Client has federal student loans in default. Balance of those loans, which have been consolidated prior to default, is $265,000.
Client's got an administrative wage garnishment and tax offset in place. He makes $40,000 per year and he's barely getting by.
Today we got DOE to accept payments of $283 per month for 9 months to rehab the loan. At the end of the 9 months, they will remove approximately $45,000 in fees and penalties They will also make the changes to the client's credit report that show that he is in good standing. In addition, garnishment and tax offset will be removed - they are both stayed during the rehab period.
After the 9 months, the client will owe approximately $213,000.00.
We will be able to get the client into an income-dependent repayment plan of about $220 per month for 25 years. At the end of the 25 year period, the remaining balance of the loans will be forgiven permanently.
It was a very, very good day today.
Jay S. Fleischman, Esq.
Shaev & Fleischman, LLP
I help people in the Los Angeles area and New York City get smart solutions to their bill problems.
http://www.ConsumerHelpCentral.com
556 S Fair Oaks Ave Ste 101-152
Pasadena CA 91105-2656
350 Fifth Avenue, Suite 7210
New York NY 10118
T: 626-808-4343 x704
E:
jay@sflawca.com
Email isn't secure, so it's not confidential. By communicating with me by email, you understand that it's not confidential.
From
jesseelaw@aol.com Tue Feb 05 21:11:44 2013
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Subject: Re: [cdcbaa] Limited Scope of Appearance Pursuant to LBR 2090-1
X-Yahoo-Group-Post: member; u3932652; ynuKCzRvUFxlcIvh7FHh5ErCQdnLtSt9jKbQJvygVzHuwxjeaA
Some attorney's, but not many, actually do only prepare the petition. Itis allowed under the local rules, but I am very uncomfortable with the riskof harm to the client and the potential finger of blame being pointed in my direction if everything does not go smoothly....
Mark T. Jessee
Law Offices of Mark T. Jessee
"A Debt Relief Agency"
50 W. Hillcrest Drive, Suite 200
Thousand Oaks, CA 91360
(805) 497-5868 (805) 497-5864 (Facsimile)
NOTICE TO RECIPIENT: THIS E-MAIL IS MEANT FOR ONLY THE INTENDED RECIPIENTOF THE TRANSMISSION, AND THIS COMMUNICATION IS INTENDED TO BE PRIVILEGED BY
LAW. IF YOU RECEIVED THIS E-MAIL IN ERROR, ANY REVIEW, USE, DISSEMINATION,DISTRIBUTION, OR COPYING OF THIS E-MAIL IS STRICTLY PROHIBITED. PLEASE
NOTIFY US IMMEDIATELY OF THE ERROR BY RETURN E-MAIL AND PLEASE DELETE THISMESSAGE FROM YOUR SYSTEM. THANK YOU IN ADVANCE FOR YOUR COOPERATION.
In a message dated 2/5/2013 9:03:59 P.M. Pacific Standard Time,
bankruptcy@gmail.com writes:
Mark, now I get it - limit it to the petition and the 341. Makes sense tome.
To me, "limited scope of appearance" means that you do the petition and let the client loose once the filing is done. That's what seems odd and I'm
wondering if lawyers actually do that sort of thing.
Jay S. Fleischman, Esq.
Shaev & Fleischman, LLP
I help people in the Los Angeles area and New York City get smart
solutions to their bill problems.
_http://www.ConsumerHelpCentral.com_ (
http://www.consumerhelpcentral.com/)
556 S Fair Oaks Ave Ste 101-152
Pasadena CA 91105-2656
350 Fifth Avenue, Suite 7210
New York NY 10118
T: 626-808-4343 x704
E:
_jay@sflawca.com_ (mailto:
jay@sflawca.com)
Email isn't secure, so it's not confidential. By communicating with me byemail, you understand that it's not confidential.
On Feb 5, 2013, at 8:57 PM,
_jesseelaw@aol.com_ (mailto:
jesseelaw@aol.com) wrote:
ABSOLUTELY! Otherwise the attorney is on the hook for all sorts of thingsthat might come up for which we would never realistically be compensated. That is not to say I nickel and dime every client for everything outside
the limited scope of appearance, but it serves to protect me from having significant involuntary pro bono work imposed upon me.
