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Credit consequence to nonspouse when spouse files (or when creditor
I have a unique situation where a creditor is treating a nonspouse codebtor
on a credit card as a spouse in the sense that when debtor filed a Ch 7 BK,
creditor reduced debt to zero on nonfiler's credit report and also knocked
off a couple credit score points. Creditor is not trying to collect from
the codebtor.
Are there any other potential consequences for this nonfiler? Will their
credit score drop futher? Should they seek to voluntarily pay it when it
appears it's being written off as probably a community debt?
Holly Roark
Certified Bankruptcy Specialist*
*and Sports Lawyer*
holly@roarklawoffices.com **primary email address**
www.roarklawoffices.com
*Central District of California & District of Idaho* - Consumer Bankruptcy
Attorney
1875 Century Park East, Suite 600 Los Angeles, CA 90067
T (310) 553-2600; F (310) 553-2601
*By State Bar of California Board of Legal Specialization
I have a unique situation where a creditor is treating a nonspouse codebtor on a credit card as a spouse in the sense that when debtor filed a Ch 7 BK, creditor reduced debt to zero on nonfiler's credit report and also knocked off a couple credit score points. Creditor is not trying to collect from the codebtor.Are there any other potential consequences for this nonfiler? Will their credit score drop futher? Should they seek to voluntarily pay it when it appears it's being written off as probably a community debt?Holly RoarkCertified Bankruptcy Specialist*and Sports Lawyer
holly@roarklawoffices.com**primary email address**
www.roarklawoffices.com
Central District of California & District of Idaho - Consumer Bankruptcy Attorney
1875 Century Park East, Suite 600 Los Angeles, CA 90067T (310) 553-2600; F (310) 553-2601
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