Expiration for Course in Personal Financial Management?
Posted: Mon Nov 07, 2011 1:01 pm
Dear Ty,
You stated that your client just filed a chapter 7, so I assume that this is not a conversion case. Section 727(a)(11) provides: "The court shall grant the debtor a discharge, unless - . . . after filing the petition, the debtor failed to complete an instructional course concerning personal financial management described in section 111 . . ." If the debtor took the personal financial management course before she filed her chapter 7, then she has not satisfied the requirement. Therefore, she must retake the course.
Nick
Nicholas Gebelt, Ph.D., J.D.
Certified Bankruptcy Specialist
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