Page 1 of 1

The Bankruptcy Bill

Posted: Thu Mar 10, 2005 2:25 pm
by Yahoo Bot

Thanks. That's my second radio jaunt and I still say "umm" and "ya know"
too much. I also never feel like I'm saying what I'm thinking, but what the
heck. :)
To:
Sent: Thursday, March 10, 2005 2:03 PM
Subject: Re: [cdcbaa] The Bankruptcy Bill
>
>
> Mark: I think you did well on your appearance with Larry Mantle today.
> Good
> work. CF
>
> ----- Original Message -----
> To:
> Sent: Thursday, March 10, 2005 9:17 AM
> Subject: Re: [cdcbaa] The Bankruptcy Bill
>
>
>>
>>
>> Really nice letter David, but I think this sentence was a bit off:
>>
>> The present bill is opposed by everyone except the credit industry:
>> judges, attorneys, debtors and academics.
>>
>>
>> ***********************************************
>> Mark J. Markus
>> Law Office of Mark J. Markus
>> 11684 Ventura Blvd. PMB #403
>> Studio City, CA 91604-2652
>> (818)509-1173
>> (818)509-1460 (fax)
>> e-mail: bklawr@bklaw.com
>> web: http://www.bklaw.com/
>> ************************************************
>> Confidentiality Note: This e-mail is intended only for the person or
>> entity to which it is addressed and may contain information that is
>> privileged,
>> confidential, or otherwise protected from disclosure. Dissemination,
>> distribution, or copying of this e-mail or the information herein by
> anyone
>> other than the intended recipient, or an employee or agent responsible
>> for
>> delivering the message to the intended recipient, is prohibited. If you
>> have received this e-mail in error, please notify us immediately at (818)
>> 509-1173 or e-mail us at bklawr@bklaw.com and destroy the
>> original message and all copies.
>>
>>
>>
>> ----- Original Message -----
>> To:
>> Sent: Thursday, March 10, 2005 9:14 AM
>> Subject: [cdcbaa] The Bankruptcy Bill
>>
>>
>>
>> March 10, 2005
>>
>> Dear Senator Feinstein:
>>
>> I am writing to you concerning the pending bankruptcy bill, not for my
>> own sake because I will have plenty of work, but for my clients who are
>> out of work for one reason or another.
>>
>> I am aware of the various amendments which have been proposed. I am
>> also aware that each of those amendments has been voted down. The bill
>> now appears to be on a steamroller. Supporting specific amendments is
>> not sufficient and not an excuse for supporting a bill which is bad
>> social policy and which is based on false assumptions.
>>
>> The assertion that bankruptcy is being misused by large numbers of
>> people, i.e. the premise for the bill, is factually incorrect and
>> unsupported by any evidence. Those studies which have been done, and I
>> am certain you have already been made aware of them, reflect that
>> bankruptcy is caused by unanticipated interruption in the family income.
>> This can be caused by illness, death, layoff, outsourcing of jobs,
>> divorce and other causes. These events are NOT the fault of the
>> destitute family, and credit counselling will NOT assist these people.
>> This bill does NOTHING to address these problems and simply makes it
>> more difficult for the truly needy to obtain bankruptcy relief.
>>
>> No one disagrees with the proposition that there are a few bad apples.
>> There are bad apples in every human endeavor. But the existing law
>> ALREADY HAS procedures for addressing these problem cases. The cases
>> are dismissed for bad faith, or shunted to repayment programs under
>> Chapter 13 where the debtor has some ability to repay the debt.
>> Creditors have ample opportunity to bring these problems to the
>> attention of the Court.
>>
>> There is also an existing consensus that homestead exemptions, which
>> vary so widely from State to State, should be reined in. The bankruptcy
>> laws, as written, mirror State laws which apply when creditors pursue
>> debtors in State Court. Why should creditors receive better treatment
>> in a federal bankruptcy court than they do under the applicable State
>> collection laws?
>>
>> The present bill is opposed by everyone except the credit industry:
>> judges, attorneys, debtors and academics. This bill is bought and paid
>> for by the credit card industry whose profits have soared, even as
>> bankruptcy numbers have increased. (One has to wonder why they care
>> about bankruptcy reform give these undisputable facts). Everyone
>> assumes that bankruptcy causes financial losses to the credit card
>> industry. Again, this is a false conclusion with no evidence whatsoever
>> to support it. Has no one considered the possibility that credit card
>> profits cause bankruptcy?
>>
>> The credit card industry has been allowed to remain unregulated as it
>> extends credit to those who are unworthy, and then blame the bankruptcy
>> system when those people fail. Why should my college age adult children
>> have credit cards of their own when they are not employed and have no
>> funds? Why should people who have just filed bankruptcy receive new
>> credit card solicitations?
>>
>> As destitute people are pressured by creditors without bankruptcy
>> relief, is it unreasonable to anticipate that we will see an increase in
>> alcoholism, suicide and property crime? I have personally observed the
>> stress of my clients. You can see it in their faces and measure it by
>> the tears shed in my office.
>>
>> Please consider these sad human truths as you vote on the bankruptcy
>> bill. Make an intelligent vote based on fact, not on campaign
>> contributions.
>>
>> David A. Tilem
>> Certified Bankruptcy Specialist*
>> Law Offices of David A. Tilem
>> 500 N. Brand Blvd., #460, Glendale, CA 91203
>> Tel: 818-507-6000 Fax: 818-507-6800
>>
>> * Bankruptcy specialist cert. by State Bar of CA Bd of Legal
>> Specialization.
>> Business bankruptcy specialist cert. by Amer. Bd. of Certification
>>
>>
>>
>>
>>
>>
>> Yahoo! Groups Links
>>
>>
>>
>>
>>
>>
>>
>>
>>
>>
>>
>>
>>
>> Yahoo! Groups Links
>>
>>
>>
>>
>>
>>
>>
>>
>
>
>
>
>
>
>
>
>
> Yahoo! Groups Links
>
>
>
>
>
>
>
>

