Central District Consumer Bankruptcy Attorney's Association

Okay; my situation is one lien - two different properties. I went ahead
and served all the secureds with each motion.
Holly Roark
holly@roarklawoffices.com
www.roarklawoffices.com
Central District of California
Consumer Bankruptcy Attorney
1875 Century Park East, Suite 600
Los Angeles, CA 90067
T (310) 553-2600
F (310) 553-2601
On Mon, May 21, 2012 at 9:59 PM, Steven B. Lever wrote:
> **
>
>
> Correct, except creditor Y and creditor Z do have to be on the same
> property for the rule to apply. Im talking about where there are several
> judgment liens on the same property. Not all creditors on the matrix. **
> **
>
> ** **
>
> *From:* cdcbaa@yahoogroups.com [mailto:cdcbaa@yahoogroups.com] *On Behalf
> Of *Holly Roark
> *Sent:* Sunday, May 20, 2012 8:39 AM
>
> *To:* cdcbaa@yahoogroups.com
> *Subject:* Re: [cdcbaa] 522(f) requirements for TD?****
>
> ** **
>
> ****
>
> Steve, I did see your other post. So thanks for that. You mean ALL
> lienholders of all properties where a lien is going to be stripped (e.g.
> lienholders on property Y need to be noticed on your motion where you are
> stripping a lien on property X and vice versa), not the entire creditor
> matrix, correct?
> ****
>
> ****
>
> Holly Roark****
>
> holly@roarklawoffices.com****
>
> www.roarklawoffices.com****
>
> Central District of California****
>
> Consumer Bankruptcy Attorney****
>
> 1875 Century Park East, Suite 600****
>
> Los Angeles, CA 90067****
>
> T (310) 553-2600****
>
> F (310) 553-2601****
>
> ****
>
>
>
> ****
>
> On Sun, May 20, 2012 at 6:41 AM, Steven B. Lever
> wrote:****
>
> ****
>
> I got a 522(f) signed by TD without an appraisal using only the Debtors
> declaration and schedules, but there wasnt much of a question of valuation
> in that scenario as there was plenty of margin for error.****
>
> ****
>
> I certainly dont like going without an appraisal, and I paid the price,
> not my client, in terms of what happened in that case aside from the
> evidentiary issue. Read the local rules because TD knows them to the
> letter. I posted earlier on my pitfall on noticing ALL creditors in
> multiple 522fs even if you wouldnt think they could care less of what
> happens in motions not against them.****
>
> ****
>
> Steven B. Lever ****
>
> ****
>
> *From:* cdcbaa@yahoogroups.com [mailto:cdcbaa@yahoogroups.com] *On Behalf
> Of *lurpnlaw160@hotmail.com
> *Sent:* Saturday, May 19, 2012 12:36 PM
> *To:* cdcbaa@yahoogroups.com
> *Subject:* Re: [cdcbaa] 522(f) requirements for TD?****
>
> ****
>
> ****
>
> First: some friendly advice from a Certified Specialist/ Airborne-
> Ranger--always move *toward* the gunfire not away from it!!
>
> TD doesn't require an appraisal but call TD'S clerk to confirm.
>
> Tyson Takeuchi
>
> *Sent from my Verizon Wireless Droid*****
>
>
>
> -----Original message-----****
>
> To: *cdcbaa@yahoogroups.com*
> Sent: *Sat, May 19, 2012 18:57:55 GMT+00:00*
> Subject: *[cdcbaa] 522(f) requirements for TD?****
>
> ****
>
> Since I had a 522(f) motion rejected by RK but had several granted by VK
> and MT I am a little gun shy and want to make sure I am doing this
> correctly. Does TD require a full appraisal in support of a 522(f)? Will
> a BPO suffice for TD? Is there any special requirement of TD of which I
> should be aware?****
>
> ****
>
> Thanks!****
>
>
>
> -- ****
>
> Holly Roark****
>
> holly@roarklawoffices.com****
>
> www.roarklawoffices.com****
>
> Central District of California****
>
> Consumer Bankruptcy Attorney****
>
> 1875 Century Park East, Suite 600****
>
> Los Angeles, CA 90067****
>
> T (310) 553-2600****
>
> F (310) 553-2601****
>
> ****
>
> ****
> ------------------------------
>
> No virus found in this message.
> Checked by AVG - www.avg.com
> Version: 10.0.1424 / Virus Database: 2425/5009 - Release Date: 05/19/12***
> *
>
> ** **
>
> ****
> ------------------------------
>
> No virus found in this message.
> Checked by AVG - www.avg.com
> Version: 10.0.1424 / Virus Database: 2425/5011 - Release Date: 05/20/12***
> *
>
>
>
Okay; my situation is one lien - two different properties. I went ahead and served all the secureds with each motion.Holly Roark
holly@roarklawoffices.com
www.roarklawoffices.com
Central District of California
Consumer Bankruptcy Attorney
1875 Century Park East, Suite 600
Los Angeles, CA 90067
T (310) 553-2600
F (310) 553-2601
On Mon, May 21, 2012 at 9:59 PM, Steven B. Lever <sblever@leverlaw.com> wrote:
Correct, except creditor Y and creditor Z do have to be on the same property for the rule to apply. Im talking about where there are several judgment liens on the same property. Not all creditors on the matrix.
From: cdcbaa@yahoogroups.com [mailto:cdcbaa@yahoogroups.com] On Behalf Of Holly Roark
Sent: Sunday, May 20, 2012 8:39 AMTo: cdcbaa@yahoogroups.comSubject: Re: [cdcbaa] 522(f) requirements for TD?
Steve, I did see your other post. So thanks for that. Youmean ALL lienholders of all properties where a lien is going to be stripped (e.g. lienholders on property Y need to be noticed on your motion where you are stripping a lien on property X and vice versa), not the entire creditor matrix, correct?
Holly Roarkholly@roarklawoffices.com
www.roarklawoffices.comCentral District of California
Consumer Bankruptcy Attorney1875 Century Park East, Suite 600Los Angeles, CA 90067
T (310) 553-2600F (310) 553-2601
On Sun, May 20, 2012 at 6:41 AM, Steven B. Lever <sblever@leverlaw.com> wrote:
I got a 522(f) signed by TD without an appraisal using only the Debtors declaration and schedules, but there wasnt much of a question of valuation in that scenario as there was plenty of margin for error.
I certainly donin terms of what happened in that case aside from the evidentiary issue.arlier on my pitfall on noticing ALL creditors in multiple 522fs even if you wouldnt think they could care less of what happens in motions not against them.
Steven B. Lever
From: cdcbaa@yahoogroups.com [mailto:cdcbaa@yahoogroups.com] On Behalf Of lurpnlaw160@hotmail.com
Sent: Saturday, May 19, 2012 12:36 PMTo: cdcbaa@yahoogroups.comSubject: Re: [cdcbaa] 522(f) requirements for TD?
First: some friendly advice from a Certified Specialist/ Airborne- Ranger
The post was migrated from Yahoo.

