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Reaffirmation Agreement
Keep in mind that the reaffirmation agreement may be rescinded within 60 days of filing or prior to entry of discharge whichever is later.
Very truly yours,
Shai Oved
The Law Offices of Shai Oved
7445 Topanga Cyn. Blvd., Suite 220
Canoga Park, California 91303
Tel: (818) 992-6588
Fax: (818) 992-6511
Email: ssoesq@aol.com
www.shaioved.com
________________
The information contained in this email is intended only for the individual or entity named above and may contain attorney privileged and confidential information. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution, or copy of this communication is strictly prohibited. If you received this communication in error, please immediately notify us by the telephone number above and return any hard copies to us via the postal service.. The Law Offices of Shai Oved is a debt relief agency which helps people file for bankruptcy under the Bankruptcy Code. Shai Oved is a Certified Bankruptcy Law Specialist by The State Bar of California Board of Legal Specialization.
Sent from my iPhone
> On Feb 12, 2016, at 1:20 PM, Kristal Bradford kristal.bradford@yahoo.com [cdcbaa] wrote:
>
> Hello Everyone,
>
> I have a debtor who sent his signed reaffirmation agreement back to the creditor for a car he co-signed with his son. The debtor got a reaffirmation agreement hearing date set and now he has changed his mind and doesn't want the car. Should he still go to the hearing and explain to the judge that he doesn't want to reaffirm the debt or should he not show up to the hearing at all? If he doesn't show up to the hearing, will the debt still get reaffirmed?
>
>
> Respectfully,
> Kristal D. Bradford, Esq.
>
>
> BRADFORD LAW GROUP, APC
> 5150 Candlewood Street, Suite 22B
> Lakewood, California 90712
> Office: (562) 281-7789
> Fax: (206) 338-3434
> The information contained in this electronic e-mail and any accompanying attachment(s) is intended only for the use of the intended recipient and may be confidential and/or privileged. If any reader of this communication is not the intended recipient, unauthorized use, disclosure or copying is strictly prohibited, and may be unlawful. If you have received this communication in error, please immediately notify the sender by return e-mail, and delete the original message and all copies from your system. Thank you.
>
The post was migrated from Yahoo.
Reply-To: Kristal Bradford
X-Original-Return-Path: Kristal Bradford
To: cdcbaa@yahoogroups.com
X-Yahoo-Newman-Id: groups-system
Hello Everyone,
I have a debtor who sent his signed reaffirmation agreement back to the creditor for a car he co-signed with his son. The debtor got a reaffirmation agreement hearing date set and now he has changed his mind and doesn't want the car. Should he still go to the hearing and explain to the judge that he doesn't want to reaffirm the debt or should he not show up to the hearing at all? If he doesn't show up to the hearing, will the debt still get reaffirmed?
Respectfully,
Kristal D. Bradford, Esq. BRADFORD LAW GROUP, APC 5150 Candlewood Street, Suite 22BLakewood, California 90712Office: (562) 281-7789Fax:ail and any accompanying attachment(s) is intended only for the use of the intended recipient and may be confidential and/or privileged. If any reader of this communication is not the intended recipient, unauthorized use, disclosure or copying is strictly prohibited, and may be unlawful. If you have received this communication in error, please immediately notify the sender by return e-mail, and delete the original message and all copies from your system. Thank you.
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I will look at the Code. Thank you.
Sent from my iPhone: Nathan Berneman
On Feb 15, 2013, at 8:49 AM, ashaghzo@gmail.com wrote:
> If they don't proceed you should and possibly seek your costs of enforcing it. I believe the code sets specific deadlines by which reaffirmation should be filed if not by the creditor then by debtor.
> Sent from my BlackBerry 10 smartphone.
>
> Sent: Friday, February 15, 2013 08:36 PM
> To: cdcbaa@yahoogroups.com
> Reply To: cdcbaa@yahoogroups.com
> Subject: Re: [cdcbaa] Reaffirmation Agreement
>
>
> Thank you. Fortunately, my client has always been current and she has this agreement in writing prior the the filing of the chapter 7. We just want it enforced with the reaffirmation agreement.