The post was migrated from Yahoo.

The Bankruptcy Bill

Posted: Thu Mar 10, 2005 2:19 pm
by Yahoo Bot

Thanks for writing this David. Well done. This will come back to haunt them
and we will tell these "representatives of the people," "we told you
so...." Carolyn
To:
Sent: Thursday, March 10, 2005 9:14 AM
Subject: [cdcbaa] The Bankruptcy Bill
March 10, 2005
Dear Senator Feinstein:
I am writing to you concerning the pending bankruptcy bill, not for my
own sake because I will have plenty of work, but for my clients who are
out of work for one reason or another.
I am aware of the various amendments which have been proposed. I am
also aware that each of those amendments has been voted down. The bill
now appears to be on a steamroller. Supporting specific amendments is
not sufficient and not an excuse for supporting a bill which is bad
social policy and which is based on false assumptions.
The assertion that bankruptcy is being misused by large numbers of
people, i.e. the premise for the bill, is factually incorrect and
unsupported by any evidence. Those studies which have been done, and I
am certain you have already been made aware of them, reflect that
bankruptcy is caused by unanticipated interruption in the family income.
This can be caused by illness, death, layoff, outsourcing of jobs,
divorce and other causes. These events are NOT the fault of the
destitute family, and credit counselling will NOT assist these people.
This bill does NOTHING to address these problems and simply makes it
more difficult for the truly needy to obtain bankruptcy relief.
No one disagrees with the proposition that there are a few bad apples.
There are bad apples in every human endeavor. But the existing law
ALREADY HAS procedures for addressing these problem cases. The cases
are dismissed for bad faith, or shunted to repayment programs under
Chapter 13 where the debtor has some ability to repay the debt.
Creditors have ample opportunity to bring these problems to the
attention of the Court.
There is also an existing consensus that homestead exemptions, which
vary so widely from State to State, should be reined in. The bankruptcy
laws, as written, mirror State laws which apply when creditors pursue
debtors in State Court. Why should creditors receive better treatment
in a federal bankruptcy court than they do under the applicable State
collection laws?
The present bill is opposed by everyone except the credit industry:
judges, attorneys, debtors and academics. This bill is bought and paid
for by the credit card industry whose profits have soared, even as
bankruptcy numbers have increased. (One has to wonder why they care
about bankruptcy reform give these undisputable facts). Everyone
assumes that bankruptcy causes financial losses to the credit card
industry. Again, this is a false conclusion with no evidence whatsoever
to support it. Has no one considered the possibility that credit card
profits cause bankruptcy?
The credit card industry has been allowed to remain unregulated as it
extends credit to those who are unworthy, and then blame the bankruptcy
system when those people fail. Why should my college age adult children
have credit cards of their own when they are not employed and have no
funds? Why should people who have just filed bankruptcy receive new
credit card solicitations?
As destitute people are pressured by creditors without bankruptcy
relief, is it unreasonable to anticipate that we will see an increase in
alcoholism, suicide and property crime? I have personally observed the
stress of my clients. You can see it in their faces and measure it by
the tears shed in my office.
Please consider these sad human truths as you vote on the bankruptcy
bill. Make an intelligent vote based on fact, not on campaign
contributions.
David A. Tilem
Certified Bankruptcy Specialist*
Law Offices of David A. Tilem
500 N. Brand Blvd., #460, Glendale, CA 91203
Tel: 818-507-6000 Fax: 818-507-6800
* Bankruptcy specialist cert. by State Bar of CA Bd of Legal
Specialization.
Business bankruptcy specialist cert. by Amer. Bd. of Certification
Yahoo! Groups Links

