destroy all copies of the original message.
>
> Tax Advice Disclosure. Any tax information or written tax advice contained
> in this email message, including attachments, is not intended to and cannot
> be used by any taxpayer for the purpose of avoiding tax penalties that may
> be imposed on the taxpayer. (The foregoing legend has been affixed pursuant
> to U.S. Treasury Regulations governing tax practice.)
>
>
>
Right, they get credit towards compliance on the settlement, and forgive 2nds that are avoided via LAMs anyways.
On Sep 21, 2012 4:45 PM, "Christine Wilton" <attorneychristine@gmail.com> wrote:
This is likely per the AG Settlement. I've seen Chase do this on their Helocs and it takes time to get that lien released.ChristineOn Fri, Sep 21, 2012 at 4:43 PM, Larry Webb <
The post was migrated from Yahoo.

Yahoo Bot · Sat Sep 22, 2012 3:36 am

They will be sending a 1099 forgiveness of debt. If they don't then the REMIC's will be liable to the IRS for all of the violations of the Tax Exempt status of the REMICS. I don't see any other way for wall street to avoid paying the taxes they owe.
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________________________________
To: cdcbaa@yahoogroups.com
Sent: Friday, September 21, 2012 4:43 PM
Subject: Re: [cdcbaa] Bank of America Forgiveness on HELOCS
I have one client email re the same.
Larry Webb
On Sep 21, 2012 2:38 PM, "Kenneth Schwartz" wrote:
>
>I have just had 3 separate clients forward me letters from Bank of America stating that the Bank has approved full principal forgiveness on their HELOCs. Typical Bank of America, no contact person or address for correspondence given, and the usual voice-tree telephone number that gets you nowhere. My question, what about the recoveyance of the deeds of trust? No mention is made of that in the letters. Is this merely in personam relief? If so, big deal. My clients' BKs already achieved that.
>
>

The post was migrated from Yahoo.

Yahoo Bot · Fri Sep 21, 2012 10:06 pm

My thought too. Having trouble locating the proper Unit to write to
Kenneth Jay Schwartz, Esq.
LAW OFFICE OF KENNETH JAY SCHWARTZ
21031 Ventura Boulevard, Suite 640
Woodland Hills, California 91364-2226
Telephone: (818) 226-1205
Facsimile : (818) 226-1213
THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE PERSONAL AND
CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE. THIS MESSAGE MAY
BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS PRIVILEGED AND
CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE INTENDED RECIPIENT OR AN
AGENT RESPONSIBLE FOR DELIVERING IT TO THE DESIGNATED RECIPIENT, YOU ARE HEREBY
NOTIFIED THAT YOU HAVE RECEIVED THIS E-MAIL IN ERROR, AND THAT ANY REVIEW,DISSEMINATION, DISTRIBUTION OR COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED.
IF YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY.
THANK YOU.
________________________________
To: cdcbaa@yahoogroups.com
Sent: Fri, September 21, 2012 9:57:11 PM
Subject: Re: [cdcbaa] Bank of America Forgiveness on HELOCS
I'd say if it isn't expressly mentioned then BOA is still holding a security
interest. Perhaps send a letter requesting clarification?
On Sep 21, 2012 9:11 PM, "Kenneth Jay Schwartz"
wrote:
>
>They do warn of that in their letter. Jay, what is your opinion as to the>underlying deed of trust that is not mentioned at all in their letter?
> Kenneth Jay Schwartz, Esq.
>LAW OFFICE OF KENNETH JAY SCHWARTZ
>21031 Ventura Boulevard, Suite 640
>Woodland Hills, California 91364-2226
>Telephone: (818) 226-1205
>Facsimile : (818) 226-1213
>
>
>
>
>THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE PERSONAL AND
>CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE. THIS MESSAGE MAY
>BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS PRIVILEGED AND
>CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE INTENDED RECIPIENT OR AN
>AGENT RESPONSIBLE FOR DELIVERING IT TO THE DESIGNATED RECIPIENT, YOU ARE HEREBY
>NOTIFIED THAT YOU HAVE RECEIVED THIS E-MAIL IN ERROR, AND THAT ANY REVIEW,
>DISSEMINATION, DISTRIBUTION OR COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED.
>IF YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY.
>THANK YOU.
>
>
>
>
>
________________________________
>To: cdcbaa@yahoogroups.com
>Sent: Fri, September 21, 2012 8:04:24 PM
>Subject: Re: [cdcbaa] Bank of America Forgiveness on HELOCS
>
>
>Better watch out for one HECK of a 1099 on these things ...
>
>
>On Fri, Sep 21, 2012 at 5:56 PM, Kenneth Jay Schwartz
> wrote:
>
>
>>
>>I'd feel more comfortable if the letters would give a department and mailing
>>address to contact them. Instead, the letters are signed off "Team Bank of
>>America" with no address, and a telephone number that goes nowhere.
>>
>>Kenneth Jay Schwartz, Esq.
>>LAW OFFICE OF KENNETH JAY SCHWARTZ
>>21031 Ventura Boulevard, Suite 640
>>Woodland Hills, California 91364-2226
>>Telephone: (818) 226-1205
>>Facsimile : (818) 226-1213
>>
>>
>>
>>
>>THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE PERSONAL AND
>>CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE. THIS MESSAGE MAY
>>BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS PRIVILEGED AND
>>CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE INTENDED RECIPIENT OR AN
>>AGENT RESPONSIBLE FOR DELIVERING IT TO THE DESIGNATED RECIPIENT, YOU ARE HEREBY
>>NOTIFIED THAT YOU HAVE RECEIVED THIS E-MAIL IN ERROR, AND THAT ANY REVIEW,
>>DISSEMINATION, DISTRIBUTION OR COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED.
>>IF YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY.
>>THANK YOU.
>>
>>
>>
>>
>>
________________________________
>>To: cdcbaa@yahoogroups.com
>>Sent: Fri, September 21, 2012 5:54:01 PM
>>
>>Subject: Re: [cdcbaa] Bank of America Forgiveness on HELOCS
>>
>>
>>
>>I've seen Chase do it. This is the first I've heard of Bank of America, but
>>another post indicated they are releasing liens.
>>
>>
>>On Fri, Sep 21, 2012 at 5:29 PM, Kenneth Jay Schwartz
>> wrote:
>>
>>
>>>
