Debtor filed Chapter 7 in 2010, listed secured creditors, and was discharged. Before discharge, Client walked away, moved out of house which was a year in default and way underwater. Client notified lenders in writing that she was moving out and walking away.
No foreclosure before, during or since.
Six months after discharge, heavily undersecured lender calls debtor multiple times a day for weeks to get payment, and acknowledges the bankruptcy but claims that the secured debt still exists and they can collect.
Does anyone think this is not a violation of the discharge injunction (and FDCPA and one-action rule and and...)?
Am I missing something?
Jason Wallach
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law@3yl.com Wed Mar 30 16:31:34 2011
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Date: Wed, 30 Mar 2011 19:31:24 -0400
Thread-Topic: [cdcbaa] foreclosing lender harassment
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Subject: Re: [cdcbaa] foreclosing lender harassment
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