charset="US-ASCII"
Correct, except creditor Y and creditor Z do have to be on the same
property for the rule to apply. I'm talking about where there are
several judgment liens on the same property. Not all creditors on the
matrix.

The post was migrated from Yahoo.

Steve, I did see your other post. So thanks for that. You mean ALL
lienholders of all properties where a lien is going to be stripped (e.g.
lienholders on property Y need to be noticed on your motion where you are
stripping a lien on property X and vice versa), not the entire creditor
matrix, correct?
Holly Roark
holly@roarklawoffices.com
www.roarklawoffices.com
Central District of California
Consumer Bankruptcy Attorney
1875 Century Park East, Suite 600
Los Angeles, CA 90067
T (310) 553-2600
F (310) 553-2601
On Sun, May 20, 2012 at 6:41 AM, Steven B. Lever wrote:
> **
>
>
> I got a 522(f) signed by TD without an appraisal using only the Debtors
> declaration and schedules, but there wasnt much of a question of valuation
> in that scenario as there was plenty of margin for error.****
>
> ** **
>
> I certainly dont like going without an appraisal, and I paid the price,
> not my client, in terms of what happened in that case aside from the
> evidentiary issue. Read the local rules because TD knows them to the
> letter. I posted earlier on my pitfall on noticing ALL creditors in
> multiple 522fs even if you wouldnt think they could care less of what
> happens in motions not against them.****
>
> ** **
>
> Steven B. Lever ****
>
> ** **
>
> *From:* cdcbaa@yahoogroups.com [mailto:cdcbaa@yahoogroups.com] *On Behalf
> Of *lurpnlaw160@hotmail.com
> *Sent:* Saturday, May 19, 2012 12:36 PM
> *To:* cdcbaa@yahoogroups.com
> *Subject:* Re: [cdcbaa] 522(f) requirements for TD?****
>
> ** **
>
> ****
>
> First: some friendly advice from a Certified Specialist/ Airborne-
> Ranger--always move *toward* the gunfire not away from it!!
>
> TD doesn't require an appraisal but call TD'S clerk to confirm.
>
> Tyson Takeuchi
>
> *Sent from my Verizon Wireless Droid*****
>
>
>
> -----Original message-----****
>
> To: *cdcbaa@yahoogroups.com*
> Sent: *Sat, May 19, 2012 18:57:55 GMT+00:00*
> Subject: *[cdcbaa] 522(f) requirements for TD?****
>
> ****
>
> Since I had a 522(f) motion rejected by RK but had several granted by VK
> and MT I am a little gun shy and want to make sure I am doing this
> correctly. Does TD require a full appraisal in support of a 522(f)? Will
> a BPO suffice for TD? Is there any special requirement of TD of which I
> should be aware?****
>
> ** **
>
> Thanks!****
>
>
>
> -- ****
>
> Holly Roark****
>
> holly@roarklawoffices.com****
>
> www.roarklawoffices.com****
>
> Central District of California****
>
> Consumer Bankruptcy Attorney****
>
> 1875 Century Park East, Suite 600****
>
> Los Angeles, CA 90067****
>
> T (310) 553-2600****
>
> F (310) 553-2601****
>
> ****
>
> ** **
>
> ****
> ------------------------------
>
> No virus found in this message.
> Checked by AVG - www.avg.com
> Version: 10.0.1424 / Virus Database: 2425/5009 - Release Date: 05/19/12***
> *
>
>
>
Steve, I did see your other post. So thanks for that. Youmean ALL lienholders of all properties where a lien is going to be stripped (e.g. lienholders on property Y need to be noticed on your motion where you are stripping a lien on property X and vice versa), not the entire creditor matrix, correct?
Holly Roark
holly@roarklawoffices.com
www.roarklawoffices.com
Central District of California
Consumer Bankruptcy Attorney
1875 Century Park East, Suite 600
Los Angeles, CA 90067
T (310) 553-2600
F (310) 553-2601
On Sun, May 20, 2012 at 6:41 AM, Steven B. Lever <sblever@leverlaw.com> wrote:
I got a 522(f) signed by TD without an appraisal using only the Debtors declaration and schedules, but there wasnt much of a question of valuation in that scenario as there was plenty of margin for error.
I certainly dont like going without an appraisal, and I paid the price, not my client, in terms of what happened in that case aside from the evidentiary issue. Read the local rules because TD knows them to the letter. I posted earlier on my pitfall on noticing ALL creditors in multiple 522fs even if you wouldnt think they could care less of what happens in motions not against them.
Steven B. Lever
The post was migrated from Yahoo.