>>>So, you are saying that the Bank will reconvey the deed of trust? I reviewed
>>>the letters again--there is no mention as to their lien
>>> Kenneth Jay Schwartz, Esq.
>>>LAW OFFICE OF KENNETH JAY SCHWARTZ
>>>21031 Ventura Boulevard, Suite 640
>>>Woodland Hills, California 91364-2226
>>>Telephone: (818) 226-1205
>>>Facsimile : (818) 226-1213
>>>
>>>
>>>
>>>
>>>THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE PERSONAL AND
>>>CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE. THIS MESSAGE MAY
>>>BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS PRIVILEGED AND
>>>CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE INTENDED RECIPIENT OR AN
>>>AGENT RESPONSIBLE FOR DELIVERING IT TO THE DESIGNATED RECIPIENT, YOU ARE HEREBY
>>>NOTIFIED THAT YOU HAVE RECEIVED THIS E-MAIL IN ERROR, AND THAT ANY REVIEW,
>>>DISSEMINATION, DISTRIBUTION OR COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED.
>>>IF YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY.
>>>THANK YOU.
>>>
>>>
>>>
>>>
>>>
________________________________
>>>To: cdcbaa@yahoogroups.com
>>>Sent: Fri, September 21, 2012 4:45:35 PM
>>>Subject: Re: [cdcbaa] Bank of America Forgiveness on HELOCS
>>>
>>>
>>>This is likely per the AG Settlement. I've seen Chase do this on their Helocs
>>>and it takes time to get that lien released.
>>>
>>>Christine
>>>
>>>
>>>On Fri, Sep 21, 2012 at 4:43 PM, Larry Webb wrote:
>>>
>>>
>>>>
>>>>I have one client email re the same.
>>>>Larry Webb
>>>>On Sep 21, 2012 2:38 PM, "Kenneth Schwartz"
>>wrote:
>>>>
>>>>
>>>>>
>>>>>I have just had 3 separate clients forward me letters from Bank of America
>>>>>stating that the Bank has approved full principal forgiveness on their HELOCs.
>>>>>Typical Bank of America, no contact person or address for correspondence given,
>>>>>and the usual voice-tree telephone number that gets you nowhere. My question,
>>>>>what about the recoveyance of the deeds of trust? No mention is made of that in
>>>>>the letters. Is this merely in personam relief? If so, big deal. My clients'
>>>>>BKs already achieved that.
>>>>>
>>>>>
>>>
>>>
>>>
>>>--
>>>Christine A. Wilton, Esq.
>>>Law Office of Christine A. Wilton
>>>
>>>Office:
>>>5150 Candlewood Street, Suite 17F
>>>Lakewood, CA 90712
>>>
>>>Mailing:
>>>4067 Hardwick Street, Suite 335
>>>Lakewood, CA 90712
>>>
>>>Office: 877-631-2220
>>>Cell: 562-824-7563
>>>Fax: 1-636-212-7078
>>>Email: attorneychristine@gmail.com
>>>Web: www.attorneychristine.com
>>>Blog: www.losangelesbankruptcylawmonitor.com
>>>***************************
>>>Confidentiality and Privilege. This e-mail message, including attachments, is
>>>intended solely for review by the intended recipient(s) and may contain>>>confidential and privileged information. Any unauthorized review, use,
>>>disclosure, or distribution is prohibited. Review by anyone other than the
>>>intended recipient(s) shall not constitute a waiver of any ATTORNEY-CLIENT
>>>PRIVILEGE or ATTORNEY WORK PRODUCT PROTECTION that may apply to this
>>>communication. If you are not the intended recipient, please contact the sender
>>>by return e-mail and destroy all copies of the original message.
>>>
>>>Tax Advice Disclosure. Any tax information or written tax advice contained in
>>>this email message, including attachments, is not intended to and cannot be used
>>>by any taxpayer for the purpose of avoiding tax penalties that may be imposed on
>>>the taxpayer. (The foregoing legend has been affixed pursuant to U.S. Treasury
>>>Regulations governing tax practice.)
>>>
>>>
>>>
>>
>>
>>--
>>Christine A. Wilton, Esq.
>>Law Office of Christine A. Wilton
>>
>>Office:
>>5150 Candlewood Street, Suite 17F
>>Lakewood, CA 90712
>>
>>Mailing:
>>4067 Hardwick Street, Suite 335
>>Lakewood, CA 90712
>>
>>Office: 877-631-2220
>>Cell: 562-824-7563
>>Fax: 1-636-212-7078
>>Email: attorneychristine@gmail.com
>>Web: www.attorneychristine.com
>>Blog: www.losangelesbankruptcylawmonitor.com
>>***************************
>>Confidentiality and Privilege. This e-mail message, including attachments, is
>>intended solely for review by the intended recipient(s) and may contain
>>confidential and privileged information. Any unauthorized review, use,
>>disclosure, or distribution is prohibited. Review by anyone other than the
>>intended recipient(s) shall not constitute a waiver of any ATTORNEY-CLIENT
>>PRIVILEGE or ATTORNEY WORK PRODUCT PROTECTION that may apply to this
>>communication. If you are not the intended recipient, please contact the sender
>>by return e-mail and destroy all copies of the original message.
>>
>>Tax Advice Disclosure. Any tax information or written tax advice contained in
>>this email message, including attachments, is not intended to and cannot be used
>>by any taxpayer for the purpose of avoiding tax penalties that may be imposed on
>>the taxpayer. (The foregoing legend has been affixed pursuant to U.S. Treasury
>>Regulations governing tax practice.)
>>
>>
>>
>
My thought too. Having trouble locating the proper Unit to write to Kenneth Jay Schwartz, Esq.LAW OFFICE OF KENNETH JAY SCHWARTZ21031 Ventura Boulevard, Suite 640Woodland Hills, California 91364-2226Telephone: (818) 226-1205Facsimile : (818) 226-1213THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE PERSONAL AND CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE. THIS MESSAGE MAY BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS PRIVILEGED AND CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE INTENDED RECIPIENT OR AN AGENT RESPONSIBLE FOR DELIVERING IT TO THE DESIGNATED RECIPIENT, YOU ARE HEREBY NOTIFIED THAT YOU HAVE RECEIVED THIS E-MAIL IN ERROR, AND THAT ANY REVIEW, DISSEMINATION,
DISTRIBUTION OR COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED. IF YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY. THANK YOU.From: Jay Fleischman <bankruptcy@gmail.com>To: cdcbaa@yahoogroups.comSent: Fri, September 21, 2012 9:57:11 PMSubject: Re: [cdcbaa] Bank of America Forgiveness on HELOCS

