Mtg payment amount where there's variable interest
Posted: Tue Dec 29, 2009 2:23 pm
which iPhone app do you use?
On Tue, Dec 29, 2009 at 9:43 AM, Charles Shamash wrote:
>
>
> There is also a bunch of apps for the iPhone that have it. Free and paid.
> Looks and does everything the 12c does. One less thing to carry.
>
> Sent from my iPhone
>
> On Dec 28, 2009, at 4:59 PM, "Dennis McGoldrick" wrote:
>
>
>
> a financial calculator. if you are doing 13's, you need one.
>
> Hewlett - Packard 12 C
>
> I have 2 on my desk and one in my computer bag.
>
> dennis
>
> --- On *Mon, 12/28/09, Mark J. Markus * wrote:
>
>
> Subject: Re: [cdcbaa] Mtg payment amount where there's variable interest
> To: cdcbaa@yahoogroups.com
> Date: Monday, December 28, 2009, 4:56 PM
>
>
> Thanks. What's an HP12C?
>
>
> On 12/28/2009 4:28 PM, P L wrote:
>
> Check the Note for the index and search on Google for a forecast of the
> index (most will give you 1 to 3 years), then add the index and interest
> rate base figure and run your HP12C for the forecasted Note payment. Keep
> your printout for the UST.
>
> Peter M. Lively, J.D./M.B.A.
> Law Offices of Peter M. Lively
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>
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> ------------------------------
> *From:* Mark J. Markus
> *To:* cdcbaa@yahoogroups. com
> *Sent:* Mon, December 28, 2009 4:16:35 PM
> *Subject:* [cdcbaa] Mtg payment amount where there's variable interest
>
>
> What's the best or "correct" way to list the amount of a variable
> interest mortgage payment? I've got a client whose loan adjusts every 3
> months. Since he got the loan, his payments have been anywhere from
> $1,200-$1,800. Currently, they are $1,200 and with that, we're not
> passing the means test (or the I&J "test"), but at $1,800 we'd be
> close. Same issue in a Ch. 13 as to how much the plan payment would be
> anyway (which amount gets used?).
>
> I remember Lou Esbin explaining how he handled this once, but can't find
> the thread.
>
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which iPhone app do you use?On Tue, Dec 29, 2009 at 9:43 AM, Charles Shamash <CS@locs.com> wrote:
There is also a bunch of apps for the iPhone that have it. Free and paid. Looks and does everything the 12c does. One less thing to carry.Sent from my iPhone
On Dec 28, 2009, at 4:59 PM, "Dennis McGoldrick" <easky1@yahoo.com> wrote:
a financial calculator. if you are doing 13's, you need one.
Hewlett - Packard 12 C
I have 2 on my desk and one in my computer bag.
dennis--- On Mon, 12/28/09, Mark J. Markus <Personal Financial Law Center I11965 Venice Blvd, Suite 301 Los Angeles, CA 90066-3977 310-899-0630 800-307-DEBT (3328)Fax: 310-899-0632
A-Bankruptcy- Attorney. com
Personal Financial Law Center II1706 Newport Boulevard, Suite BCosta Mesa, California 92627-3073Telephone: 949-650-DEBT( 3328)
THIS MESSAGE IS INTENDED ONLY FOR THE USE OF THE INDIVIDUAL OR ENTITY TO WHICH IT IS ADDRESSED, AND MAY CONTAIN INFORMATION THAT IS PRIVILEGED, CONFIDENTIAL AND EXEMPT FROM DISCLOSURE UNDER APPLICABLE LAW. IF THE READER OF THIS MESSAGE IS NOT THE INTENDED RECIPIENT, OR THE EMPLOYEE OR AGENT RESPONSIBLE FOR DELIVERING THE MESSAGE TO THE INTENDED RECIPIENT, YOU ARE HEREBY NOTIFIED THAT ANY DISSEMINATION, DISTRIBUTION OR COPYING OF THIS COMMUNICATION IS STRICTLY PROHIBITED. IF YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY BY E-MAIL OR BY TELEPHONE. THANK YOU.
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