The post was migrated from Yahoo.

The Bankruptcy Bill

Posted: Thu Mar 10, 2005 2:03 pm
by Yahoo Bot

Mark: I think you did well on your appearance with Larry Mantle today. Good
work. CF
To:
Sent: Thursday, March 10, 2005 9:17 AM
Subject: Re: [cdcbaa] The Bankruptcy Bill
>
>
> Really nice letter David, but I think this sentence was a bit off:
>
> The present bill is opposed by everyone except the credit industry:
> judges, attorneys, debtors and academics.
>
>
> ***********************************************
> Mark J. Markus
> Law Office of Mark J. Markus
> 11684 Ventura Blvd. PMB #403
> Studio City, CA 91604-2652
> (818)509-1173
> (818)509-1460 (fax)
> e-mail: bklawr@bklaw.com
> web: http://www.bklaw.com/
> ************************************************
> Confidentiality Note: This e-mail is intended only for the person or
> entity to which it is addressed and may contain information that is
> privileged,
> confidential, or otherwise protected from disclosure. Dissemination,
> distribution, or copying of this e-mail or the information herein by
anyone
> other than the intended recipient, or an employee or agent responsible for
> delivering the message to the intended recipient, is prohibited. If you
> have received this e-mail in error, please notify us immediately at (818)
> 509-1173 or e-mail us at bklawr@bklaw.com and destroy the
> original message and all copies.
>
>
>
> ----- Original Message -----
> To:
> Sent: Thursday, March 10, 2005 9:14 AM
> Subject: [cdcbaa] The Bankruptcy Bill
>
>
>
> March 10, 2005
>
> Dear Senator Feinstein:
>
> I am writing to you concerning the pending bankruptcy bill, not for my
> own sake because I will have plenty of work, but for my clients who are
> out of work for one reason or another.
>
> I am aware of the various amendments which have been proposed. I am
> also aware that each of those amendments has been voted down. The bill
> now appears to be on a steamroller. Supporting specific amendments is
> not sufficient and not an excuse for supporting a bill which is bad
> social policy and which is based on false assumptions.
>
> The assertion that bankruptcy is being misused by large numbers of
> people, i.e. the premise for the bill, is factually incorrect and
> unsupported by any evidence. Those studies which have been done, and I
> am certain you have already been made aware of them, reflect that
> bankruptcy is caused by unanticipated interruption in the family income.
> This can be caused by illness, death, layoff, outsourcing of jobs,
> divorce and other causes. These events are NOT the fault of the
> destitute family, and credit counselling will NOT assist these people.
> This bill does NOTHING to address these problems and simply makes it
> more difficult for the truly needy to obtain bankruptcy relief.
>
> No one disagrees with the proposition that there are a few bad apples.
> There are bad apples in every human endeavor. But the existing law
> ALREADY HAS procedures for addressing these problem cases. The cases
> are dismissed for bad faith, or shunted to repayment programs under
> Chapter 13 where the debtor has some ability to repay the debt.
> Creditors have ample opportunity to bring these problems to the
> attention of the Court.
>
> There is also an existing consensus that homestead exemptions, which
> vary so widely from State to State, should be reined in. The bankruptcy
> laws, as written, mirror State laws which apply when creditors pursue
> debtors in State Court. Why should creditors receive better treatment
> in a federal bankruptcy court than they do under the applicable State
> collection laws?
>
> The present bill is opposed by everyone except the credit industry:
> judges, attorneys, debtors and academics. This bill is bought and paid
> for by the credit card industry whose profits have soared, even as
> bankruptcy numbers have increased. (One has to wonder why they care
> about bankruptcy reform give these undisputable facts). Everyone
> assumes that bankruptcy causes financial losses to the credit card
> industry. Again, this is a false conclusion with no evidence whatsoever
> to support it. Has no one considered the possibility that credit card
> profits cause bankruptcy?
>
> The credit card industry has been allowed to remain unregulated as it
> extends credit to those who are unworthy, and then blame the bankruptcy
> system when those people fail. Why should my college age adult children
> have credit cards of their own when they are not employed and have no
> funds? Why should people who have just filed bankruptcy receive new
> credit card solicitations?
>
> As destitute people are pressured by creditors without bankruptcy
> relief, is it unreasonable to anticipate that we will see an increase in
> alcoholism, suicide and property crime? I have personally observed the
> stress of my clients. You can see it in their faces and measure it by
> the tears shed in my office.
>
> Please consider these sad human truths as you vote on the bankruptcy
> bill. Make an intelligent vote based on fact, not on campaign
> contributions.
>
> David A. Tilem
> Certified Bankruptcy Specialist*
> Law Offices of David A. Tilem
> 500 N. Brand Blvd., #460, Glendale, CA 91203
> Tel: 818-507-6000 Fax: 818-507-6800
>
> * Bankruptcy specialist cert. by State Bar of CA Bd of Legal
> Specialization.
> Business bankruptcy specialist cert. by Amer. Bd. of Certification
>
>
>
>
>
>
> Yahoo! Groups Links
>
>
>
>
>
>
>
>
>
>
>
>
>
> Yahoo! Groups Links
>
>
>
>
>
>
>
>

