Schedule J and Its Discontents

Yahoo Bot · Wed Aug 04, 2010 6:02 pm

Don't help your client commit perjury.
Your client has to make the payment and not surrender, or you leave it off and get stuck with the 13.
dennis

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Yahoo Bot · Wed Aug 04, 2010 9:27 am

My client has excess income (sufficient to convert to a Chapter 13) after I match up Schedules I and J.
If I use the current minimum mortgage payment due (b/c client is in arrears) then there will be no excess income...but this payment is 2x the usual minimum...client is surrendering home.
I do not wish to mislead on J, but am not sure what else to do.

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