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Credit cards with zero balances following discharge
They will close them.
Law Office of Eric Alan Mitnick
21515 Hawthorne Boulevard, Ste. 1080
Torrance, CA 90503
(310) 792-5864 (tel)
(310) 347-4353 (fax)
MitnickLaw@aol.com
Sent from my iPhone
> On Feb 16, 2018, at 7:50 AM, Jim Selth jim@wsrlaw.net [cdcbaa] wrote:
>
> What is the groups experience with credit card companies closing accounts with zero balances after a bankruptcy filing?
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> For years, I have advised clients that American Express will close their account even if they have a zero balance and American Express is not scheduled as a creditor. However, I do not know if the other large credit card companies (Chase, Capital One, Bank of America, etc.) now do the same.
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> Any input would be appreciated as it is a question which is often asked by clients.
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> Jim
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> James R. Selth
> Certified Bankruptcy Specialist*
> Weintraub & Selth, APC
> 11766 Wilshire Boulevard, Suite 1170
> Los Angeles, California 90025
>
>
> (310) 207-1494 Phone
> (310) 442-0660 Fax
> jim@wsrlaw.net
>
> www.wsbankruptcylaw.com
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> *Certified by State Bar of California as Certified Legal Specialist in Bankruptcy Law
>
> Commissioner, Bankruptcy Law Advisory Commission, State Bar of California.
>
> NOTICE TO RECIPIENT: THIS E-MAIL IS MEANT FOR ONLY THE INTENDED RECIPIENT OF THE TRANSMISSION AND THIS COMMUNICATION IS INTENDED TO BE PRIVILEGED BY LAW. IF YOU RECEIVED THIS E-MAIL IN ERROR, ANY REVIEW, USE, DISSEMINATION, DISTRIBUTION, OR COPYING OF THIS E-MAIL IS STRICTLY PROHIBITED. PLEASE NOTIFY US IMMEDIATELY OF THE ERROR BY RETURN-E-MAIL AND PLEASE DELETE THIS MESSAGE FROM YOUR SYSTEM. THANK YOU IN ADVANCE FOR YOUR COOPERATION. >
>
The post was migrated from Yahoo.
I believe all credit cards are cancelled. It is also my understanding that all pre-petition credit card contracts are unenforceable unless reaffirmed.
Larry Webb
California Board of Legal Specialization
Certified Specialist in Bankruptcy Law
Map Location
The post was migrated from Yahoo.
It seems Synchrony will now close them.
Christie Cronenweth
Law Offices of Christie Cronenweth
25202 Crenshaw Blvd., Suite 207
Torrance, CA 90505
310-257-4995 ph
310-257-4996 fx
cronenwethlaw@yahoo.com
www.cronenwethlaw.com
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you are advised not to read the attachments and you are hereby notified
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If you have received this email in error, please immediately notify us by
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The Law Offices of Christie Cronenweth is a debt relief agency engaged in the practice of aiding people to file for bankruptcy under the Bankruptcy Code.
> On Feb 16, 2018, at 7:50 AM, Jim Selth jim@wsrlaw.net [cdcbaa] wrote:
>
> What is the groups experience with credit card companies closing accounts with zero balances after a bankruptcy filing?
>
>
>
> For years, I have advised clients that American Express will close their account even if they have a zero balance and American Express is not scheduled as a creditor. However, I do not know if the other large credit card companies (Chase, Capital One, Bank of America, etc.) now do the same.
>
>
>
> Any input would be appreciated as it is a question which is often asked by clients.
>
>
>
> Jim
>
>
>
> James R. Selth
> Certified Bankruptcy Specialist*
> Weintraub & Selth, APC
> 11766 Wilshire Boulevard, Suite 1170
> Los Angeles, California 90025
>
>
> (310) 207-1494 Phone
> (310) 442-0660 Fax
> jim@wsrlaw.net
>
> www.wsbankruptcylaw.com
>
>
>
>
>
>
>
> *Certified by State Bar of California as Certified Legal Specialist in Bankruptcy Law
>
> Commissioner, Bankruptcy Law Advisory Commission, State Bar of California.
>
> NOTICE TO RECIPIENT: THIS E-MAIL IS MEANT FOR ONLY THE INTENDED RECIPIENT OF THE TRANSMISSION AND THIS COMMUNICATION IS INTENDED TO BE PRIVILEGED BY LAW. IF YOU RECEIVED THIS E-MAIL IN ERROR, ANY REVIEW, USE, DISSEMINATION, DISTRIBUTION, OR COPYING OF THIS E-MAIL IS STRICTLY PROHIBITED. PLEASE NOTIFY US IMMEDIATELY OF THE ERROR BY RETURN-E-MAIL AND PLEASE DELETE THIS MESSAGE FROM YOUR SYSTEM. THANK YOU IN ADVANCE FOR YOUR COOPERATION. >
>
The post was migrated from Yahoo.