Redemption of HOA Foreclosure through Chapter 13?

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Yahoo Bot
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Joined: Sun Oct 18, 2020 11:38 pm


It is my understanding that a BK filing will not normally void a trustee's deed issued and recorded after the BK filing occurred unless the BK filing was before the foreclosure sale actualy occurred due to the relation back provisions of Civ Code 2924h(c).
Has anyone in this group ever successfully used a Chapter 13 to extend the normal 90 day redemption period where an HOA has sold property through a foreclosure sale? In my situatioon, the HOA foreclosure sale occurred on day 1, the Chapter 13 was filed on day 2, but title does not transfer to the new buyer until after the 90 redemption period afforded by CCP 729.035. In other words, can the debtor use the Chapter 13 to "redeem" the property over 5 years in accordance with a Chapter 13 plan??

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