I'd say if it isn't expressly mentioned then BOA is still holding a security interest. Perhaps send a letter requesting clarification?
On Sep 21, 2012 9:11 PM, "Kenneth Jay Schwartz" <kennethjschwartz@yahoo.com> wrote:

They do warn of that in their letter. Jay, what is your opinion as to the underlying deed of trust that is not mentioned at all in their letter?
Kenneth Jay Schwartz, Esq.LAW OFFICE OF KENNETH JAY SCHWARTZ21031 Ventura Boulevard, Suite 640Woodland Hills, California 91364-2226Telephone: (818) 226-1205
Facsimile : (818) 226-1213THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE PERSONAL AND CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE. THIS MESSAGE MAY BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS PRIVILEGED AND CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE INTENDED RECIPIENT OR AN AGENT RESPONSIBLE FOR DELIVERING IT TO THE DESIGNATED RECIPIENT, YOU ARE HEREBY NOTIFIED THAT YOU
HAVE RECEIVED THIS E-MAIL IN ERROR, AND THAT ANY REVIEW, DISSEMINATION, DISTRIBUTION OR COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED. IF YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY. THANK YOU.
From: Jay Fleischman <
The post was migrated from Yahoo.

Yahoo Bot · Fri Sep 21, 2012 9:57 pm

I'd say if it isn't expressly mentioned then BOA is still holding a
security interest. Perhaps send a letter requesting clarification?
On Sep 21, 2012 9:11 PM, "Kenneth Jay Schwartz"
wrote:
> **
>
>
> They do warn of that in their letter. Jay, what is your opinion as to the
> underlying deed of trust that is not mentioned at all in their letter?
>
> Kenneth Jay Schwartz, Esq.
> LAW OFFICE OF KENNETH JAY SCHWARTZ
> 21031 Ventura Boulevard, Suite 640
> Woodland Hills, California 91364-2226
> Telephone: (818) 226-1205
> Facsimile : (818) 226-1213
>
>
>
> THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE PERSONAL
> AND CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE. THIS
> MESSAGE MAY BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS
> PRIVILEGED AND CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE
> INTENDED RECIPIENT OR AN AGENT RESPONSIBLE FOR DELIVERING IT TO THE
> DESIGNATED RECIPIENT, YOU ARE HEREBY NOTIFIED THAT YOU HAVE RECEIVED THIS
> E-MAIL IN ERROR, AND THAT ANY REVIEW, DISSEMINATION, DISTRIBUTION OR
> COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED. IF YOU HAVE RECEIVED THIS
> COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY. THANK YOU.
>
>
> ------------------------------
> *From:* Jay Fleischman
> *To:* cdcbaa@yahoogroups.com
> *Sent:* Fri, September 21, 2012 8:04:24 PM
> *Subject:* Re: [cdcbaa] Bank of America Forgiveness on HELOCS
>
>
>
> Better watch out for one HECK of a 1099 on these things ...
>
> On Fri, Sep 21, 2012 at 5:56 PM, Kenneth Jay Schwartz kennethjschwartz@yahoo.com> wrote:
>
>> **
>>
>>
>> I'd feel more comfortable if the letters would give a department and
>> mailing address to contact them. Instead, the letters are signed off "Team
>> Bank of America" with no address, and a telephone number that goes nowhere.
>>
>> Kenneth Jay Schwartz, Esq.
>> LAW OFFICE OF KENNETH JAY SCHWARTZ
>> 21031 Ventura Boulevard, Suite 640
>> Woodland Hills, California 91364-2226
>> Telephone: (818) 226-1205
>> Facsimile : (818) 226-1213
>>
>>
>>
>> THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE
>> PERSONAL AND CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE.
>> THIS MESSAGE MAY BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS
>> PRIVILEGED AND CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE
>> INTENDED RECIPIENT OR AN AGENT RESPONSIBLE FOR DELIVERING IT TO THE
>> DESIGNATED RECIPIENT, YOU ARE HEREBY NOTIFIED THAT YOU HAVE RECEIVED THIS
>> E-MAIL IN ERROR, AND THAT ANY REVIEW, DISSEMINATION, DISTRIBUTION OR
>> COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED. IF YOU HAVE RECEIVED THIS
>> COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY. THANK YOU.
>>
>>
>> ------------------------------
>> *From:* Christine Wilton
>> *To:* cdcbaa@yahoogroups.com
>> *Sent:* Fri, September 21, 2012 5:54:01 PM
>>
>> *Subject:* Re: [cdcbaa] Bank of America Forgiveness on HELOCS
>>
>>
>>
>> I've seen Chase do it. This is the first I've heard of Bank of America,
>> but another post indicated they are releasing liens.
>>
>> On Fri, Sep 21, 2012 at 5:29 PM, Kenneth Jay Schwartz > kennethjschwartz@yahoo.com> wrote:
>>
>>> **
>>>
>>>
>>> So, you are saying that the Bank will reconvey the deed of trust? I
>>> reviewed the letters again--there is no mention as to their lien
>>>
>>> Kenneth Jay Schwartz, Esq.
>>> LAW OFFICE OF KENNETH JAY SCHWARTZ
>>> 21031 Ventura Boulevard, Suite 640
>>> Woodland Hills, California 91364-2226
>>> Telephone: (818) 226-1205
>>> Facsimile : (818) 226-1213
>>>
>>>
>>>
>>> THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE
>>> PERSONAL AND CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE.
>>> THIS MESSAGE MAY BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS
>>> PRIVILEGED AND CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE
>>> INTENDED RECIPIENT OR AN AGENT RESPONSIBLE FOR DELIVERING IT TO THE
>>> DESIGNATED RECIPIENT, YOU ARE HEREBY NOTIFIED THAT YOU HAVE RECEIVED THIS
>>> E-MAIL IN ERROR, AND THAT ANY REVIEW, DISSEMINATION, DISTRIBUTION OR
>>> COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED. IF YOU HAVE RECEIVED THIS
>>> COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY. THANK YOU.
>>>
>>>
>>> ------------------------------
>>> *From:* Christine Wilton
>>> *To:* cdcbaa@yahoogroups.com
>>> *Sent:* Fri, September 21, 2012 4:45:35 PM
>>> *Subject:* Re: [cdcbaa] Bank of America Forgiveness on HELOCS
>>>
>>>
>>>
>>> This is likely per the AG Settlement. I've seen Chase do this on their
>>> Helocs and it takes time to get that lien released.
>>>
>>> Christine
>>>
>>> On Fri, Sep 21, 2012 at 4:43 PM, Larry Webb wrote:
>>>
>>>> **
>>>>
>>>>
>>>> I have one client email re the same.
>>>>
>>>> Larry Webb
>>>> On Sep 21, 2012 2:38 PM, "Kenneth Schwartz"
>>>> wrote:
>>>>
>>>>> **
>>>>>
>>>>>
>>>>> I have just had 3 separate clients forward me letters from Bank of
>>>>> America stating that the Bank has approved full principal forgiveness on
>>>>> their HELOCs. Typical Bank of America, no contact person or address for
>>>>> correspondence given, and the usual voice-tree telephone number that gets
>>>>> you nowhere. My question, what about the recoveyance of the deeds of trust?
>>>>> No mention is made of that in the letters. Is this merely in personam
>>>>> relief? If so, big deal. My clients' BKs already achieved that.
>>>>>
>>>>>
>>>
>>>
>>> --
>>> Christine A. Wilton, Esq.
>>> Law Office of Christine A. Wilton
>>>
>>> *Office:*
>>> 5150 Candlewood Street, Suite 17F
>>> Lakewood, CA 90712
>>>
>>> *Mailing:*
>>> 4067 Hardwick Street, Suite 335
>>> Lakewood, CA 90712
>>>
>>> Office: 877-631-2220
>>> Cell: 562-824-7563
>>> Fax: 1-636-212-7078
>>> Email: attorneychristine@gmail.com
>>> Web: www.attorneychristine.com
>>> Blog: www.losangelesbankruptcylawmonitor.com
>>> ***************************
>>> Confidentiality and Privilege. This e-mail message, including
>>> attachments, is intended solely for review by the intended recipient(s) and
>>> may contain confidential and privileged information. Any unauthorized
>>> review, use, disclosure, or distribution is prohibited. Review by anyone
>>> other than the intended recipient(s) shall not constitute a waiver of any
>>> ATTORNEY-CLIENT PRIVILEGE or ATTORNEY WORK PRODUCT PROTECTION that may
>>> apply to this communication. If you are not the intended recipient, please
>>> contact the sender by return e-mail and destroy all copies of the original
>>> message.
>>>
>>> Tax Advice Disclosure. Any tax information or written tax advice
>>> contained in this email message, including attachments, is not intended to
>>> and cannot be used by any taxpayer for the purpose of avoiding tax
>>> penalties that may be imposed on the taxpayer. (The foregoing legend has
>>> been affixed pursuant to U.S. Treasury Regulations governing tax practice.)
>>>
>>>
>>
>>
>> --
>> Christine A. Wilton, Esq.
>> Law Office of Christine A. Wilton
>>
>> *Office:*
>> 5150 Candlewood Street, Suite 17F
>> Lakewood, CA 90712
>>
>> *Mailing:*
>> 4067 Hardwick Street, Suite 335
>> Lakewood, CA 90712
>>
>> Office: 877-631-2220
>> Cell: 562-824-7563
>> Fax: 1-636-212-7078
>> Email: attorneychristine@gmail.com
>> Web: www.attorneychristine.com
>> Blog: www.losangelesbankruptcylawmonitor.com
>> ***************************
>> Confidentiality and Privilege. This e-mail message, including
>> attachments, is intended solely for review by the intended recipient(s) and
>> may contain confidential and privileged information. Any unauthorized
>> review, use, disclosure, or distribution is prohibited. Review by anyone
>> other than the intended recipient(s) shall not constitute a waiver of any
>> ATTORNEY-CLIENT PRIVILEGE or ATTORNEY WORK PRODUCT PROTECTION that may
>> apply to this communication. If you are not the intended recipient, please
>> contact the sender by return e-mail and destroy all copies of the original
>> message.
>>
>> Tax Advice Disclosure. Any tax information or written tax advice
>> contained in this email message, including attachments, is not intended to
>> and cannot be used by any taxpayer for the purpose of avoiding tax
>> penalties that may be imposed on the taxpayer. (The foregoing legend has
>> been affixed pursuant to U.S. Treasury Regulations governing tax practice.)
>>
>>
>
>

The post was migrated from Yahoo.

