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Secured credit card that you'd recommend
Christine:
I totally agree, know that such animals exist, and would love to have
that for my clients.
If you ever find out any specifics please let me know.
Anyone else willing to divulge such a thing if it's not a trade secret?
Steve
The post was migrated from Yahoo.
I don't like secured credit cards, unless they eventually convert to an
unsecured credit card. I would not want my deposit stuck at some bank
indefinitely. Also, the only way to get a deposit back on most secured
cards requires the credit line to be shut down, which has a negative impact
on the credit score.
I don't have any recommendations other than my opinion.
Christine
On Fri, Jan 17, 2014 at 5:17 PM, Steven B. Lever wrote:
>
>
> Dear List Mates:
>
>
>
> I was just informed by a former client that he has applied for about 10
> secured credit cards after he received his discharge, and been turned down
> for all of them. This seems odd since the credit line is fully secured by
> their own money in a separate account.
>
>
>
> I routinely advise most of my clients to get a secured card to rebuild
> credit, and only use half of the amount of the credit line to avoid over
> utilization downgrades.
>
>
>
> Ive never done any shopping for the best cards to get.
>
>
>
> Does anyone have a card they can recommend?
>
>
>
> Also, if anyone wants a good car broker who helps debtors get decent deals
> on cars with decent loans (considering the credit profile) you can contact
> me off list.
>
>
>
> Thank you
>
>
>
> Steve
>
>
>
> Law Offices of Steven B. Lever
>
> >
>
> > Steven B. Lever
>
> >( Tel. (562) 436-5456 ext. 1
>
> >( Fax (562) 485-6886
>
> >* sblever@leverlaw.com
>
> > www.leverlaw.com
>
> > ******************************************************
>
>
>
>
>
Christine A. Wilton, Esq.
Law Office of Christine A. Wilton
5011 Argosy Avenue, Suite 3
Huntington Beach, CA 92649
Office: 714-533-9210
Fax: 714-489-8150
Email: attorneychristine@gmail.com
Web: www.attorneychristine.com
Blog: www.losangelesbankruptcylawmonitor.com
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I don't like secured credit cards, unless they eventually convert to an unsecured credit card. I would not want my deposit stuck at some bank indefinitely. Also, the only way to get a deposit back on most secured cards requires the credit line to be shut down, which has a negative impact on the credit score.
I don't have any recommendations other than my opinion.ChristineOn Fri, Jan 17, 2014 at 5:17 PM, Steven B. Lever <sblever@leverlaw.com> wrote:
Dear List Mates:
I was just informed by a former client that he has applied for about 10 secured credit cards after he received his discharge, and been turned down for all of them. This seems odd since the credit line is fully secured by their own money in a separate account.
Ive never done any shopping for the best cards to get.
Also, if anyone wants a good car broker who helps debtors get decent deals on cars with decent loans (considering the credit profile) you can contact me off list.
Steve
The post was migrated from Yahoo.
Dear List Mates:
I was just informed by a former client that he has applied for about 10
secured credit cards after he received his discharge, and been turned
down for all of them. This seems odd since the credit line is fully
secured by their own money in a separate account.
I routinely advise most of my clients to get a secured card to rebuild
credit, and only use half of the amount of the credit line to avoid
over utilization downgrades.
I've never done any shopping for the best cards to get.
Does anyone have a card they can recommend?
Also, if anyone wants a good car broker who helps debtors get decent
deals on cars with decent loans (considering the credit profile) you can
contact me off list.
Thank you
Steve
Law Offices of Steven B. Lever
>
> Steven B. Lever
>( Tel. (562) 436-5456 ext. 1
>( Fax (562) 485-6886
>* sblever@leverlaw.com
> www.leverlaw.com
> ******************************************************
The post was migrated from Yahoo.