The post was migrated from Yahoo.

First: some friendly advice from a Certified Specialist/ Airborne-
Ranger--always move toward the gunfire not away from it!!
TD doesn't require an appraisal but call TD'S clerk to confirm.
Tyson Takeuchi
Sent from my Verizon Wireless Droid
To: cdcbaa@yahoogroups.com
Sent: Sat, May 19, 2012 18:57:55 GMT+00:00
Subject: [cdcbaa] 522(f) requirements for TD?
Since I had a 522(f) motion rejected by RK but had several granted by VK
and MT I am a little gun shy and want to make sure I am doing this
correctly. Does TD require a full appraisal in support of a 522(f)? Will
a BPO suffice for TD? Is there any special requirement of TD of which I
should be aware?
Thanks!
Holly Roark
holly@roarklawoffices.com
www.roarklawoffices.com
Central District of California
Consumer Bankruptcy Attorney
1875 Century Park East, Suite 600
Los Angeles, CA 90067
T (310) 553-2600
F (310) 553-2601

The post was migrated from Yahoo.

I understand your point but debtor is especially broke and I also want
to know if TD requires anything more than what RK requires. I would
also like to hear other people's experience re what TD specifically
requires for a 522(f). Thank you.
On 5/19/12, Charles Shamash wrote:
> As a rule we front load them. Why take the chance and the delay?
>
> Sent from my iPhone
>
> On May 19, 2012, at 11:57 AM, "Holly Roark"
> wrote:
>
>
>
> Since I had a 522(f) motion rejected by RK but had several granted by VK and
> MT I am a little gun shy and want to make sure I am doing this correctly.
> Does TD require a full appraisal in support of a 522(f)? Will a BPO suffice
> for TD? Is there any special requirement of TD of which I should be aware?
>
> Thanks!
>
>
>
> --
> Holly Roark
> holly@roarklawoffices.com
> www.roarklawoffices.com
> Central District of California
> Consumer Bankruptcy Attorney
> 1875 Century Park East, Suite 600
> Los Angeles, CA 90067
> T (310) 553-2600
> F (310) 553-2601
>
>
>
>
>
Sent from my mobile device
Holly Roark
holly@roarklawoffices.com
www.roarklawoffices.com
Central District of California
Consumer Bankruptcy Attorney
1875 Century Park East, Suite 600
Los Angeles, CA 90067
T (310) 553-2600
F (310) 553-2601

The post was migrated from Yahoo.

Since I had a 522(f) motion rejected by RK but had several granted by VK
and MT I am a little gun shy and want to make sure I am doing this
correctly. Does TD require a full appraisal in support of a 522(f)? Will
a BPO suffice for TD? Is there any special requirement of TD of which I
should be aware?
Thanks!
Holly Roark
holly@roarklawoffices.com
www.roarklawoffices.com
Central District of California
Consumer Bankruptcy Attorney
1875 Century Park East, Suite 600
Los Angeles, CA 90067
T (310) 553-2600
F (310) 553-2601
Since I had a 522(f) motion rejected by RK but had several granted by VK and MT I am a little gun shy and want to make sure I am doing this correctly. Does TD require a full appraisal in support of a 522(f)? Will a BPO suffice for TD? Is there any special requirement of TD of which I should be aware?
Thanks!-- Holly Roark
holly@roarklawoffices.com
www.roarklawoffices.com
Central District of California
Consumer Bankruptcy Attorney
1875 Century Park East, Suite 600
Los Angeles, CA 90067
T (310) 553-2600
F (310) 553-2601

The post was migrated from Yahoo.