Yahoo Bot · Fri Sep 21, 2012 9:11 pm

They do warn of that in their letter. Jay, what is your opinion as to theunderlying deed of trust that is not mentioned at all in their letter?
Kenneth Jay Schwartz, Esq.
LAW OFFICE OF KENNETH JAY SCHWARTZ
21031 Ventura Boulevard, Suite 640
Woodland Hills, California 91364-2226
Telephone: (818) 226-1205
Facsimile : (818) 226-1213
THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE PERSONAL AND
CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE. THIS MESSAGE MAY
BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS PRIVILEGED AND
CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE INTENDED RECIPIENT OR AN
AGENT RESPONSIBLE FOR DELIVERING IT TO THE DESIGNATED RECIPIENT, YOU ARE HEREBY
NOTIFIED THAT YOU HAVE RECEIVED THIS E-MAIL IN ERROR, AND THAT ANY REVIEW,DISSEMINATION, DISTRIBUTION OR COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED.
IF YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY.
THANK YOU.
________________________________
To: cdcbaa@yahoogroups.com
Sent: Fri, September 21, 2012 8:04:24 PM
Subject: Re: [cdcbaa] Bank of America Forgiveness on HELOCS
Better watch out for one HECK of a 1099 on these things ...
On Fri, Sep 21, 2012 at 5:56 PM, Kenneth Jay Schwartz
wrote:
>
>I'd feel more comfortable if the letters would give a department and mailing
>address to contact them. Instead, the letters are signed off "Team Bank of>America" with no address, and a telephone number that goes nowhere.
>
>Kenneth Jay Schwartz, Esq.
>LAW OFFICE OF KENNETH JAY SCHWARTZ
>21031 Ventura Boulevard, Suite 640
>Woodland Hills, California 91364-2226
>Telephone: (818) 226-1205
>Facsimile : (818) 226-1213
>
>
>
>
>THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE PERSONAL AND
>CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE. THIS MESSAGE MAY
>BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS PRIVILEGED AND
>CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE INTENDED RECIPIENT OR AN
>AGENT RESPONSIBLE FOR DELIVERING IT TO THE DESIGNATED RECIPIENT, YOU ARE HEREBY
>NOTIFIED THAT YOU HAVE RECEIVED THIS E-MAIL IN ERROR, AND THAT ANY REVIEW,>DISSEMINATION, DISTRIBUTION OR COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED.
>IF YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY.
>THANK YOU.
>
>
>
>
>
________________________________
>To: cdcbaa@yahoogroups.com
>Sent: Fri, September 21, 2012 5:54:01 PM
>
>Subject: Re: [cdcbaa] Bank of America Forgiveness on HELOCS
>
>
>
>I've seen Chase do it. This is the first I've heard of Bank of America, but
>another post indicated they are releasing liens.
>
>
>On Fri, Sep 21, 2012 at 5:29 PM, Kenneth Jay Schwartz
> wrote:
>
>
>>
>>So, you are saying that the Bank will reconvey the deed of trust? I reviewed
>>the letters again--there is no mention as to their lien
>> Kenneth Jay Schwartz, Esq.
>>LAW OFFICE OF KENNETH JAY SCHWARTZ
>>21031 Ventura Boulevard, Suite 640
>>Woodland Hills, California 91364-2226
>>Telephone: (818) 226-1205
>>Facsimile : (818) 226-1213
>>
>>
>>
>>
>>THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE PERSONAL AND
>>CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE. THIS MESSAGE MAY
>>BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS PRIVILEGED AND
>>CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE INTENDED RECIPIENT OR AN
>>AGENT RESPONSIBLE FOR DELIVERING IT TO THE DESIGNATED RECIPIENT, YOU ARE HEREBY
>>NOTIFIED THAT YOU HAVE RECEIVED THIS E-MAIL IN ERROR, AND THAT ANY REVIEW,
>>DISSEMINATION, DISTRIBUTION OR COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED.
>>IF YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY.
>>THANK YOU.
>>
>>
>>
>>
>>
________________________________
>>To: cdcbaa@yahoogroups.com
>>Sent: Fri, September 21, 2012 4:45:35 PM
>>Subject: Re: [cdcbaa] Bank of America Forgiveness on HELOCS
>>
>>
>>This is likely per the AG Settlement. I've seen Chase do this on their Helocs
>>and it takes time to get that lien released.
>>
>>Christine
>>
>>
>>On Fri, Sep 21, 2012 at 4:43 PM, Larry Webb wrote:
>>
>>
>>>
>>>I have one client email re the same.
>>>Larry Webb
>>>On Sep 21, 2012 2:38 PM, "Kenneth Schwartz" >wrote:
>>>
>>>
>>>>
>>>>I have just had 3 separate clients forward me letters from Bank of America
>>>>stating that the Bank has approved full principal forgiveness on their HELOCs.
>>>>Typical Bank of America, no contact person or address for correspondence given,
>>>>and the usual voice-tree telephone number that gets you nowhere. My question,
>>>>what about the recoveyance of the deeds of trust? No mention is made of that in
>>>>the letters. Is this merely in personam relief? If so, big deal. My clients'
>>>>BKs already achieved that.
>>>>
>>>>
>>
>>
>>
>>--
>>Christine A. Wilton, Esq.
>>Law Office of Christine A. Wilton
>>
>>Office:
>>5150 Candlewood Street, Suite 17F
>>Lakewood, CA 90712
>>
>>Mailing:
>>4067 Hardwick Street, Suite 335
>>Lakewood, CA 90712
>>
>>Office: 877-631-2220
>>Cell: 562-824-7563
>>Fax: 1-636-212-7078
>>Email: attorneychristine@gmail.com
>>Web: www.attorneychristine.com
>>Blog: www.losangelesbankruptcylawmonitor.com
>>***************************
>>Confidentiality and Privilege. This e-mail message, including attachments, is
>>intended solely for review by the intended recipient(s) and may contain
>>confidential and privileged information. Any unauthorized review, use,
>>disclosure, or distribution is prohibited. Review by anyone other than the
>>intended recipient(s) shall not constitute a waiver of any ATTORNEY-CLIENT
>>PRIVILEGE or ATTORNEY WORK PRODUCT PROTECTION that may apply to this
>>communication. If you are not the intended recipient, please contact the sender
>>by return e-mail and destroy all copies of the original message.
>>
>>Tax Advice Disclosure. Any tax information or written tax advice contained in
>>this email message, including attachments, is not intended to and cannot be used
>>by any taxpayer for the purpose of avoiding tax penalties that may be imposed on
>>the taxpayer. (The foregoing legend has been affixed pursuant to U.S. Treasury
>>Regulations governing tax practice.)
>>
>>
>>
>
>
>--
>Christine A. Wilton, Esq.
>Law Office of Christine A. Wilton
>
>Office:
>5150 Candlewood Street, Suite 17F
>Lakewood, CA 90712
>
>Mailing:
>4067 Hardwick Street, Suite 335
>Lakewood, CA 90712
>
>Office: 877-631-2220
>Cell: 562-824-7563
>Fax: 1-636-212-7078
>Email: attorneychristine@gmail.com
>Web: www.attorneychristine.com
>Blog: www.losangelesbankruptcylawmonitor.com
>***************************
>Confidentiality and Privilege. This e-mail message, including attachments, is
>intended solely for review by the intended recipient(s) and may contain
>confidential and privileged information. Any unauthorized review, use,
>disclosure, or distribution is prohibited. Review by anyone other than the>intended recipient(s) shall not constitute a waiver of any ATTORNEY-CLIENT>PRIVILEGE or ATTORNEY WORK PRODUCT PROTECTION that may apply to this
>communication. If you are not the intended recipient, please contact the sender
>by return e-mail and destroy all copies of the original message.
>
>Tax Advice Disclosure. Any tax information or written tax advice contained in
>this email message, including attachments, is not intended to and cannot be used
>by any taxpayer for the purpose of avoiding tax penalties that may be imposed on
>the taxpayer. (The foregoing legend has been affixed pursuant to U.S. Treasury
>Regulations governing tax practice.)
>
>
>
They do warn of that in their letter. Jay, what is your opinion as to the underlying deed of trust that is not mentioned at all in their letter? Kenneth Jay Schwartz, Esq.LAW OFFICE OF KENNETH JAY SCHWARTZ21031 Ventura Boulevard, Suite 640Woodland Hills, California 91364-2226Telephone: (818) 226-1205Facsimile : (818) 226-1213THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE PERSONAL AND CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE. THIS MESSAGE MAY BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS PRIVILEGED AND CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE INTENDED RECIPIENT OR AN AGENT RESPONSIBLE FOR DELIVERING IT TO THE DESIGNATED RECIPIENT, YOU ARE HEREBY NOTIFIED THAT YOU
HAVE RECEIVED THIS E-MAIL IN ERROR, AND THAT ANY REVIEW, DISSEMINATION, DISTRIBUTION OR COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED. IF YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY. THANK YOU.From: Jay Fleischman <bankruptcy@gmail.com>To: cdcbaa@yahoogroups.comSent: Fri, September 21, 2012 8:04:24 PMSubject: Re: [cdcbaa] Bank of America Forgiveness on HELOCS

