Dear list mates:
This may be a ridiculously simple question, for which I apologize in
advance.
In a Chapter 13 bankruptcy, does everyone on title to a house and its
secured loan need to jointly file Chapter 13 bankruptcy in order to come up
with a viable payment plan? For example, if both husband and wife are on
title to their primary residence, do they both need to jointly a Chapter 13
bankruptcy in order to obtain a reasonable payment plan that addresses both
the arrears as well as regular mortgage payment in order to save their home,
or can just one spouse file?
Jacob D. Chang, Esq.
Law Offices of Jacob D. Chang
1600 Wilshire Boulevard, Third Floor
Los Angeles, CA 90017
Tel: (213) 252-4440
Fax: (213) 738-1116
Email:
jacobchang.esq@gmail.com
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Dear list mates:This may be a ridiculously simple question, for which I apologize in advance.In a Chapter 13 bankruptcy, does everyone on title to a house and its secured loan need to jointly file Chapter 13 bankruptcy in order to come up with a viable payment plan? For example, if both husband and wife are on title to their primary residence, do they both need to jointly a Chapter 13 bankruptcy in order to obtain a reasonable payment plan that addresses both the arrears as well as regular mortgage payment in order to save their home, or can just one spouse file?
Jacob D. Chang, Esq.Law Offices of Jacob D. Chang1600 Wilshire Boulevard, Third FloorLos Angeles, CA 90017Tel: (213) 252-4440Fax: (213) 738-1116Email:
jacobchang.esq@gmail.com
Please kindly consider the environment before printing this e-mail. Note: This electronic mail is intended to be received and read only by certain individuals. It may contain information that is attorney-client privileged or protected from disclosure by law. If it has been misdirected, or if you suspect you have received this in error, please notify me by replying and then delete both the message and reply. Thank you.
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