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Daniel's Jewelers
In the past I have found that a letter explaining the
circumstances--it was stolen, here's a police report; or it was lost
during a hiking trip; etc., solves the problem, and then point out
that it is no longer a secured item and they are violating the
discharge injunction 11 USC 524 (a) if the BK is discharged. Several
years ago Sears used to send those letters routinely and people paid
up long after the Bk was discharged. Then Sears started suing and got
beaten badly because suing for money is a violation of the discharge
injunction.
Margaret Norman, Attorney
111 N. Sepulveda Blvd. #355
Manhattan Beach, Ca. 90266
310-376-7873
Fax-310-798-9846
WWW:Margeslaw.com
On Fri, 9 Jan 2009 11:39:22 -0800
"Amy Clark" wrote:
> These folk claim they have a security interest in a watch my client
>no
> longer even has and of course they want her to do a payment plan.
>
> What is the best practice here? I have had similar run-ins with
>other
> jewelers but they always contacted me once and then dropped it. The
> collector for Daniel's is being more persistent and writing to my
> client.
>
> My plan is to have her ignore this first letter and if they persist,
> I'll write a letter explaining the secured property no longer is in
> the possession of my client and thus the loan is unsecured and
> discharged.
>
> -- Amy Kleinpeter
>
>
> -- Amy Clark Kleinpeter
>
> 1489 E. Colorado Blvd. #207
> Pasadena, CA 91106
> (626) 507-8090
>
> "Bankruptcy, Michael, is nature's do-over. It's a fresh start, a
>clean slate."
>
> "Like the witness protection program!"
>
> "Exactly."
Margaret Norman, Attorney
111 N. Sepulveda Blvd. #355
Manhattan Beach, Ca. 90266
310-376-7873
Fax-310-798-9846
WWW:Margeslaw.com
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The post was migrated from Yahoo.
These folk claim they have a security interest in a watch my client no
longer even has and of course they want her to do a payment plan.
What is the best practice here? I have had similar run-ins with other
jewelers but they always contacted me once and then dropped it. The
collector for Daniel's is being more persistent and writing to my
client.
My plan is to have her ignore this first letter and if they persist,
I'll write a letter explaining the secured property no longer is in
the possession of my client and thus the loan is unsecured and
discharged.
1489 E. Colorado Blvd. #207
Pasadena, CA 91106
(626) 507-8090
"Bankruptcy, Michael, is nature's do-over. It's a fresh start, a clean slate."
"Like the witness protection program!"
"Exactly."
The post was migrated from Yahoo.