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HAMP BK Restriction??
Thank You Mr. Schwartz
Sal Sciortino
________________________________
To: cdcbaa@yahoogroups.com
Sent: Friday, February 17, 2012 1:34 PM
Subject: Re: [cdcbaa] HAMP BK Restriction?? [1 Attachment]
[Attachment(s) from Kenneth Jay Schwartz included below]
Larry
Please see the attached HAMP Brochure
LAW OFFICE OF KENNETH JAY SCHWARTZ
21031 Ventura Boulevard, Suite 640
Woodland Hills, California 91364-2226
Telephone: (818) 226-1205
Facsimile : (818) 226-1213
THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE PERSONAL AND CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE. THIS MESSAGE MAY BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS PRIVILEGED AND CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE INTENDED RECIPIENT OR AN AGENT RESPONSIBLE FOR DELIVERING IT TO THE DESIGNATED RECIPIENT, YOU ARE HEREBY NOTIFIED THAT YOU HAVE RECEIVED THIS E-MAIL IN ERROR, AND THAT ANY REVIEW, DISSEMINATION, DISTRIBUTION OR COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED. IF YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY. THANK YOU.
________________________________
To: cdcbaa@yahoogroups.com
Sent: Fri, February 17, 2012 1:31:00 PM
Subject: [cdcbaa] HAMP BK Restriction??
Clients have made one of three trial loan mortgage modification payments to FLAGSTAR. They tell me they cant file bankruptcy in the trial period, but they really need to file a Ch7 before March 1. They have recently been served with a significant lawsuit relating to personal guarantees on accounts from their failed retail business. Also H has recently secured a good job and waiting three months changes the presumption under the means test.
I have read several cases that say the lender/creditor can NOT enforce a restriction on filing bankruptcy. However I did not find a case on point regarding a bankruptcy filing restriction during a loan modification trial period. I dont believe the lender can enforce a such restriction on filing, but the clients are desperate about keeping their home.
Has anyone seen a valid restriction on filing bankruptcy during the loan modification trial period?
Best regards
Larry Webb
State Bar of California 229344
Central District California
"A Debt Relief Agency"
Larry@webbklaw. com
Law Offices of Larry Webb
484 Mobil Ste 43
P 805.987.1400
F 805.987.2866
C 805.750.2150
Camarillo Ca 93010
The post was migrated from Yahoo.
Larry
Please see the attached HAMP Brochure
Kenneth Jay Schwartz, Esq.
LAW OFFICE OF KENNETH JAY SCHWARTZ
21031 Ventura Boulevard, Suite 640
Woodland Hills, California 91364-2226
Telephone: (818) 226-1205
Facsimile : (818) 226-1213
THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE PERSONAL AND
CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE. THIS MESSAGE MAY
BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS PRIVILEGED AND
CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE INTENDED RECIPIENT OR AN
AGENT RESPONSIBLE FOR DELIVERING IT TO THE DESIGNATED RECIPIENT, YOU ARE HEREBY
NOTIFIED THAT YOU HAVE RECEIVED THIS E-MAIL IN ERROR, AND THAT ANY REVIEW,DISSEMINATION, DISTRIBUTION OR COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED.
IF YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY.
THANK YOU.
________________________________
To: cdcbaa@yahoogroups.com
Sent: Fri, February 17, 2012 1:31:00 PM
Subject: [cdcbaa] HAMP BK Restriction??
Clients have made one of three trial loan mortgage modification payments toFLAGSTAR. They tell me they cant file bankruptcy in the trial period, but they
really need to file a Ch7 before March 1. They have recently been served with a
significant lawsuit relating to personal guarantees on accounts from theirfailed retail business. Also H has recently secured a good job and waitingthree months changes the presumption under the means test.
I have read several cases that say the lender/creditor can NOT enforce a
restriction on filing bankruptcy. However I did not find a case on point
regarding a bankruptcy filing restriction during a loan modification trialperiod. I dont believe the lender can enforce a such restriction on filing,
but the clients are desperate about keeping their home.
Has anyone seen a valid restriction on filing bankruptcy during the loan
modification trial period?
Best regards
Larry Webb
State Bar of California 229344
Central District California
"A Debt Relief Agency"
Larry@webbklaw. com
Law Offices of Larry Webb
484 Mobil Ste 43
Camarillo Ca 93010
P 805.987.1400
F 805.987.2866
C 805.750.2150
LarryPlease see the attached HAMP Brochure Kenneth Jay Schwartz, Esq.LAW OFFICE OF KENNETH JAY SCHWARTZ21031 Ventura Boulevard, Suite 640Woodland Hills, California 91364-2226Telephone: (818) 226-1205Facsimile : (818) 226-1213THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE PERSONAL AND CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE. THIS MESSAGE MAY BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS PRIVILEGED AND CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE INTENDED RECIPIENT OR AN AGENT RESPONSIBLE FOR DELIVERING IT TO THE DESIGNATED RECIPIENT, YOU ARE HEREBY NOTIFIED THAT YOU HAVE RECEIVED THIS E-MAIL IN ERROR, AND THAT ANY REVIEW, DISSEMINATION, DISTRIBUTION
OR COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED. IF YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY. THANK YOU.
The post was migrated from Yahoo.
Clients have made one of three trial loan mortgage modification payments to
FLAGSTAR. They tell me they can't file bankruptcy in the trial period, but
they really need to file a Ch7 before March 1. They have recently been
served with a significant lawsuit relating to personal guarantees on
accounts from their failed retail business. Also H has recently secured a
good job and waiting three months changes the presumption under the means
test.
I have read several cases that say the lender/creditor can NOT enforce a
restriction on filing bankruptcy. However I did not find a case on point
regarding a bankruptcy filing restriction during a loan modification trial
period. I don't believe the lender can enforce a such restriction on
filing, but the clients are desperate about keeping their home.
Has anyone seen a valid restriction on filing bankruptcy during the loan
modification trial period?
Best regards
Larry Webb
State Bar of California 229344
Central District California
"A Debt Relief Agency"
Larry@webbklaw. com
Law Offices of Larry Webb
484 Mobil Ste 43
Camarillo Ca 93010
P 805.987.1400
F 805.987.2866
C 805.750.2150
The post was migrated from Yahoo.