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relief from stay motion to avail yourself of Homeowne=
I believe it does not apply until relief is granted on the property. But you have to be careful to ask for the relief for the purposes of submitting a Loan Mod Request under HBOR only. I am wary of the HBOR because the lenders are still under no obligation to grant a modification, only to review and correct their poor handling of modifications. The decrease in foreclosures is only until they figure out how to use HBOR to their advantage. If they start filing judicial foreclosures then they have to prove their documents. They have all had time to fabricate new documents, but just how good of a job did they do on erasing the old documents. That is why we need to send out QWR's right away in all cases where there is a homeowner, carefully review all of the documents the "lenders" and "servicers" file on the court docket.
Law Office of Catherine Christiansen
17011 Beach Blvd. Ste 900, Huntington Beach, CA 92647
Tel: (714) 375-6651 Fax: (562) 490-8572
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To: "cdcbaa@yahoogroups.com"
Sent: Tuesday, March 5, 2013 10:34 AM
Subject: Re: [cdcbaa] relief from stay motion to avail yourself of Homeowners' Bill of Rights
I am curious what context the debtor would use the bill in as it is my understanding it does not apply to individuals who have filed for bankruptcy protection.
Sent from my iPhone
On Mar 5, 2013, at 10:19 AM, Giovanni Orantes wrote:
>Has anybody done such a motion for the Debtor? I'd appreciate getting the case number. Did you use the mandatory forms? They don't seem to fit or be open to changing them easily to fit this situation.
>
>--
>
>Giovanni Orantes, Esq.
>Certified Bankruptcy Specialist*
>Orantes Law Firm, P.C.
>3435 Wilshire Blvd. Suite 1980
>Los Angeles, CA 90010
>Tel: (213) 389-4362
>Fax: (877) 789-5776
>e-mail: go@gobklaw.com
>website: www.gobklaw.com
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