.jpg)
FCRA Violation?
This has been discussed on the list serv before.
Generally, reaffirmations of mortgages are not required, nor advised.
The debtors can self report their own mortgage payments to the bureaus.
Christine
Christine A. Kingston, Esq.
Law Office of Christine A. Kingston
5011 Argosy Avenue, Suite 3
Huntington Beach, CA 92649
Office: 714-533-9210
Fax: 714-489-8150
Email: attorneychristine@gmail.com
Blog: www.losangelesbankruptcylawmonitor.com
The post was migrated from Yahoo.
X-eGroups-Edited-By: easky1@yahoo.com
Reply-To: Craig J Beauchamp
X-Original-Return-Path: Craig J Beauchamp
To: cdcbaa@yahoogroups.com
X-Yahoo-Newman-Id: groups-system
The post was migrated from Yahoo.
Reply-To: Craig J Beauchamp
X-Original-Return-Path: Craig J Beauchamp
To: cdcbaa@yahoogroups.com
X-Yahoo-Newman-Id: groups-system
The post was migrated from Yahoo.
Listmates,
Client filed Chapter 7 and received a discharge in 2009.
She had a home loan with "Littlebank," who went bust and was assimilated by
"Bigbank."
She made 7 years post-discharge timely payments to Bigbank, 2009 to present.
When reviewing her credit report, Lo and Behold! Bigbank has not reported a
single one of her timely payments.
So she now has no credit history, and can't get a loan.
When she queries them, she receives a long letter explaining that her
attorney should have had her REAFFIRM the home loan.
Bigbank is a California Bank, with HQ in NoCal.
How have you handled this situation?
Gerry McNally
Notice to Recipient: This email is meant for only the intended recipient of
the transmission and may be a communication privileged by law. If you
received this email in error, review, use, dissemination, distribution or
copying of this email is strictly prohibited. Please notify us immediately
of the error by return email and please delete this message and any and all
duplicates of this message. Thank you in advance for your cooperation.
The post was migrated from Yahoo.