Central District Consumer Bankruptcy Attorney's Association

Which is, of course, a double-edged sword. When it comes to secured
consumer debts that reduction in interest rates will cause a reamortization
- lower payments means less of a deduction on the means test.
Jay S. Fleischman, Esq.
Shaev & Fleischman, LLP
Smart Solutions To Bill Problems
T: 626-808-4343 x704
E: jay@sflawca.com
www.ConsumerHelpCentral.com
556 S Fair Oaks Ave Ste 101-152
Pasadena CA 91105-2656
Email isn't secure, so it's not confidential. By communicating with me by
email, you understand that it's not confidential.
Which is, of course, a double-edged sword. When it comes to secured consumer debts that reduction in interest rates will cause a reamortization - lower payments means less of a deduction on the means test.
-------------Jay S. Fleischman, Esq.Shaev & Fleischman, LLPSmart Solutions To Bill ProblemsT: 626-808-4343 x704E: jay@sflawca.com
www.ConsumerHelpCentral.com556 S Fair Oaks Ave Ste 101-152Pasadena CA 91105-2656Email isn't secure, so it's not confidential. By communicating with me by email, you understand that it's not confidential.

The post was migrated from Yahoo.

Keep in mind that under the Servicemembers Civil Relief Act (SCRA),
creditors, including a pension plan, are required to drop interest rates
down to no more than 6 percent on debt owed by those called up to military
service for the period of such military service.
Desiree Causey, Esq.
Law Office of Desiree Causey
17011 Beach Blvd., Suite 900
Huntington Beach, CA 92647
714-375-6663
714-908-7646 (fax)

The post was migrated from Yahoo.

Thanks, but i think if we start trying to ascribe fairness and
reason to the purpose and rationales of the means test we will be
spinning our so-called wheels in perpetuity.
*************************
Mark J. Markus
Law Office of Mark J. Markus
11684 Ventura Blvd. PMB #403
Studio City, CA 91604-2652
(818)509-1173 (818)509-1460 (fax)
web: http://www.bklaw.com/
Certified Bankruptcy Law Specialist--The State Bar of California
Board of Legal Specialization
This Firm is a Qualified Federal Debt Relief Agency (see what this
means at

The post was migrated from Yahoo.

Mark:
I think the distinction is that reservist and national guard members on
active duty have civilian jobs that they leave when called up. Those
civilian jobs may pay very well, which could cause the presumption to arise
in situations where they are currently (or were recently ) taking a
financial beating while on active duty. While on active duty, I assume they
are paid as poorly as the guys and gals in harm's way in Afghanistan and
other outposts.
If you have any questions or concerns, please contact me.
Pat
Patrick T. Green
Attorney at Law
Fitzgerald & Green
1010 E. Union St. Ste. 206
Pasadena, CA 91106
Tel: 626-449-8433
Fax: 626-449-0565
pat@fitzgreenlaw.com

The post was migrated from Yahoo.

Yea, why should those simple soldiers sitting in the dirt in
Afghanistan with people shooting at them get any special treatment?
*************************
Mark J. Markus
Law Office of Mark J. Markus
11684 Ventura Blvd. PMB #403
Studio City, CA 91604-2652
(818)509-1173 (818)509-1460 (fax)
web: http://www.bklaw.com/
Certified Bankruptcy Law Specialist--The State Bar of California
Board of Legal Specialization
This Firm is a Qualified Federal Debt Relief Agency (see what this
means at

The post was migrated from Yahoo.

Under the National Guard and Reservists Relief Debt Act of 2008, members of
the National Guard or Armed Forces Reserve are temporarily excluded from
the means test for entire time you are on active duty and 540 days
thereafter, provided you serve at least 90 days. If your duty is less than
90 days, you do not qualify. If you are simply active military duty, you do
not qualify.
Jay S. Fleischman, Esq.
Shaev & Fleischman, LLP
Smart Solutions To Bill Problems
T: 626-808-4343 x704
E: jay@sflawca.com
www.ConsumerHelpCentral.com
556 S Fair Oaks Ave Ste 101-152
Pasadena CA 91105-2656
Email isn't secure, so it's not confidential. By communicating with me by
email, you understand that it's not confidential.
Under the National Guard and Reservists Relief Debt Act of 2008, members of the National Guard or Armed Forces Reserve are temporarily excluded from the means test for entire time you are on active duty and 540 days thereafter, provided you serve at least 90 days. If your duty is less than 90 days, you do not qualify. If you are simply active military duty, you do not qualify.
-------------Jay S. Fleischman, Esq.Shaev & Fleischman, LLPSmart Solutions To Bill ProblemsT: 626-808-4343 x704E: jay@sflawca.com
www.ConsumerHelpCentral.com556 S Fair Oaks Ave Ste 101-152Pasadena CA 91105-2656Email isn't secure, so it's not confidential. By communicating with me by email, you understand that it's not confidential.

The post was migrated from Yahoo.

Is it correct that active military members overseas are still
subject to the means test, but National Guard or Reservists are
not? I never really looked at this before, but that seems very odd.
*************************
Mark J. Markus
Law Office of Mark J. Markus
11684 Ventura Blvd. PMB #403
Studio City, CA 91604-2652
(818)509-1173 (818)509-1460 (fax)
web: http://www.bklaw.com/
Certified Bankruptcy Law Specialist--The State Bar of California
Board of Legal Specialization
This Firm is a Qualified Federal Debt Relief Agency (see what this
means at

The post was migrated from Yahoo.