convert or seek harship discharge ?

[Yahoo Bot]

Eric,
with a hardship discharge, no new means test, no UST involvment, I try hardship frist when income down. Do they pass the chapter 7 test, i.e. paid enough?
I had Judge Carroll grant one.
d

The post was migrated from Yahoo.

[Yahoo Bot]

charset="windows-1251"
Conversion will reopen 523 & 727 deadlines.
David A. Tilem
Certified Bankruptcy Specialist*
Law Offices of David A. Tilem (a debt relief agency)
206 N. Jackson Street, #201, Glendale, CA 91206
Tel: 818-507-6000 Fax: 818-507-6800
* Bankruptcy specialist cert. by State Bar of CA Bd of Legal
Specialization.
mitnicklaw@aol.com
Sent: Wednesday, February 24, 2010 1:07 PM
To: cdcbaa@yahoogroups.com
Subject: [cdcbaa] convert or seek harship discharge ?
Debtor, about 3 years into a 5 year Ch 13 plan, loses her job because the
company closed. Debtor is currently receiving unemployment. During the
life of the plan, support arrears was paid, IRS debt was paid and it appears
that there is no other 523(a) debt. Employment prospects are, at best,
bleak, with no other sources of income. Debtor would have qualified for
chapter 7 at the time the case was filed. (It is not an EC case.)
Convert ? Seek a hardship discharge ?
Thx
charset="windows-1251"
Message
Conversion will reopen 523
& 727 deadlines.


David A.
Tilem
Certified Bankruptcy
Specialist*
The post was migrated from Yahoo.

[Yahoo Bot]

Debtor, about 3 years into a 5 year Ch 13 plan, loses her job because the
company closed. Debtor is currently receiving unemployment. During the
life of the plan, support arrears was paid, IRS debt was paid and it appears
that there is no other 523(a) debt. Employment prospects are, at best,
bleak, with no other sources of income. Debtor would have qualified for
chapter 7 at the time the case was filed. (It is not an EC case.)

Convert ? Seek a hardship discharge ?

Thx
Debtor, about 3 years into a 5 year Ch 13 plan, loses her job because
the company closed. Debtor is currently receiving
unemployment. During the life of the plan, support arrears was paid,
IRS debt was paid and it appears that there is no other 523(a) debt.
Employment prospects are, at best, bleak, with no other sources of income.
Debtor would have qualified for chapter 7 at the time the case was filed.
(It is not an EC case.)

Convert ? Seek a hardship discharge ?

Thx



The post was migrated from Yahoo.