DOC & DRE Mortgage Modification and Foreclosure Scams=

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Got it. Thank you Jason
Kenneth Jay Schwartz, Esq.
LAW OFFICE OF KENNETH JAY SCHWARTZ
21031 Ventura Boulevard, Suite 640
Woodland Hills, California 91364-2226
Telephone: (818) 226-1205
Facsimile : (818) 226-1213
THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE PERSONAL AND
CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE. THIS MESSAGE MAY
BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS PRIVILEGED AND
CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE INTENDED RECIPIENT OR AN
AGENT RESPONSIBLE FOR DELIVERING IT TO THE DESIGNATED RECIPIENT, YOU ARE HEREBY
NOTIFIED THAT YOU HAVE RECEIVED THIS E-MAIL IN ERROR, AND THAT ANY REVIEW,DISSEMINATION, DISTRIBUTION OR COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED.
IF YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY.
THANK YOU.
________________________________
To: cdcbaa@yahoogroups.com
Sent: Fri, November 30, 2012 2:11:47 PM
Subject: Re: [cdcbaa] DOC & DRE Mortgage Modification and Foreclosure ScamsAlert [1 Attachment]
Kenny:
here it is. Was a few more steps on the mac.
Jason
Jason Wallach
jwallach@gladstonemichel.com
On Nov 30, 2012, at 1:40 PM, Keith Higginbotham wrote:
>Dear Colleagues!
>
> Here is an excellent article from our friends at Public Counsel! It will
>be very helpful to our bankruptcy practitioners who are counseling debtors when
>a loan modification is pending.
>
>
>Keith Higginbotham
>cdcbaacheck@aol.com
>
>
>
>Hi everyone,
>
>The California Department of Corporations (DOC) and the California Department of
>Real Estate (DRE) are providing assistance to financially stressed homeowners
>who are often targeted by predatory mortgage scam artists. The DOC and DRE>license and regulate a variety of entities involved with the mortgage process.
> Helpful referrals below:
>
>
>1) Before hiring anyone to help modify a loan, anyone may contact the DRE
>at (877) DRE-4LIC. Their website is www.dre.ca.gov.
>
>2) To file a complaint against a mortgage loan modification consultant, you
>may contact the Attorney Generals Office, Public Inquiry Unit at (800)
>952-5225. Their website is www.oag.ca.gov.
>3) To verify the license of someone servicing or negotiating terms of your
>mortgage loan, you may contact the DOC at (866) ASK-CORP. Their website is
>www.corp.ca.gov
>
>Also, the Foreclosure Reduction Act will be effective starting Jan. 1, 2013.
>The Act accomplishes four main goals:
>
>
>1) Prohibits dual trackingthat occurs when a mortgage loan services
>initiates the foreclosure process on a homeowner who is still negotiating a loan
>modification;
>2) Provides a homeowner with a single point of contact to assist them>throughout the loan modification process;
>
>3) Requires mortgage services to review competent and reliable evidence to
>substantiate their right to foreclose; and
>
>4) Creates a remedy for borrowers to seek legal action against their loan
>services for material violations of the law.
>
>I have also attached a flyer with additionalinformation
>
>Maggie
>
>Magdalena Reyes Bordeaux
>Senior Staff Attorney
>Public Counsel
>Consumer Law Project &
>Debtor Assistance Project
>
>
>
>
>
Got it. Thank you Jason Kenneth Jay Schwartz, Esq.LAW OFFICE OF KENNETH JAY SCHWARTZ21031 Ventura Boulevard, Suite 640Woodland Hills, California 91364-2226Telephone: (818) 226-1205Facsimile : (818) 226-1213THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE PERSONAL AND CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE. THIS MESSAGE MAY BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS PRIVILEGED AND CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE INTENDED RECIPIENT OR AN AGENT RESPONSIBLE FOR DELIVERING IT TO THE DESIGNATED RECIPIENT, YOU ARE HEREBY NOTIFIED THAT YOU HAVE RECEIVED THIS E-MAIL IN ERROR, AND THAT ANY REVIEW, DISSEMINATION, DISTRIBUTION OR COPYING OF THIS
MESSAGE IS STRICTLY PROHIBITED. IF YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY. THANK YOU.From: Jason Wallach <jwallach@gladstonemichel.com>To: cdcbaa@yahoogroups.comSent: Fri, November 30, 2012 2:11:47 PMSubject: Re: [cdcbaa] DOC & DRE Mortgage Modification and Foreclosure Scams Alert [1 Attachment]
Kenny:here it is. Was a few more steps on the mac.Jason

