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Chapter 13 with no money up front?
If you dont believe they can confirm a plan then you shouldnan get a plan confirmed and believe they have a shot at performing then taking the whole fee in the plan is fine. Despite beautiful judge jurypaid up front and despite that crappy article of a southern Bk district bashing lawyers who take all the fees in the plan, if you believe in your client then you ought to take the risk with them if getting by paid.
Sent from my iPhone
> On Dec 27, 2017, at 5:40 PM, 'Desiree Causey 714-372-2225' causeylaw@gmail.com [cdcbaa] wrote:
>
> My friends are in serious trouble. They are really behind in their mortgage and after 5 months of attempting to get a loan mod directly from their lender, their requested loan modification was just rejected. Of course, the mortgage was not paid during this time to modify the loan, because the banks position was they would wrap it all in the modification. They have an upcoming sale date in mid-January. I want to put them into a Chapter 13 and attempt to get them into either (1) a 100% plan to catch out their mortgage arrearages, or (2) in the courts loan mod programs. They have no other debt because a lawyer had them complete a Chapter 7 in early 2017, at the request of the mortgage lender, to improve their chance of getting a mortgage loan mod. Since the Chapter 7, wife has also gotten a W-2 job to help keep the house.
>
>
>
> So, a couple questions:
>
>
>
> Will the court have a problem with me doing this for no money up front?
> How do I get them into a court monitored mortgage modification program?
>
>
> Thanks and happy new year.
>
>
>
> Desiree Causey, Esq.
>
> Law Office of Desiree Causey
>
> 7755 Center Avenue, Suite 1100
>
> Huntington Beach, CA 92647
>
>
>
> 714-372-2225 (phone)
>
> 714-908-7646 (same fax number)
>
>
>
> Privileged And Confidential Communication.
> This electronic transmission, and any documents attached hereto, (a) are protected by the Electronic Communications Privacy Act (18 USC 2510-2521), (b) may contain confidential and/or legally privileged information, and (c) are for the sole use of the intended recipient named above. If you have received this electronic message in error, please notify the sender and delete the electronic message. Any disclosure, copying, distribution, or use of the contents of the information received in error is strictly prohibited.
>
> Please consider the environment before printing this e-mail.
>
>
>
>
The post was migrated from Yahoo.
My friends are in serious trouble. They are really behind in their mortgage
and after 5 months of attempting to get a loan mod directly from their
lender, their requested loan modification was just rejected. Of course, the
mortgage was not paid during this time to modify the loan, because the
banks position was they would wrap it all in the modification. They have
an upcoming sale date in mid-January. I want to put them into a Chapter 13
and attempt to get them into either (1) a 100% plan to catch out their
mortgage arrearages, or (2) in the courts loan mod programs. They have no
other debt because a lawyer had them complete a Chapter 7 in early 2017, at
the request of the mortgage lender, to improve their chance of getting a
mortgage loan mod. Since the Chapter 7, wife has also gotten a W-2 job to
help keep the house.
So, a couple questions:
1. Will the court have a problem with me doing this for no money up
front?
2. How do I get them into a court monitored mortgage modification
program?
Thanks and happy new year.
Desiree Causey, Esq.
Law Office of Desiree Causey
7755 Center Avenue, Suite 1100
Huntington Beach, CA 92647
714-372-2225 (phone)
714-908-7646 (same fax number)
Privileged And Confidential Communication.
This electronic transmission, and any documents attached hereto, (a) are
protected by the Electronic Communications Privacy Act (18 USC
2510-2521), (b) may contain confidential and/or legally privileged
information, and (c) are for the sole use of the intended recipient named
above. If you have received this electronic message in error, please notify
the sender and delete the electronic message. Any disclosure, copying,
distribution, or use of the contents of the information received in error is
strictly prohibited.
Please consider the environment before printing this e-mail.
The post was migrated from Yahoo.