Central District Consumer Bankruptcy Attorney's Association

Yup.
Desiree Causey, Esq.
Law Office of Desiree Causey
7755 Center Avenue, Suite 1100
Huntington Beach, CA 92647
714-372-2225 (phone)
714-908-7646 (same fax number)
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The post was migrated from Yahoo.

Motion was granted. Debtor is not postpetition current.
I have them looking to refi out of this credit union, does anyone have a lender that will look at borrowers with active Chapter 13s?
Desiree Causey, Esq.
Law Office of Desiree Causey
7755 Center Avenue, Suite 1100
Huntington Beach, CA 92647
714-372-2225 (phone)
714-908-7646 (same fax number)
Privileged And Confidential Communication.
This electronic transmission, and any documents attached hereto, (a) are protected by the Electronic Communications Privacy Act (18 USC 2510-2521), (b) may contain confidential and/or legally privileged information, and (c) are for the sole use of the intended recipient named above. If you have received this electronic message in error, please notify the sender and delete the electronic message. Any disclosure, copying, distribution, or use of the contents of the information received in error is strictly prohibited.
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Missing some facts. Was the motion for relief from stay granted? Was debtor not postpetition current? If motion granted for not being postpetition current, then the only issue is the amount debtor is behind for overall. Trustee does not make payments after relief from stay is granted and credit union is free to pursue foreclosure process.
Mark Jessee
Sent from my iPhone
> On Aug 11, 2017, at 3:07 PM, 'Desiree Causey 714-372-2225' causeylaw@gmail.com [cdcbaa] wrote:
>
> My client is in a confirmed Chapter 13 plan. We have lien stripped the 2nd DOT already so completing the plan is really important.
>
>
>
> The 1st DOT lender, a small credit union, submitted a claim for past due amounts in the normal course of the Chapter 13 and the claim was being paid by the Chapter 13 trustee. Then the credit union decided to file a Motion for Relief from Stay (about a year ago) and the Chapter 13 trustee stopped paying on the arrearages and moved on to other creditors.
>
>
>
> A few days ago, the client received a letter from the credit union stating they were 151 days behind (unknown where they got that) and they owed $22,000 or something crazy like that. The letter has the stamp that says client but not to me (but they do call me almost every month, so they are well aware of my involvement in the case).
>
>
>
> Today, my client went to make his July payment (yes, late, I know) and the credit union would not accept the regular monthly payment of about $2900 and the supervisor told him it was the $22,000 from the letter or nothing. This credit union hates my clients.
>
>
>
> So, oh wise ones. What should I do now?
>
>
>
>
>
> Desiree Causey, Esq.
>
> Law Office of Desiree Causey
>
> 7755 Center Avenue, Suite 1100
>
> Huntington Beach, CA 92647
>
>
>
> 714-372-2225 (phone)
>
> 714-908-7646 (same fax number)
>
>
>
> Privileged And Confidential Communication.
> This electronic transmission, and any documents attached hereto, (a) are protected by the Electronic Communications Privacy Act (18 USC 2510-2521), (b) may contain confidential and/or legally privileged information, and (c) are for the sole use of the intended recipient named above. If you have received this electronic message in error, please notify the sender and delete the electronic message. Any disclosure, copying, distribution, or use of the contents of the information received in error is strictly prohibited.
>
> Please consider the environment before printing this e-mail.
>
>
>
>

The post was migrated from Yahoo.

Was the MFRS granted?
On Aug 11, 2017 3:07 PM, "'Desiree Causey 714-372-2225' causeylaw@gmail.com
[cdcbaa]" wrote:
>
>
> My client is in a confirmed Chapter 13 plan. We have lien stripped the 2
> nd DOT already so completing the plan is really important.
>
>
>
> The 1st DOT lender, a small credit union, submitted a claim for past due
> amounts in the normal course of the Chapter 13 and the claim was being paid
> by the Chapter 13 trustee. Then the credit union decided to file a Motion
> for Relief from Stay (about a year ago) and the Chapter 13 trustee stopped
> paying on the arrearages and moved on to other creditors.
>
>
>
> A few days ago, the client received a letter from the credit union stating
> they were 151 days behind (unknown where they got that) and they owed
> $22,000 or something crazy like that. The letter has the stamp that says
> this is not an attempt to collect a lien. It was sent to my client but
> not to me (but they do call me almost every month, so they are well aware
> of my involvement in the case).
>
>
>
> Today, my client went to make his July payment (yes, late, I know) and the
> credit union would not accept the regular monthly payment of about $2900
> and the supervisor told him it was the $22,000 from the letter or nothing.
> This credit union hates my clients.
>
>
>
> So, oh wise ones. What should I do now?
>
>
>
>
>
> Desiree Causey, Esq.
>
> Law Office of Desiree Causey
>
> 7755 Center Avenue, Suite 1100
>
> Huntington Beach, CA 92647
>
>
>
> 714-372-2225 (phone)
>
> 714-908-7646 (same fax number)
>
>
>
> Privileged And Confidential Communication.
> This electronic transmission, and any documents attached hereto, (a) are
> protected by the Electronic Communications Privacy Act (18 USC > 2510-2521), (b) may contain confidential and/or legally privileged
> information, and (c) are for the sole use of the intended recipient named
> above. If you have received this electronic message in error, please notify
> the sender and delete the electronic message. Any disclosure, copying,
> distribution, or use of the contents of the information received in error
> is strictly prohibited.
>
> Please consider the environment before printing this e-mail.
>
>
>
>
Was the MFRS granted?On Aug 11, 2017 3:07 PM, "'Desiree Causey 714-372-2225' causeylaw@gmail.com [cdcbaa]" <cdcbaa@yahoogroups.com> wrote:
The post was migrated from Yahoo.

My client is in a confirmed Chapter 13 plan. We have lien stripped the 2nd
DOT already so completing the plan is really important.
The 1st DOT lender, a small credit union, submitted a claim for past due
amounts in the normal course of the Chapter 13 and the claim was being paid
by the Chapter 13 trustee. Then the credit union decided to file a Motion
for Relief from Stay (about a year ago) and the Chapter 13 trustee stopped
paying on the arrearages and moved on to other creditors.
A few days ago, the client received a letter from the credit union stating
they were 151 days behind (unknown where they got that) and they owed
$22,000 or something crazy like that. The letter has the stamp that says
ut
not to me (but they do call me almost every month, so they are well aware of
my involvement in the case).
Today, my client went to make his July payment (yes, late, I know) and the
credit union would not accept the regular monthly payment of about $2900 and
the supervisor told him it was the $22,000 from the letter or nothing. This
credit union hates my clients.
So, oh wise ones. What should I do now?
Desiree Causey, Esq.
Law Office of Desiree Causey
7755 Center Avenue, Suite 1100
Huntington Beach, CA 92647
714-372-2225 (phone)
714-908-7646 (same fax number)
Privileged And Confidential Communication.
This electronic transmission, and any documents attached hereto, (a) are
protected by the Electronic Communications Privacy Act (18 USC
2510-2521), (b) may contain confidential and/or legally privileged
information, and (c) are for the sole use of the intended recipient named
above. If you have received this electronic message in error, please notify
the sender and delete the electronic message. Any disclosure, copying,
distribution, or use of the contents of the information received in error is
strictly prohibited.
Please consider the environment before printing this e-mail.

The post was migrated from Yahoo.