Better watch out for one HECK of a 1099 on these things ...On Fri, Sep 21, 2012 at 5:56 PM, Kenneth Jay Schwartz <kennethjschwartz@yahoo.com> wrote:

I'd feel more comfortable if the letters would give a department and mailing address to contact them. Instead, the letters are signed off "Team Bank of America" with no address, and a telephone number that goes nowhere.
Kenneth Jay Schwartz, Esq.LAW OFFICE OF KENNETH JAY SCHWARTZ21031 Ventura Boulevard, Suite 640Woodland Hills, California 91364-2226Telephone: (818) 226-1205
Facsimile : (818) 226-1213THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE PERSONAL AND CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE. THIS MESSAGE MAY BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS PRIVILEGED AND CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE INTENDED RECIPIENT OR AN AGENT RESPONSIBLE FOR
DELIVERING IT TO THE DESIGNATED RECIPIENT, YOU ARE HEREBY NOTIFIED THAT YOU HAVE RECEIVED THIS E-MAIL IN ERROR, AND THAT ANY REVIEW, DISSEMINATION, DISTRIBUTION OR COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED. IF YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY. THANK YOU.
From: Christine Wilton <attorneychristine@gmail.com>To: cdcbaa@yahoogroups.com
Sent: Fri, September 21, 2012 5:54:01 PMSubject: Re: [cdcbaa] Bank of America Forgiveness on
HELOCS

I've seen Chase do it. This is the first I've heard of Bank of America, but another post indicated they are releasing liens.On Fri, Sep 21, 2012 at 5:29 PM, Kenneth Jay Schwartz <kennethjschwartz@yahoo.com> wrote:

So, you are saying that the Bank will reconvey the deed of trust? I reviewed the letters again--there is no mention as to their lien
Kenneth Jay Schwartz, Esq.LAW OFFICE OF KENNETH JAY SCHWARTZ21031 Ventura Boulevard, Suite 640Woodland Hills, California 91364-2226Telephone: (818) 226-1205
Facsimile : (818) 226-1213THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE PERSONAL AND CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE. THIS MESSAGE MAY BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS PRIVILEGED AND CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE INTENDED RECIPIENT OR AN AGENT RESPONSIBLE FOR DELIVERING IT TO THE DESIGNATED RECIPIENT, YOU ARE HEREBY NOTIFIED THAT YOU HAVE RECEIVED
THIS E-MAIL IN ERROR, AND THAT ANY REVIEW, DISSEMINATION, DISTRIBUTION OR COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED. IF YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY. THANK YOU.
From: Christine Wilton <
The post was migrated from Yahoo.

Yahoo Bot · Fri Sep 21, 2012 8:04 pm

Better watch out for one HECK of a 1099 on these things ...
On Fri, Sep 21, 2012 at 5:56 PM, Kenneth Jay Schwartz wrote:
> **
>
>
> I'd feel more comfortable if the letters would give a department and
> mailing address to contact them. Instead, the letters are signed off "Team
> Bank of America" with no address, and a telephone number that goes nowhere.
>
> Kenneth Jay Schwartz, Esq.
> LAW OFFICE OF KENNETH JAY SCHWARTZ
> 21031 Ventura Boulevard, Suite 640
> Woodland Hills, California 91364-2226
> Telephone: (818) 226-1205
> Facsimile : (818) 226-1213
>
>
>
> THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE PERSONAL
> AND CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE. THIS
> MESSAGE MAY BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS
> PRIVILEGED AND CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE
> INTENDED RECIPIENT OR AN AGENT RESPONSIBLE FOR DELIVERING IT TO THE
> DESIGNATED RECIPIENT, YOU ARE HEREBY NOTIFIED THAT YOU HAVE RECEIVED THIS
> E-MAIL IN ERROR, AND THAT ANY REVIEW, DISSEMINATION, DISTRIBUTION OR
> COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED. IF YOU HAVE RECEIVED THIS
> COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY. THANK YOU.
>
>
> ------------------------------
> *From:* Christine Wilton
> *To:* cdcbaa@yahoogroups.com
> *Sent:* Fri, September 21, 2012 5:54:01 PM
>
> *Subject:* Re: [cdcbaa] Bank of America Forgiveness on HELOCS
>
>
>
> I've seen Chase do it. This is the first I've heard of Bank of America,
> but another post indicated they are releasing liens.
>
> On Fri, Sep 21, 2012 at 5:29 PM, Kenneth Jay Schwartz kennethjschwartz@yahoo.com> wrote:
>
>> **
>>
>>
>> So, you are saying that the Bank will reconvey the deed of trust? I
>> reviewed the letters again--there is no mention as to their lien
>>
>> Kenneth Jay Schwartz, Esq.
>> LAW OFFICE OF KENNETH JAY SCHWARTZ
>> 21031 Ventura Boulevard, Suite 640
>> Woodland Hills, California 91364-2226
>> Telephone: (818) 226-1205
>> Facsimile : (818) 226-1213
>>
>>
>>
>> THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE
>> PERSONAL AND CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE.
>> THIS MESSAGE MAY BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS
>> PRIVILEGED AND CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE
>> INTENDED RECIPIENT OR AN AGENT RESPONSIBLE FOR DELIVERING IT TO THE
>> DESIGNATED RECIPIENT, YOU ARE HEREBY NOTIFIED THAT YOU HAVE RECEIVED THIS
>> E-MAIL IN ERROR, AND THAT ANY REVIEW, DISSEMINATION, DISTRIBUTION OR
>> COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED. IF YOU HAVE RECEIVED THIS
>> COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY. THANK YOU.
>>
>>
>> ------------------------------
>> *From:* Christine Wilton
>> *To:* cdcbaa@yahoogroups.com
>> *Sent:* Fri, September 21, 2012 4:45:35 PM
>> *Subject:* Re: [cdcbaa] Bank of America Forgiveness on HELOCS
>>
>>
>>
>> This is likely per the AG Settlement. I've seen Chase do this on their
>> Helocs and it takes time to get that lien released.
>>
>> Christine
>>
>> On Fri, Sep 21, 2012 at 4:43 PM, Larry Webb wrote:
>>
>>> **
>>>
>>>
>>> I have one client email re the same.
>>>
>>> Larry Webb
>>> On Sep 21, 2012 2:38 PM, "Kenneth Schwartz"
>>> wrote:
>>>
>>>> **
>>>>
>>>>
>>>> I have just had 3 separate clients forward me letters from Bank of
>>>> America stating that the Bank has approved full principal forgiveness on
>>>> their HELOCs. Typical Bank of America, no contact person or address for
>>>> correspondence given, and the usual voice-tree telephone number that gets
>>>> you nowhere. My question, what about the recoveyance of the deeds of trust?
>>>> No mention is made of that in the letters. Is this merely in personam
>>>> relief? If so, big deal. My clients' BKs already achieved that.
>>>>
>>>>
>>
>>
>> --
>> Christine A. Wilton, Esq.
>> Law Office of Christine A. Wilton
>>
>> *Office:*
>> 5150 Candlewood Street, Suite 17F
>> Lakewood, CA 90712
>>
>> *Mailing:*
>> 4067 Hardwick Street, Suite 335
>> Lakewood, CA 90712
>>
>> Office: 877-631-2220
>> Cell: 562-824-7563
>> Fax: 1-636-212-7078
>> Email: attorneychristine@gmail.com
>> Web: www.attorneychristine.com
>> Blog: www.losangelesbankruptcylawmonitor.com
>> ***************************
>> Confidentiality and Privilege. This e-mail message, including
>> attachments, is intended solely for review by the intended recipient(s) and
>> may contain confidential and privileged information. Any unauthorized
>> review, use, disclosure, or distribution is prohibited. Review by anyone
>> other than the intended recipient(s) shall not constitute a waiver of any
>> ATTORNEY-CLIENT PRIVILEGE or ATTORNEY WORK PRODUCT PROTECTION that may
>> apply to this communication. If you are not the intended recipient, please
>> contact the sender by return e-mail and destroy all copies of the original
>> message.
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>> Tax Advice Disclosure. Any tax information or written tax advice
>> contained in this email message, including attachments, is not intended to
>> and cannot be used by any taxpayer for the purpose of avoiding tax
>> penalties that may be imposed on the taxpayer. (The foregoing legend has
>> been affixed pursuant to U.S. Treasury Regulations governing tax practice.)
>>
>>
>
>
> --
> Christine A. Wilton, Esq.
> Law Office of Christine A. Wilton
>
> *Office:*
> 5150 Candlewood Street, Suite 17F
> Lakewood, CA 90712
>
> *Mailing:*
> 4067 Hardwick Street, Suite 335
> Lakewood, CA 90712
>
> Office: 877-631-2220
> Cell: 562-824-7563
> Fax: 1-636-212-7078
> Email: attorneychristine@gmail.com
> Web: www.attorneychristine.com
> Blog: www.losangelesbankruptcylawmonitor.com
> ***************************
> Confidentiality and Privilege. This e-mail message, including attachments,
> is intended solely for review by the intended recipient(s) and may contain
> confidential and privileged information. Any unauthorized review, use,
> disclosure, or distribution is prohibited. Review by anyone other than the
> intended recipient(s) shall not constitute a waiver of any ATTORNEY-CLIENT
> PRIVILEGE or ATTORNEY WORK PRODUCT PROTECTION that may apply to this
> communication. If you are not the intended recipient, please contact the
> sender by return e-mail and destroy all copies of the original message.
>
> Tax Advice Disclosure. Any tax information or written tax advice contained
> in this email message, including attachments, is not intended to and cannot
> be used by any taxpayer for the purpose of avoiding tax penalties that may
> be imposed on the taxpayer. (The foregoing legend has been affixed pursuant
> to U.S. Treasury Regulations governing tax practice.)
>
>
>
Better watch out for one HECK of a 1099 on these things ...On Fri, Sep 21, 2012 at 5:56 PM, Kenneth Jay Schwartz <kennethjschwartz@yahoo.com> wrote:
I'd feel more comfortable if the letters would give a department and mailing address to contact them. Instead, the letters are signed off "Team Bank of America" with no address, and a telephone number that goes nowhere.
ETH JAY SCHWARTZ21031 Ventura Boulevard, Suite 640Woodland Hills, California 91364-2226Telephone: (818) 226-1205
Facsimile : (818) 226-1213
The post was migrated from Yahoo.