Mark T. Jessee
Law Offices of Mark T. Jessee
"A Debt Relief Agency"
50 W. Hillcrest Drive, Suite 200
Thousand Oaks, CA 91360
(805) 497-5868 (805) 497-5864 (Facsimile)
In a message dated 2/5/2013 8:48:24 P.M. Pacific Standard Time,
_bankruptcy@gmail.com_ (mailto:
bankruptcy@gmail.com) writes:
Wait, you're saying that EVERY Chapter 7 matter is limited in scope?
Wowsers.
On Feb 5, 2013, at 8:45 PM,
_jesseelaw@aol.com_ (mailto:
jesseelaw@aol.com) wrote:
It is the exception not to use the limited scope of appearance form 2090-1form in Chapter 7's in this district. I have never not had a limited
scope of appearance in a Chapter 7 in 18 years of practice.
Mark T. Jessee
Law Offices of Mark T. Jessee
"A Debt Relief Agency"
50 W. Hillcrest Drive, Suite 200
Thousand Oaks, CA 91360
(805) 497-5868 (805) 497-5864 (Facsimile)
In a message dated 2/5/2013 8:40:35 P.M. Pacific Standard Time,
_bankruptcy@gmail.com_ (mailto:
bankruptcy@gmail.com) writes:
I stumbled across this Form after stumbling across this Local Rule. This
sort of thing is foreign to me, coming from a place where it's simply notdone. SDNY / EDNY is purely, "in for a penny, in for a pound."
Do any of you enter into limited representation agreements in Chapter 7
matters?
Jay S. Fleischman, Esq.
Shaev & Fleischman, LLP
I help people in the Los Angeles area and New York City get smart
solutions to their bill problems.
_http://www.ConsumerHelpCentral.com_ (
http://www.consumerhelpcentral.com/)
556 S Fair Oaks Ave Ste 101-152
Pasadena CA 91105-2656
350 Fifth Avenue, Suite 7210
New York NY 10118
T: 626-808-4343 x704
E:
_jay@sflawca.com_ (mailto:
jay@sflawca.com)
Email isn't secure, so it's not confidential. By communicating with me byemail, you understand that it's not confidential.
Some attorney's, but not many, actually do only prepare the petition.
It is allowed under the local rules, but I am very uncomfortable with the risk
of harm to the client and the potential finger of blame being pointed in mydirection if everything does not go smoothly....
Mark T.
JesseeLaw Offices of Mark T. Jessee"A Debt Relief Agency"50 W.Hillcrest Drive, Suite 200Thousand Oaks, CA 91360(805) 497-5868 (805)
497-5864 (Facsimile)NOTICE TO RECIPIENT: THIS E-MAIL IS MEANT FOR ONLY
THE INTENDED RECIPIENT OF THE TRANSMISSION, AND THIS COMMUNICATION IS INTENDED
TO BE PRIVILEGED BY LAW. IF YOU RECEIVED THIS E-MAIL IN ERROR, ANY REVIEW, USE,
DISSEMINATION, DISTRIBUTION, OR COPYING OF THIS E-MAIL IS STRICTLY PROHIBITED.
PLEASE NOTIFY US IMMEDIATELY OF THE ERROR BY RETURN E-MAIL AND PLEASE DELETE
THIS MESSAGE FROM YOUR SYSTEM. THANK YOU IN ADVANCE FOR YOUR COOPERATION.
In a message dated 2/5/2013 9:03:59 P.M. Pacific Standard Time,
bankruptcy@gmail.com writes:
Mark, now I get it - limit it to the petition and the 341. Makes sense to me.
To me, "limited scope of appearance" means that you do the petition and
let the client loose once the filing is done. That's what seems odd and
I'm wondering if lawyers actually do that sort of thing.
-------------
Jay S. Fleischman, Esq.
Shaev & Fleischman, LLP
I help people in the Los Angeles area and New York City get smart
solutions to their bill problems.
The post was migrated from Yahoo.