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On the MAC, when I go to open it, it says that it is not a pdf file, and there
is no application to open it. It actually downloaded it as a "pd" file,
whatever that is. I'm using Pro Version 11, so it should open anything that is
a legitimate file.
Anyway, if you could resend it, I'd appreciate it.
Thanks
Kenneth Jay Schwartz, Esq.
LAW OFFICE OF KENNETH JAY SCHWARTZ
21031 Ventura Boulevard, Suite 640
Woodland Hills, California 91364-2226
Telephone: (818) 226-1205
Facsimile : (818) 226-1213
THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE PERSONAL AND
CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE. THIS MESSAGE MAY
BE AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS PRIVILEGED AND
CONFIDENTIAL. IF THE READER OF THIS MESSAGE IS NOT THE INTENDED RECIPIENT OR AN
AGENT RESPONSIBLE FOR DELIVERING IT TO THE DESIGNATED RECIPIENT, YOU ARE HEREBY
NOTIFIED THAT YOU HAVE RECEIVED THIS E-MAIL IN ERROR, AND THAT ANY REVIEW,DISSEMINATION, DISTRIBUTION OR COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED.
IF YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY.
THANK YOU.
________________________________
To: cdcbaa@yahoogroups.com
Sent: Fri, November 30, 2012 1:52:36 PM
Subject: RE: [cdcbaa] DOC & DRE Mortgage Modification and Foreclosure ScamsAlert
It can be opened you just have to have Windows select your PDF program. It does
not open automatically like it should.
Steven B. Lever
From:cdcbaa@yahoogroups.com [mailto:cdcbaa@yahoogroups.com] On Behalf Of Kenneth
Jay Schwartz
Sent: Friday, November 30, 2012 1:46 PM
To: cdcbaa@yahoogroups.com
Subject: Re: [cdcbaa] DOC & DRE Mortgage Modification and Foreclosure ScamsAlert
Hi Keith
Your attachment is not a pdf (although it says it is). It cannot be opened.
Perhaps it was corrupted. Can you please try ot post it again.
Thank you
Kenneth Jay Schwartz, Esq.
LAW OFFICE OF KENNETH JAY SCHWARTZ
21031 Ventura Boulevard, Suite 640
Woodland Hills, California 91364-2226
Telephone: (818) 226-1205
Facsimile : (818) 226-1213
THE INFORMATION CONTAINED IN THIS E-MAIL IS INTENDED ONLY FOR THE PERSONAL AND
CONFIDENTIAL USE OF THE DESIGNATED RECIPIENT(S) NAMED ABOVE. THIS MESSAGE MAY BE
AN ATTORNEY-CLIENT COMMUNICATION, AND, AS SUCH, IS PRIVILEGED AND CONFIDENTIAL.
IF THE READER OF THIS MESSAGE IS NOT THE INTENDED RECIPIENT OR AN AGENT
RESPONSIBLE FOR DELIVERING IT TO THE DESIGNATED RECIPIENT, YOU ARE HEREBY
NOTIFIED THAT YOU HAVE RECEIVED THIS E-MAIL IN ERROR, AND THAT ANY REVIEW,DISSEMINATION, DISTRIBUTION OR COPYING OF THIS MESSAGE IS STRICTLY PROHIBITED.
IF YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY US IMMEDIATELY.
THANK YOU.
________________________________

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