Yahoo Bot · Fri Sep 21, 2012 5:56 pm

I'd feel more comfortable if the letters would give a department and mailing
address to contact them. Instead, the letters are signed off "Team Bank ofAmerica" with no address, and a telephone number that goes nowhere.
Kenneth Jay Schwartz, Esq.
LAW OFFICE OF KENNETH JAY SCHWARTZ
21031 Ventura Boulevard, Suite 640
Woodland Hills, California 91364-2226
Telephone: (818) 226-1205
Facsimile : (818) 226-1213
THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE PERSONAL AND
CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE. THIS MESSAGE MAY
BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS PRIVILEGED AND
CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE INTENDED RECIPIENT OR AN
AGENT RESPONSIBLE FOR DELIVERING IT TO THE DESIGNATED RECIPIENT, YOU ARE HEREBY
NOTIFIED THAT YOU HAVE RECEIVED THIS E-MAIL IN ERROR, AND THAT ANY REVIEW,DISSEMINATION, DISTRIBUTION OR COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED.
IF YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY.
THANK YOU.
________________________________
To: cdcbaa@yahoogroups.com
Sent: Fri, September 21, 2012 5:54:01 PM
Subject: Re: [cdcbaa] Bank of America Forgiveness on HELOCS
I've seen Chase do it. This is the first I've heard of Bank of America, but
another post indicated they are releasing liens.
On Fri, Sep 21, 2012 at 5:29 PM, Kenneth Jay Schwartz
wrote:
>
>So, you are saying that the Bank will reconvey the deed of trust? I reviewed
>the letters again--there is no mention as to their lien
> Kenneth Jay Schwartz, Esq.
>LAW OFFICE OF KENNETH JAY SCHWARTZ
>21031 Ventura Boulevard, Suite 640
>Woodland Hills, California 91364-2226
>Telephone: (818) 226-1205
>Facsimile : (818) 226-1213
>
>
>
>
>THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE PERSONAL AND
>CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE. THIS MESSAGE MAY
>BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS PRIVILEGED AND
>CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE INTENDED RECIPIENT OR AN
>AGENT RESPONSIBLE FOR DELIVERING IT TO THE DESIGNATED RECIPIENT, YOU ARE HEREBY
>NOTIFIED THAT YOU HAVE RECEIVED THIS E-MAIL IN ERROR, AND THAT ANY REVIEW,
>DISSEMINATION, DISTRIBUTION OR COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED.
>IF YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY.
>THANK YOU.
>
>
>
>
>
________________________________
>To: cdcbaa@yahoogroups.com
>Sent: Fri, September 21, 2012 4:45:35 PM
>Subject: Re: [cdcbaa] Bank of America Forgiveness on HELOCS
>
>
>This is likely per the AG Settlement. I've seen Chase do this on their Helocs
>and it takes time to get that lien released.
>
>Christine
>
>
>On Fri, Sep 21, 2012 at 4:43 PM, Larry Webb wrote:
>
>
>>
>>I have one client email re the same.
>>Larry Webb
>>On Sep 21, 2012 2:38 PM, "Kenneth Schwartz" wrote:
>>
>>
>>>
>>>I have just had 3 separate clients forward me letters from Bank of America
>>>stating that the Bank has approved full principal forgiveness on their HELOCs.
>>>Typical Bank of America, no contact person or address for correspondence given,
>>>and the usual voice-tree telephone number that gets you nowhere. My question,
>>>what about the recoveyance of the deeds of trust? No mention is made of that in
>>>the letters. Is this merely in personam relief? If so, big deal. My clients'
>>>BKs already achieved that.
>>>
>>>
>
>
>
>--
>Christine A. Wilton, Esq.
>Law Office of Christine A. Wilton
>
>Office:
>5150 Candlewood Street, Suite 17F
>Lakewood, CA 90712
>
>Mailing:
>4067 Hardwick Street, Suite 335
>Lakewood, CA 90712
>
>Office: 877-631-2220
>Cell: 562-824-7563
>Fax: 1-636-212-7078
>Email: attorneychristine@gmail.com
>Web: www.attorneychristine.com
>Blog: www.losangelesbankruptcylawmonitor.com
>***************************
>Confidentiality and Privilege. This e-mail message, including attachments, is
>intended solely for review by the intended recipient(s) and may contain
>confidential and privileged information. Any unauthorized review, use,
>disclosure, or distribution is prohibited. Review by anyone other than the>intended recipient(s) shall not constitute a waiver of any ATTORNEY-CLIENT>PRIVILEGE or ATTORNEY WORK PRODUCT PROTECTION that may apply to this
>communication. If you are not the intended recipient, please contact the sender
>by return e-mail and destroy all copies of the original message.
>
>Tax Advice Disclosure. Any tax information or written tax advice contained in
>this email message, including attachments, is not intended to and cannot be used
>by any taxpayer for the purpose of avoiding tax penalties that may be imposed on
>the taxpayer. (The foregoing legend has been affixed pursuant to U.S. Treasury
>Regulations governing tax practice.)
>
>
>
Christine A. Wilton, Esq.
Law Office of Christine A. Wilton
Office:
5150 Candlewood Street, Suite 17F
Lakewood, CA 90712
Mailing:
4067 Hardwick Street, Suite 335
Lakewood, CA 90712
Office: 877-631-2220
Cell: 562-824-7563
Fax: 1-636-212-7078
Email: attorneychristine@gmail.com
Web: www.attorneychristine.com
Blog: www.losangelesbankruptcylawmonitor.com
***************************
Confidentiality and Privilege. This e-mail message, including attachments, is
intended solely for review by the intended recipient(s) and may contain
confidential and privileged information. Any unauthorized review, use,
disclosure, or distribution is prohibited. Review by anyone other than theintended recipient(s) shall not constitute a waiver of any ATTORNEY-CLIENTPRIVILEGE or ATTORNEY WORK PRODUCT PROTECTION that may apply to this
communication. If you are not the intended recipient, please contact the sender
by return e-mail and destroy all copies of the original message.
Tax Advice Disclosure. Any tax information or written tax advice contained in
this email message, including attachments, is not intended to and cannot be used
by any taxpayer for the purpose of avoiding tax penalties that may be imposed on
the taxpayer. (The foregoing legend has been affixed pursuant to U.S. Treasury
Regulations governing tax practice.)
I'd feel more comfortable if the letters would give a department and mailing address to contact them. Instead, the letters are signed off "Team Bank of America" with no address, and a telephone number that goes nowhere. Kenneth Jay Schwartz, Esq.LAW OFFICE OF KENNETH JAY SCHWARTZ21031 Ventura Boulevard, Suite 640Woodland Hills, California 91364-2226Telephone: (818) 226-1205Facsimile : (818) 226-1213THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE PERSONAL AND CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE. THIS MESSAGE MAY BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS PRIVILEGED AND CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE INTENDED RECIPIENT OR AN AGENT RESPONSIBLE FOR
DELIVERING IT TO THE DESIGNATED RECIPIENT, YOU ARE HEREBY NOTIFIED THAT YOU HAVE RECEIVED THIS E-MAIL IN ERROR, AND THAT ANY REVIEW, DISSEMINATION, DISTRIBUTION OR COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED. IF YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY. THANK YOU.From: Christine Wilton <attorneychristine@gmail.com>To: cdcbaa@yahoogroups.comSent: Fri, September 21, 2012 5:54:01 PMSubject: Re: [cdcbaa] Bank of America Forgiveness on
HELOCS