The post was migrated from Yahoo.

The Bankruptcy Bill

Posted: Thu Mar 10, 2005 9:31 am
by Yahoo Bot

excellent letter david. too bad it's seemingly falling on deaf ears. this is one of the worst in the pattern of absolute disdain consistenly practiced by this administration.
thanks for speaking up.
vicki temkin
"David A. Tilem" wrote:
March 10, 2005
Dear Senator Feinstein:
I am writing to you concerning the pending bankruptcy bill, not for my
own sake because I will have plenty of work, but for my clients who are
out of work for one reason or another.
I am aware of the various amendments which have been proposed. I am
also aware that each of those amendments has been voted down. The bill
now appears to be on a steamroller. Supporting specific amendments is
not sufficient and not an excuse for supporting a bill which is bad
social policy and which is based on false assumptions.
The assertion that bankruptcy is being misused by large numbers of
people, i.e. the premise for the bill, is factually incorrect and
unsupported by any evidence. Those studies which have been done, and I
am certain you have already been made aware of them, reflect that
bankruptcy is caused by unanticipated interruption in the family income.
This can be caused by illness, death, layoff, outsourcing of jobs,
divorce and other causes. These events are NOT the fault of the
destitute family, and credit counselling will NOT assist these people.
This bill does NOTHING to address these problems and simply makes it
more difficult for the truly needy to obtain bankruptcy relief.
No one disagrees with the proposition that there are a few bad apples.
There are bad apples in every human endeavor. But the existing law
ALREADY HAS procedures for addressing these problem cases. The cases
are dismissed for bad faith, or shunted to repayment programs under
Chapter 13 where the debtor has some ability to repay the debt.
Creditors have ample opportunity to bring these problems to the
attention of the Court.
There is also an existing consensus that homestead exemptions, which
vary so widely from State to State, should be reined in. The bankruptcy
laws, as written, mirror State laws which apply when creditors pursue
debtors in State Court. Why should creditors receive better treatment
in a federal bankruptcy court than they do under the applicable State
collection laws?
The present bill is opposed by everyone except the credit industry:
judges, attorneys, debtors and academics. This bill is bought and paid
for by the credit card industry whose profits have soared, even as
bankruptcy numbers have increased. (One has to wonder why they care
about bankruptcy reform give these undisputable facts). Everyone
assumes that bankruptcy causes financial losses to the credit card
industry. Again, this is a false conclusion with no evidence whatsoever
to support it. Has no one considered the possibility that credit card
profits cause bankruptcy?
The credit card industry has been allowed to remain unregulated as it
extends credit to those who are unworthy, and then blame the bankruptcy
system when those people fail. Why should my college age adult children
have credit cards of their own when they are not employed and have no
funds? Why should people who have just filed bankruptcy receive new
credit card solicitations?
As destitute people are pressured by creditors without bankruptcy
relief, is it unreasonable to anticipate that we will see an increase in
alcoholism, suicide and property crime? I have personally observed the
stress of my clients. You can see it in their faces and measure it by
the tears shed in my office.
Please consider these sad human truths as you vote on the bankruptcy
bill. Make an intelligent vote based on fact, not on campaign
contributions.
David A. Tilem
Certified Bankruptcy Specialist*
Law Offices of David A. Tilem
500 N. Brand Blvd., #460, Glendale, CA 91203
Tel: 818-507-6000 Fax: 818-507-6800
* Bankruptcy specialist cert. by State Bar of CA Bd of Legal
Specialization.
Business bankruptcy specialist cert. by Amer. Bd. of Certification
Yahoo! Groups Links
excellent letter david. too bad it's seemingly falling on deaf ears. this is one of the worst in the pattern of absolute disdain consistenly practiced by this administration.
thanks for speaking up.
