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Removing Heloc Lien?
Ch 13 with lien strip.
Sent from my iPhone
> On Feb 14, 2018, at 1:59 PM, korompisn@yahoo.com [cdcbaa] wrote:
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> Listmates,
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> How can debtor remove a Heloc lien from her current residence? Lien is about 65k.
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> Debtor filed ch 7 in 2011 and received a discharge. Debtor listed both 1TD and Heloc. Debtor's home was underwater then, and is still underwater now. The Heloc creditor stopped collecting after her discharge in 2011, but a newly assigned debt collector is now trying to collect from debtor.
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> Can debtor file a ch 13 now and strip the lien under 506? In a ch 13, couldn't debtor deem the underlying Heloc debt as eliminated based on earlier ch 7 discharge?
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> Any thoughts are greatly appreciated.
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> Thank you!
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> Best regards,
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> Nancy Korompis
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> 626-716-7763
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The post was migrated from Yahoo.