and the bank asked for a copy of the death certificate.
On Sun, Dec 13, 2009 at 10:11 AM, Daniela Romero wrote:
> The only time I've heard of of a bank taking a spouse off a loan was in the
> case of one spouse dying.
>
>
> On Sun, Dec 13, 2009 at 8:55 AM, Dennis McGoldrick wrote:
>
>>
>>
>> US Costitution prohibits states from impairing contracts. As a result
>> divorce is meaningless with regard to contract liability and getting off of
>> loan.
>>
>> Sent from my iPhone
>>
>> On Dec 11, 2009, at 7:30 PM, "Holly Roark" wrote:
>>
>>
>>
>> The divorce agreement stated that W was to grant the house to H and that
>> she was to be taken off the loan. W granted house back to H but bank won't
>> take her off the loan. Lender says the only way to get W off the loan is for
>> H to refinance, but no one will refi with him because he has crappy credit.
>>
>> Any ideas what W can do to get taken off the loan? We haven't filed the bk
>> case yet and we are exploring her options available outside of bankruptcy.
>>
>> Thank you for any guidance you can provide.
>>
>> Holly Roark
>> holly@roarklawoffic es.com
>>
>>
>>
>>
>
>
>
> --
> Daniela P. Romero
> Law Office of Daniela Romero, APLC
> 1015 N. Lake Ave., Ste. 115
> Pasadena, CA 91104
> Telephone:626-817-2611
> Facsimile: 626-628-1781
> email:
dromerolaw@gmail.com
>
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>
Daniela P. Romero
Law Office of Daniela Romero, APLC
1015 N. Lake Ave., Ste. 115
Pasadena, CA 91104
Telephone:626-817-2611
Facsimile: 626-628-1781
email:
dromerolaw@gmail.com
NOTICE: This E-mail (including attachments) is covered by the Electronic
Communications Privacy Act, 18 U.S.C. 2510-2521. The information herein
is confidential, privileged & exempt from disclosure under applicable law.
This E-mail (including attachments) are intended solely for the use of the
addressee hereof. If you are not the intended recipient of this message,
you are prohibited from reading, disclosing, reproducing, distributing,
disseminating, or otherwise using this transmission. The originator of this
e-mail and its affiliates do not represent, warrant or guarantee that the
integrity of this communication has been maintained or that this
communication is free of errors, viruses or other defects. Delivery of this
message or any portions herein to any person other than the intended
recipient is not intended to waive any right or privilege. If you have
received this message in error, please promptly notify the sender by e-mail
and immediately delete this message.
To comply with IRS regulations, we advise you that any discussion of Federal
tax issues in this e-mail was not intended or written to be used, and cannot
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transaction or matter addressed herein.
and the bank asked for a copy of the death certificate.> wrote:
The only time I've heard of of a bank taking a spouse off a loan was in the case of one spouse dying.
On Sun, Dec 13, 2009 at 8:55 AM, Dennis McGoldrick <
easky1@yahoo.com> wrote:
US Costitution prohibits states from impairing contracts. As a result divorce is meaningless with regard to contract liability and getting off of loan.Sent from my iPhoneOn Dec 11, 2009, at 7:30 PM, "Holly Roark" <
roarklaw@yahoo.com> wrote:
The divorce agreement stated that W was to grant the house to H and that she was to be taken off the loan. W granted house back to H but bank won't take her off the loan. Lender says the only way to get W off the loan is for H to refinance, but no one will refi with him because he has crappy credit.
Any ideas what W can do to get taken off the loan? We haven't filed the bk case yet and we are exploring her options available outside of bankruptcy.
Thank you for any guidance you can provide.
Holly Roark
holly@roarklawoffices.com
-- Daniela P. RomeroLaw Office of Daniela Romero, APLC1015 N. Lake Ave., Ste. 115Pasadena, CA 91104Telephone:626-817-2611Facsimile: 626-628-1781
email:
dromerolaw@gmail.com
NOTICE: This E-mail (including attachments) is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521. The information herein is confidential, privileged & exempt from disclosure under applicable law. This E-mail (including attachments) are intended solely for the use of the addressee hereof. If you are not the intended recipient of this message, you are prohibited from reading, disclosing, reproducing, distributing, disseminating, or otherwise using this transmission. The originator of this e-mail and its affiliates do not represent, warrant or guarantee that the integrity of this communication has been maintained or that this communication is free of errors, viruses or other defects. Delivery of this message or any portions herein to any person other than the intended recipient is not intended to waive any right or privilege. If you have received this message in error, please promptly notify the sender by e-mail and immediately delete this message.
To comply with IRS regulations, we advise you that any discussion of Federal tax issues in this e-mail was not intended or written to be used, and cannot be used by you, (i) to avoid any penalties imposed under the Internal Revenue Code or (ii) to promote, market or recommend to another party any transaction or matter addressed herein.
-- Daniela P. RomeroLaw Office of Daniela Romero, APLC1015 N. Lake Ave., Ste. 115Pasadena, CA 91104Telephone:626-817-2611Facsimile: 626-628-1781email:
dromerolaw@gmail.com
NOTICE: This E-mail (including attachments) is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521. The information herein is confidential, privileged & exempt from disclosure under applicable law. This E-mail (including attachments) are intended solely for the use of the addressee hereof. If you are not the intended recipient of this message, you are prohibited from reading, disclosing, reproducing, distributing, disseminating, or otherwise using this transmission. The originator of this e-mail and its affiliates do not represent, warrant or guarantee that the integrity of this communication has been maintained or that this communication is free of errors, viruses or other defects. Delivery of this message or any portions herein to any person other than the intended recipient is not intended to waive any right or privilege. If you have received this message in error, please promptly notify the sender by e-mail and immediately delete this message.
To comply with IRS regulations, we advise you that any discussion of Federal tax issues in this e-mail was not intended or written to be used, and cannot be used by you, (i) to avoid any penalties imposed under the Internal Revenue Code or (ii) to promote, market or recommend to another party any transaction or matter addressed herein.
The post was migrated from Yahoo.