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Reaffirming automobiles
Just received correspondence from purchase money security holder (Santa
Barbara Bank and Trust) demanding $650 cashiers check to prepare a
reaffirmation agreement for a Chapter 7 debtor. Any one else seen a
lender try to charge like this for a reaffirmation agreement?
I would love to be paid $650 just to prepare a reaffirmation agreement!
Are we still in consensus that automobile lenders must file a proof of
claim in order to repossess vehicles post automatic stay when the
debtor is current with payments.
Mark Jessee
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