Central District Consumer Bankruptcy Attorney's Association

When you say "retainer," I take it you mean that compensation is collected
after the work is done separate and apart from the bankruptcy charges or
have you figured out a way to charge a retainer up front in compliance with
the law?
Giovanni Orantes, Esq.
Orantes Law Firm, P.C.
3435 Wilshire Blvd. Suite 1980
Los Angeles, CA 90010
Tel: (213) 389-4362
Phone: (888) 619-8222 x101
Fax: (877) 789-5776
e-mail: go@gobklaw.com
website: www.gobklaw.com
WE ARE A "DEBT RELIEF AGENCY" AS DEFINED BY FEDERAL LAW.
SERVING BAKERSFIELD, LOS ANGELES, ORANGE COUNTY, RIVERSIDE, SAN BERNARDINO
AND SANTA BARBARA.
Note: The information contained in this e-mail message is confidential
information intended only for the use of the individual or entity named. If
the reader of this message is not the intended recipient or an agent
responsible for delivering it to the intended recipient, you are hereby
notified that any dissemination, distribution or copy of this communication
is strictly prohibited. If you have received this communication in error,
please immediately notify us by telephone or e-mail and delete the original
e-mail at (213) 389-4362 or (888) 619-8222.
IRS Circular 230 Disclosure: In order to comply with requirements imposed by
the Internal Revenue Service, we inform you that any U.S. tax advice
contained in this communication (including any attachments) is not intended
to be used, and cannot be used, for the purpose of (i) avoiding penalties
under the Internal Revenue Code or (ii) promoting, marketing, or
recommending to another party any transaction or matter addressed herein.
When you say "retainer," I take it you mean that compensation is collected after the work is done separate and apart from the bankruptcy charges or have you figured out a way to charge a retainer up front in compliance with the law?
-- Giovanni Orantes, Esq. Orantes Law Firm, P.C.3435 Wilshire Blvd. Suite 1980Los Angeles, CA 90010Tel: (213) 389-4362Phone: (888) 619-8222 x101Fax: (877) 789-5776e-mail: go@gobklaw.com
website: www.gobklaw.comWE ARE A "DEBT RELIEF AGENCY" AS DEFINED BY FEDERAL LAW.SERVING BAKERSFIELD, LOS ANGELES, ORANGE COUNTY, RIVERSIDE, SAN BERNARDINO AND SANTA BARBARA.
Note: The information contained in this e-mail message is confidential information intended only for the use of the individual or entity named. If the reader of this message is not the intended recipient or an agent responsible for delivering it to the intended recipient, you are hereby notified that any dissemination, distribution or copy of this communication is strictly prohibited. If you have received this communication in error, please immediately notify us by telephone or e-mail and delete the original e-mail IRS Circular 230 Disclosure: In order to comply with requirements imposed by the Internal Revenue Service, we inform you that any U.S. tax advice contained in this communication (including any attachments) is not intended to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing, or recommending to another party any transaction or matter addressed herein.

The post was migrated from Yahoo.

charset="US-ASCII"
I hate to say this because it often irritates me when I hear it from others
but I think that it is borderline malpractice to refer a client to a loan
modification "firm" at this point. Most of the time you are setting them up
to be defrauded. It is difficult to believe that any of them are in
compliance with SB 94. So, they are acting outside of the law. There may
be legitimate people doing them but I don't know of any. All of the lawyers
that I know who used to do them have stopped as a result of SB 94 and the
futility of it. The ones that are left make false promises and provide a
service which has little value. Moreover, it is clear that hiring someone
to represent you in a loan modification does not increase your chances of
getting one. It is just a waste of money that the client won't have when
the loan mod is ultimately denied and the client needs to take legal action.
If they just need help filling out the forms, I refer them to the HUD 800
number and/or website. HUD has several places set up to help people fill
out the forms. I usually tell them not to spend any money on a loan mod and
to come back after it is denied so that I can file a bk or civil action for
them.
Cameron

The post was migrated from Yahoo.