Chapter 13 with no money up front?
Posted: Wed Dec 27, 2017 8:19 pm
If you dont believe they can confirm a plan then you shouldnan get a plan confirmed and believe they have a shot at performing then taking the whole fee in the plan is fine. Despite beautiful judge jurypaid up front and despite that crappy article of a southern Bk district bashing lawyers who take all the fees in the plan, if you believe in your client then you ought to take the risk with them if getting by paid.
Sent from my iPhone
> On Dec 27, 2017, at 5:40 PM, 'Desiree Causey 714-372-2225' causeylaw@gmail.com [cdcbaa] wrote:
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> My friends are in serious trouble. They are really behind in their mortgage and after 5 months of attempting to get a loan mod directly from their lender, their requested loan modification was just rejected. Of course, the mortgage was not paid during this time to modify the loan, because the banks position was they would wrap it all in the modification. They have an upcoming sale date in mid-January. I want to put them into a Chapter 13 and attempt to get them into either (1) a 100% plan to catch out their mortgage arrearages, or (2) in the courts loan mod programs. They have no other debt because a lawyer had them complete a Chapter 7 in early 2017, at the request of the mortgage lender, to improve their chance of getting a mortgage loan mod. Since the Chapter 7, wife has also gotten a W-2 job to help keep the house.
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> So, a couple questions:
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> Will the court have a problem with me doing this for no money up front?
> How do I get them into a court monitored mortgage modification program?
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> Thanks and happy new year.
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> Desiree Causey, Esq.
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> Law Office of Desiree Causey
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> 7755 Center Avenue, Suite 1100
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> Huntington Beach, CA 92647
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> 714-372-2225 (phone)
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> 714-908-7646 (same fax number)
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