vicki temkin"David A. Tilem" <DavidTilem@TilemLaw.com> wrote:
March 10, 2005Dear Senator Feinstein:I am writing to you concerning the pending bankruptcy bill, not for myown sake because I will have plenty of work, but for my clients who areout of work for one reason or another.I am aware of the various amendments which have been proposed. I amalso aware that each of those amendments has been voted down. The billnow appears to be on a steamroller. Supporting specific amendments isnot sufficient and not an excuse for supporting a bill which is badsocial policy and which is based on false assumptions.The assertion that bankruptcy is being misused by large numbers ofpeople, i.e. the premise for the bill, is factually incorrect andunsupported by any evidence. Those studies which have been done, and Iam certain you have already been made aware of them, reflect thatbankruptcy
is caused by unanticipated interruption in the family income.This can be caused by illness, death, layoff, outsourcing of jobs,divorce and other causes. These events are NOT the fault of thedestitute family, and credit counselling will NOT assist these people.This bill does NOTHING to address these problems and simply makes itmore difficult for the truly needy to obtain bankruptcy relief.No one disagrees with the proposition that there are a few bad apples.There are bad apples in every human endeavor. But the existing lawALREADY HAS procedures for addressing these problem cases. The casesare dismissed for bad faith, or shunted to repayment programs underChapter 13 where the debtor has some ability to repay the debt.Creditors have ample opportunity to bring these problems to theattention of the Court.There is also an existing consensus that homestead exemptions, whichvary so widely from State to State, should be reined
in. The bankruptcylaws, as written, mirror State laws which apply when creditors pursuedebtors in State Court. Why should creditors receive better treatmentin a federal bankruptcy court than they do under the applicable Statecollection laws? The present bill is opposed by everyone except the credit industry:judges, attorneys, debtors and academics. This bill is bought and paidfor by the credit card industry whose profits have soared, even asbankruptcy numbers have increased. (One has to wonder why they careabout bankruptcy reform give these undisputable facts). Everyoneassumes that bankruptcy causes financial losses to the credit cardindustry. Again, this is a false conclusion with no evidence whatsoeverto support it. Has no one considered the possibility that credit cardprofits cause bankruptcy? The credit card industry has been allowed to remain unregulated as itextends credit to those who are unworthy, and then
blame the bankruptcysystem when those people fail. Why should my college age adult childrenhave credit cards of their own when they are not employed and have nofunds? Why should people who have just filed bankruptcy receive newcredit card solicitations?As destitute people are pressured by creditors without bankruptcyrelief, is it unreasonable to anticipate that we will see an increase inalcoholism, suicide and property crime? I have personally observed thestress of my clients. You can see it in their faces and measure it bythe tears shed in my office. Please consider these sad human truths as you vote on the bankruptcybill. Make an intelligent vote based on fact, not on campaigncontributions.David A. TilemCertified Bankruptcy Specialist*Law Offices of David A. Tilem500 N. Brand Blvd., #460, Glendale, CA 91203Tel: 818-507-6000 Fax: 818-507-6800* Bankruptcy specialist cert. by State Bar of CA Bd
of LegalSpecialization. Business bankruptcy specialist cert. by Amer. Bd. of Certification------------------------ Yahoo! Groups Sponsor --------------------~--> Has someone you know been affected by illness or disease?Network for Good is THE place to support health awareness efforts!http://us.click.yahoo.com/Rcy2bD/UOnJAA ... --------~-> Yahoo! Groups Links<*> To visit your group on the web, go to:http://groups.yahoo.com/group/cdcbaa/<*> To unsubscribe from this group, send an email to:cdcbaa-unsubscribe@yahoogroups.com<*> Your use of Yahoo! Groups is subject to:http://docs.yahoo.com/info/terms/

The post was migrated from Yahoo.

