Cooksey Reaffirmation / Non-Filing Co-Debtor
Posted: Sun Mar 11, 2012 8:41 pm
Cosign. No hyphen. "co" is a prefix, not a prehyphen. That is why codebtor is not hyphenated in 1301.
Sent from my iPhone
On Mar 5, 2012, at 4:06 PM, "t_mannis" wrote:
> I'm amazed this issue hasn't come up for me before, and maybe it has, but I just don't remember.
>
> My client co-signs for daughter's car with Ford Motor Credit. Cooksey sends their usual reaffirmation agreement. I call them up and tell them that in this particular case, parent co-signed for daughter, who did not file, and daughter will still make payments, etc. No reason for mom to sign a reaff. Their response was to get hostile and say doesn't matter, we can and will repossess daughter's car if the co-signer doesn't sign/file the reaff. I said I've got the Code in front of me, please point that out to me, and as soon as you do, I'll immediateyl forward it along to the client. Their response was literally silence, followed by they're not going to discuss the matter.
>
> In any case, am I wrong? Seems patently absurd, and I can't find anything in the Code supporting their position.
>
> Todd Mannis, Esq.
> Calabasas
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Cosign. No hyphen. "co" is a prefix, not a prehyphen. That is why codebtor is not hyphenated in 1301. Sent from my iPhoneOn Mar 5, 2012, at 4:06 PM, "t_mannis" <toddlaw@dslextreme.com> wrote:
I'm amazed this issue hasn't come up for me before, and maybe it has, but I just don't remember.
My client co-signs for daughter's car with Ford Motor Credit. Cooksey sends their usual reaffirmation agreement. I call them up and tell them that in this particular case, parent co-signed for daughter, who did not file, and daughter will still make payments, etc. No reason for mom to sign a reaff. Their response was to get hostile and say doesn't matter, we can and will repossess daughter's car if the co-signer doesn't sign/file the reaff. I said I've got the Code in front of me, please point that out to me, and as soon as you do, I'll immediateyl forward it along to the client. Their response was literally silence, followed by they're not going to discuss the matter.
In any case, am I wrong? Seems patently absurd, and I can't find anything in the Code supporting their position.
Todd Mannis, Esq.
Calabasas
The post was migrated from Yahoo.