I've seen Chase do it. This is the first I've heard of Bank of America, but another post indicated they are releasing liens.On Fri, Sep 21, 2012 at 5:29 PM, Kenneth Jay Schwartz <kennethjschwartz@yahoo.com> wrote:

So, you are saying that the Bank will reconvey the deed of trust? I reviewed the letters again--there is no mention as to their lien
Kenneth Jay Schwartz, Esq.LAW OFFICE OF KENNETH JAY SCHWARTZ21031 Ventura Boulevard, Suite 640Woodland Hills, California 91364-2226Telephone: (818) 226-1205
Facsimile : (818) 226-1213THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE PERSONAL AND CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE. THIS MESSAGE MAY BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS PRIVILEGED AND CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE INTENDED RECIPIENT OR AN AGENT RESPONSIBLE FOR DELIVERING IT TO THE DESIGNATED RECIPIENT, YOU ARE HEREBY NOTIFIED THAT YOU HAVE RECEIVED
THIS E-MAIL IN ERROR, AND THAT ANY REVIEW, DISSEMINATION, DISTRIBUTION OR COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED. IF YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY. THANK YOU.
From: Christine Wilton <
The post was migrated from Yahoo.

Yahoo Bot · Fri Sep 21, 2012 5:53 pm

I've seen Chase do it. This is the first I've heard of Bank of America,
but another post indicated they are releasing liens.
On Fri, Sep 21, 2012 at 5:29 PM, Kenneth Jay Schwartz wrote:
> **
>
>
> So, you are saying that the Bank will reconvey the deed of trust? I
> reviewed the letters again--there is no mention as to their lien
>
> Kenneth Jay Schwartz, Esq.
> LAW OFFICE OF KENNETH JAY SCHWARTZ
> 21031 Ventura Boulevard, Suite 640
> Woodland Hills, California 91364-2226
> Telephone: (818) 226-1205
> Facsimile : (818) 226-1213
>
>
>
> THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE PERSONAL
> AND CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE. THIS
> MESSAGE MAY BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS
> PRIVILEGED AND CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE
> INTENDED RECIPIENT OR AN AGENT RESPONSIBLE FOR DELIVERING IT TO THE
> DESIGNATED RECIPIENT, YOU ARE HEREBY NOTIFIED THAT YOU HAVE RECEIVED THIS
> E-MAIL IN ERROR, AND THAT ANY REVIEW, DISSEMINATION, DISTRIBUTION OR
> COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED. IF YOU HAVE RECEIVED THIS
> COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY. THANK YOU.
>
>
> ------------------------------
> *From:* Christine Wilton
> *To:* cdcbaa@yahoogroups.com
> *Sent:* Fri, September 21, 2012 4:45:35 PM
> *Subject:* Re: [cdcbaa] Bank of America Forgiveness on HELOCS
>
>
>
> This is likely per the AG Settlement. I've seen Chase do this on their
> Helocs and it takes time to get that lien released.
>
> Christine
>
> On Fri, Sep 21, 2012 at 4:43 PM, Larry Webb wrote:
>
>> **
>>
>>
>> I have one client email re the same.
>>
>> Larry Webb
>> On Sep 21, 2012 2:38 PM, "Kenneth Schwartz"
>> wrote:
>>
>>> **
>>>
>>>
>>> I have just had 3 separate clients forward me letters from Bank of
>>> America stating that the Bank has approved full principal forgiveness on
>>> their HELOCs. Typical Bank of America, no contact person or address for
>>> correspondence given, and the usual voice-tree telephone number that gets
>>> you nowhere. My question, what about the recoveyance of the deeds of trust?
>>> No mention is made of that in the letters. Is this merely in personam
>>> relief? If so, big deal. My clients' BKs already achieved that.
>>>
>>>
>
>
> --
> Christine A. Wilton, Esq.
> Law Office of Christine A. Wilton
>
> *Office:*
> 5150 Candlewood Street, Suite 17F
> Lakewood, CA 90712
>
> *Mailing:*
> 4067 Hardwick Street, Suite 335
> Lakewood, CA 90712
>
> Office: 877-631-2220
> Cell: 562-824-7563
> Fax: 1-636-212-7078
> Email: attorneychristine@gmail.com
> Web: www.attorneychristine.com
> Blog: www.losangelesbankruptcylawmonitor.com
> ***************************
> Confidentiality and Privilege. This e-mail message, including attachments,
> is intended solely for review by the intended recipient(s) and may contain
> confidential and privileged information. Any unauthorized review, use,
> disclosure, or distribution is prohibited. Review by anyone other than the
> intended recipient(s) shall not constitute a waiver of any ATTORNEY-CLIENT
> PRIVILEGE or ATTORNEY WORK PRODUCT PROTECTION that may apply to this
> communication. If you are not the intended recipient, please contact the
> sender by return e-mail and destroy all copies of the original message.
>
> Tax Advice Disclosure. Any tax information or written tax advice contained
> in this email message, including attachments, is not intended to and cannot
> be used by any taxpayer for the purpose of avoiding tax penalties that may
> be imposed on the taxpayer. (The foregoing legend has been affixed pursuant
> to U.S. Treasury Regulations governing tax practice.)
>
>
>
Christine A. Wilton, Esq.
Law Office of Christine A. Wilton
*Office:*
5150 Candlewood Street, Suite 17F
Lakewood, CA 90712
*Mailing:*
4067 Hardwick Street, Suite 335
Lakewood, CA 90712
Office: 877-631-2220
Cell: 562-824-7563
Fax: 1-636-212-7078
Email: attorneychristine@gmail.com
Web: www.attorneychristine.com
Blog: www.losangelesbankruptcylawmonitor.com
***************************
Confidentiality and Privilege. This e-mail message, including attachments,
is intended solely for review by the intended recipient(s) and may contain
confidential and privileged information. Any unauthorized review, use,
disclosure, or distribution is prohibited. Review by anyone other than the
intended recipient(s) shall not constitute a waiver of any ATTORNEY-CLIENT
PRIVILEGE or ATTORNEY WORK PRODUCT PROTECTION that may apply to this
communication. If you are not the intended recipient, please contact the
sender by return e-mail and destroy all copies of the original message.
Tax Advice Disclosure. Any tax information or written tax advice contained
in this email message, including attachments, is not intended to and cannot
be used by any taxpayer for the purpose of avoiding tax penalties that may
be imposed on the taxpayer. (The foregoing legend has been affixed pursuant
to U.S. Treasury Regulations governing tax practice.)