The Bankruptcy Bill

Posted: Thu Mar 10, 2005 9:17 am
by Yahoo Bot

Really nice letter David, but I think this sentence was a bit off:
The present bill is opposed by everyone except the credit industry:
judges, attorneys, debtors and academics.
***********************************************
Mark J. Markus
Law Office of Mark J. Markus
11684 Ventura Blvd. PMB #403
Studio City, CA 91604-2652
(818)509-1173
(818)509-1460 (fax)
e-mail: bklawr@bklaw.com
web: http://www.bklaw.com/
************************************************
Confidentiality Note: This e-mail is intended only for the person or
entity to which it is addressed and may contain information that is
privileged,
confidential, or otherwise protected from disclosure. Dissemination,
distribution, or copying of this e-mail or the information herein by anyone
other than the intended recipient, or an employee or agent responsible for
delivering the message to the intended recipient, is prohibited. If you
have received this e-mail in error, please notify us immediately at (818)
509-1173 or e-mail us at bklawr@bklaw.com and destroy the
original message and all copies.
To:
Sent: Thursday, March 10, 2005 9:14 AM
Subject: [cdcbaa] The Bankruptcy Bill
March 10, 2005
Dear Senator Feinstein:
I am writing to you concerning the pending bankruptcy bill, not for my
own sake because I will have plenty of work, but for my clients who are
out of work for one reason or another.
I am aware of the various amendments which have been proposed. I am
also aware that each of those amendments has been voted down. The bill
now appears to be on a steamroller. Supporting specific amendments is
not sufficient and not an excuse for supporting a bill which is bad
social policy and which is based on false assumptions.
The assertion that bankruptcy is being misused by large numbers of
people, i.e. the premise for the bill, is factually incorrect and
unsupported by any evidence. Those studies which have been done, and I
am certain you have already been made aware of them, reflect that
bankruptcy is caused by unanticipated interruption in the family income.
This can be caused by illness, death, layoff, outsourcing of jobs,
divorce and other causes. These events are NOT the fault of the
destitute family, and credit counselling will NOT assist these people.
This bill does NOTHING to address these problems and simply makes it
more difficult for the truly needy to obtain bankruptcy relief.
No one disagrees with the proposition that there are a few bad apples.
There are bad apples in every human endeavor. But the existing law
ALREADY HAS procedures for addressing these problem cases. The cases
are dismissed for bad faith, or shunted to repayment programs under
Chapter 13 where the debtor has some ability to repay the debt.
Creditors have ample opportunity to bring these problems to the
attention of the Court.
There is also an existing consensus that homestead exemptions, which
vary so widely from State to State, should be reined in. The bankruptcy
laws, as written, mirror State laws which apply when creditors pursue
debtors in State Court. Why should creditors receive better treatment
in a federal bankruptcy court than they do under the applicable State
collection laws?
The present bill is opposed by everyone except the credit industry:
judges, attorneys, debtors and academics. This bill is bought and paid
for by the credit card industry whose profits have soared, even as
bankruptcy numbers have increased. (One has to wonder why they care
about bankruptcy reform give these undisputable facts). Everyone
assumes that bankruptcy causes financial losses to the credit card
industry. Again, this is a false conclusion with no evidence whatsoever
to support it. Has no one considered the possibility that credit card
profits cause bankruptcy?
The credit card industry has been allowed to remain unregulated as it
extends credit to those who are unworthy, and then blame the bankruptcy
system when those people fail. Why should my college age adult children
have credit cards of their own when they are not employed and have no
funds? Why should people who have just filed bankruptcy receive new
credit card solicitations?
As destitute people are pressured by creditors without bankruptcy
relief, is it unreasonable to anticipate that we will see an increase in
alcoholism, suicide and property crime? I have personally observed the
stress of my clients. You can see it in their faces and measure it by
the tears shed in my office.
Please consider these sad human truths as you vote on the bankruptcy
bill. Make an intelligent vote based on fact, not on campaign
contributions.
David A. Tilem
Certified Bankruptcy Specialist*
Law Offices of David A. Tilem
500 N. Brand Blvd., #460, Glendale, CA 91203
Tel: 818-507-6000 Fax: 818-507-6800
* Bankruptcy specialist cert. by State Bar of CA Bd of Legal
Specialization.
Business bankruptcy specialist cert. by Amer. Bd. of Certification
Yahoo! Groups Links

The post was migrated from Yahoo.