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Reaffirmation for HVAC Equipment?
Hi Larry Simons.
One suggestionI used to use Is to Require the Creditor to obtain written
permission
from the morgage holder(s) to remove these fixtures from the residence without
Damaging their security.
Sal Sciortino
________________________________
To: cdcbaa@yahoogroups.com
Sent: Mon, March 14, 2011 10:14:49 AM
Subject: [cdcbaa] Reaffirmation for HVAC Equipment?
It has been a while since I have seen such a request. Received a reaffirmation
agreement from Am Gen requesting my client reaffirm HVAC ducting that is now
installed in her house. In the past, I would advise the creditor that theircollateral is now a fixture and cannot be surrendered without causing
substantial damage to the house. However, I did not advise the clients to
continue paying on the debt.
What are others doing with these type of proposed reaffs?
Larry Simons
Hi Larry Simons.
One suggestion I used to use Is to Require the Creditor to obtain written permission
from the morgage holder(s) to remove these fixtures from the residence without
Damaging their security.
Sal Sciortino
From: lsimons_esq <larry@lsimonslaw.com>To: cdcbaa@yahoogroups.comSent: Mon, March 14, 2011 10:14:49 AMSubject: [cdcbaa] Reaffirmation for HVAC Equipment?
It has been a while since I have seen such a request. Received a reaffirmation agreement from Am Gen requesting my client reaffirm HVAC ducting that is now installed in her house. In the past, I would advise the creditor that their collateral is now a fixture and cannot be surrendered without causing substantial damage to the house. However, I did not advise the clients to continue paying on the debt.What are others doing with these type of proposed reaffs?Larry Simons
The post was migrated from Yahoo.
It has been a while since I have seen such a request. Received a reaffirmation agreement from Am Gen requesting my client reaffirm HVAC ducting that is now installed in her house. In the past, I would advise the creditor that their collateral is now a fixture and cannot be surrendered without causing substantial damage to the house. However, I did not advise the clients to continue paying on the debt.
What are others doing with these type of proposed reaffs?
Larry Simons
The post was migrated from Yahoo.