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727(a)(8)
I know a debtor who filed a Chapter 13 in 1996 and approximately 2 years
later converted to a Chapter 7 and this debtor was able to successfully file
a Chapter 7 in 2002.
Sent: Tuesday, March 15, 2005 12:33 PM
To: cdcbaa@yahoogroups.com
Subject: [cdcbaa] 727(a)(8)
Could someone kindly reaffirm my understanding that a person can file
a chapter 7 bankruptcy (second bankruptcy) if six years have past
since the last time they filed a chapter 7; and the six year ban
against refiling is counted from the date of filing, not the date of
discharge.
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The post was migrated from Yahoo.
Yes, there is case law supporting that view. However, if there is no
urgency, why not wait as long as possible and avoid having to parse this
issue. I'm a defensive filing "debt relief agency."Carolyn
To:
Sent: Wednesday, March 16, 2005 1:31 AM
Subject: Re: [cdcbaa] 727(a)(8)
>
>
> --- adlonrd wrote:
> >
> >
> Could someone kindly reaffirm my understanding that
> a person can file a chapter 7 bankruptcy (second
> bankruptcy) if six years have past since the last time
> they filed a chapter 7; and the six year ban against
> refiling is counted from the date of filing, not the
> date of discharge.
> >
> Six years from filing to filing is correct.
> (until the new bill passes. Then the rules change,
> six years becomes 8, but guess what, chapter 13's will
> be allowed every four years. This means, of course,
> our clients will be afforded the luxury of credit card
> slavery 75% of their lifetimes! (three years of
> slavery, one year off, three years of slavery, one
> year off.....)
>
> dennis, a debt relief agency who files bankruptcies
>
>
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The post was migrated from Yahoo.
>
>
Could someone kindly reaffirm my understanding that
a person can file a chapter 7 bankruptcy (second
bankruptcy) if six years have past since the last time
they filed a chapter 7; and the six year ban against
refiling is counted from the date of filing, not the
date of discharge.
>
Six years from filing to filing is correct.
(until the new bill passes. Then the rules change,
six years becomes 8, but guess what, chapter 13's will
be allowed every four years. This means, of course,
our clients will be afforded the luxury of credit card
slavery 75% of their lifetimes! (three years of
slavery, one year off, three years of slavery, one
year off.....)
dennis, a debt relief agency who files bankruptcies
__________________________________________________
Do You Yahoo!?
Tired of spam? Yahoo! Mail has the best spam protection around
http://mail.yahoo.com
The post was migrated from Yahoo.
Could someone kindly reaffirm my understanding that a person can file
a chapter 7 bankruptcy (second bankruptcy) if six years have past
since the last time they filed a chapter 7; and the six year ban
against refiling is counted from the date of filing, not the date of
discharge.
The post was migrated from Yahoo.