The post was migrated from Yahoo.

Yahoo Bot · Fri Sep 21, 2012 5:29 pm

So, you are saying that the Bank will reconvey the deed of trust? I reviewed
the letters again--there is no mention as to their lien
Kenneth Jay Schwartz, Esq.
LAW OFFICE OF KENNETH JAY SCHWARTZ
21031 Ventura Boulevard, Suite 640
Woodland Hills, California 91364-2226
Telephone: (818) 226-1205
Facsimile : (818) 226-1213
THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE PERSONAL AND
CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE. THIS MESSAGE MAY
BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS PRIVILEGED AND
CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE INTENDED RECIPIENT OR AN
AGENT RESPONSIBLE FOR DELIVERING IT TO THE DESIGNATED RECIPIENT, YOU ARE HEREBY
NOTIFIED THAT YOU HAVE RECEIVED THIS E-MAIL IN ERROR, AND THAT ANY REVIEW,DISSEMINATION, DISTRIBUTION OR COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED.
IF YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY.
THANK YOU.
________________________________
To: cdcbaa@yahoogroups.com
Sent: Fri, September 21, 2012 4:45:35 PM
Subject: Re: [cdcbaa] Bank of America Forgiveness on HELOCS
This is likely per the AG Settlement. I've seen Chase do this on their Helocs
and it takes time to get that lien released.
Christine
On Fri, Sep 21, 2012 at 4:43 PM, Larry Webb wrote:
>
>I have one client email re the same.
>Larry Webb
>On Sep 21, 2012 2:38 PM, "Kenneth Schwartz" wrote:
>
>
>>
>>I have just had 3 separate clients forward me letters from Bank of America
>>stating that the Bank has approved full principal forgiveness on their HELOCs.
>>Typical Bank of America, no contact person or address for correspondence given,
>>and the usual voice-tree telephone number that gets you nowhere. My question,
>>what about the recoveyance of the deeds of trust? No mention is made of that in
>>the letters. Is this merely in personam relief? If so, big deal. My clients'
>>BKs already achieved that.
>>
>>
Christine A. Wilton, Esq.
Law Office of Christine A. Wilton
Office:
5150 Candlewood Street, Suite 17F
Lakewood, CA 90712
Mailing:
4067 Hardwick Street, Suite 335
Lakewood, CA 90712
Office: 877-631-2220
Cell: 562-824-7563
Fax: 1-636-212-7078
Email: attorneychristine@gmail.com
Web: www.attorneychristine.com
Blog: www.losangelesbankruptcylawmonitor.com
***************************
Confidentiality and Privilege. This e-mail message, including attachments, is
intended solely for review by the intended recipient(s) and may contain
confidential and privileged information. Any unauthorized review, use,
disclosure, or distribution is prohibited. Review by anyone other than theintended recipient(s) shall not constitute a waiver of any ATTORNEY-CLIENTPRIVILEGE or ATTORNEY WORK PRODUCT PROTECTION that may apply to this
communication. If you are not the intended recipient, please contact the sender
by return e-mail and destroy all copies of the original message.
Tax Advice Disclosure. Any tax information or written tax advice contained in
this email message, including attachments, is not intended to and cannot be used
by any taxpayer for the purpose of avoiding tax penalties that may be imposed on
the taxpayer. (The foregoing legend has been affixed pursuant to U.S. Treasury
Regulations governing tax practice.)
So, you are saying that the Bank will reconvey the deed of trust? I reviewed the letters again--there is no mention as to their lien Kenneth Jay Schwartz, Esq.LAW OFFICE OF KENNETH JAY SCHWARTZ21031 Ventura Boulevard, Suite 640Woodland Hills, California 91364-2226Telephone: (818) 226-1205Facsimile : (818) 226-1213THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE PERSONAL AND CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE. THIS MESSAGE MAY BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS PRIVILEGED AND CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE INTENDED RECIPIENT OR AN AGENT RESPONSIBLE FOR DELIVERING IT TO THE DESIGNATED RECIPIENT, YOU ARE HEREBY NOTIFIED THAT YOU HAVE RECEIVED
THIS E-MAIL IN ERROR, AND THAT ANY REVIEW, DISSEMINATION, DISTRIBUTION OR COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED. IF YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY. THANK YOU.From: Christine Wilton <attorneychristine@gmail.com>To: cdcbaa@yahoogroups.comSent: Fri, September 21, 2012 4:45:35 PMSubject: Re: [cdcbaa] Bank of America Forgiveness on HELOCS

This is likely per the AG Settlement. I've seen Chase do this on their Helocs and it takes time to get that lien released.ChristineOn Fri, Sep 21, 2012 at 4:43 PM, Larry Webb <larry@webbklaw.com> wrote:

I have one client email re the same.
Larry Webb
On Sep 21, 2012 2:38 PM, "Kenneth Schwartz" <kennethjschwartz@yahoo.com> wrote:

I have just had 3 separate clients forward me letters from Bank of America stating that the Bank has approved full principal forgiveness on their HELOCs. Typical Bank of America, no contact person or address for correspondence given, and the usual voice-tree telephone number that gets you nowhere. My question, what about the recoveyance of the deeds of trust? No mention is made of that in the letters. Is this merely in personam relief? If so, big deal. My clients' BKs already achieved that.
-- Christine A. Wilton, Esq.Law Office of Christine A. WiltonOffice:5150 Candlewood Street, Suite 17FLakewood, CA 90712Mailing:
4067 Hardwick Street, Suite 335Lakewood, CA 90712Office: 877-631-2220Cell: 562-824-7563Fax: 1-636-212-7078Email: attorneychristine@gmail.com
Web: www.attorneychristine.comBlog: www.losangelesbankruptcylawmonitor.com
***************************Confidentiality and Privilege. This e-mail message, including attachments, is intended solely for review by the intended recipient(s) and may contain confidential and privileged information. Any unauthorized review, use, disclosure, or distribution is prohibited. Review by anyone other than the intended recipient(s) shall not constitute a waiver of any ATTORNEY-CLIENT PRIVILEGE or ATTORNEY WORK PRODUCT PROTECTION that may apply to this communication. If you are not the intended recipient, please contact the sender by return e-mail and destroy all copies of the original message.
Tax Advice Disclosure. Any tax information or written tax advice contained in this email message, including attachments, is not intended to and cannot be used by any taxpayer for the purpose of avoiding tax penalties that may be imposed on the taxpayer. (The foregoing legend has been affixed pursuant to U.S. Treasury Regulations governing tax practice.)

The post was migrated from Yahoo.