>
> Unsure if i should possibly file a motion to enforce the agreement or not.
>
> Sent from my iPhone: Nathan Berneman
>
>
> On Feb 13, 2013, at 12:39 PM, Armen Shaghzo wrote:
>
>>
>> Be very careful with Chase and 5 Lakes. I currently have a case against Chase and 5 lakes and it has to do with the second. They delay and procrastinate to the detriment of the debtor and then move to foreclose. PC was in a 13 and had a seller. They entered into escrow September 2012. PC obtained an authorization to sell from the USBC. After the authorization, Chase and 5 Lakes failed to provide payoff, I believe intentionally, and moved to foreclose. We were retained and filed suit and obtained an injunction to prevent the foreclosure to allow the PC to proceed with the sale of the property. They are still playing games requiring us to proceed through both the State and BK courts to get this done. Also, check for chain of title.. They still have not provided proper chain of title from the original lender to chase and thereafter 5 Lakes..
>>
>> Hope this helps.
>>
>> Reply-To:
>> Date: Wednesday, February 13, 2013 11:53 AM
>> To: cdcbaa
>> Subject: [cdcbaa] Reaffirmation Agreement
>>
>>
>> I have a client in a chapter 7 and we've agreed with the 2nd mortgage holder to pay $4000 up front and $400 for 2 years and the loan will be paid in full on a $110,000 2nd mortgage.
>>
>> Note: debtor worked this out prior to bk being filed.
>>
>> Reaffirmation agreement signed and sent back to Chase via Five Lakes Agency back in November with all information above that they out together.
>>
>> I have contacted Five Lakes weekly since late December to find out why the reaf has not been filed. They keep telling me that they are waiting for Chase to sign it for filing.
>>
>> Chapter 7 getting ready to be discharged any time now.
>>
>> Any suggestions?
>>
>> Thank you,
>>
>> Nate Berneman
>>
>> Sent from my iPhone: Nathan Berneman
>>
>>
>
>
The post was migrated from Yahoo.
Thank you. Fortunately, my client has always been current and she has this agreement in writing prior the the filing of the chapter 7. We just want it enforced with the reaffirmation agreement.
Unsure if i should possibly file a motion to enforce the agreement or not.
Sent from my iPhone: Nathan Berneman
On Feb 13, 2013, at 12:39 PM, Armen Shaghzo wrote:
> Be very careful with Chase and 5 Lakes. I currently have a case against Chase and 5 lakes and it has to do with the second. They delay and procrastinate to the detriment of the debtor and then move to foreclose. PC was in a 13 and had a seller. They entered into escrow September 2012. PC obtained an authorization to sell from the USBC. After the authorization, Chase and 5 Lakes failed to provide payoff, I believe intentionally, and moved to foreclose. We were retained and filed suit and obtained an injunction to prevent the foreclosure to allow the PC to proceed with the sale of the property. They are still playing games requiring us to proceed through both the State and BK courts to get this done. Also, check for chain of titleginal lender to chase and thereafter 5 Lakes..
>
> Hope this helps.
>
> Reply-To:
> Date: Wednesday, February 13, 2013 11:53 AM
> To: cdcbaa
> Subject: [cdcbaa] Reaffirmation Agreement
>
>
> I have a client in a chapter 7 and we've agreed with the 2nd mortgage holder to pay $4000 up front and $400 for 2 years and the loan will be paid in full on a $110,000 2nd mortgage.
>
> Note: debtor worked this out prior to bk being filed.
>
> Reaffirmation agreement signed and sent back to Chase via Five Lakes Agency back in November with all information above that they out together.
>
> I have contacted Five Lakes weekly since late December to find out why the reaf has not been filed. They keep telling me that they are waiting for Chase to sign it for filing.
>
> Chapter 7 getting ready to be discharged any time now.
>
> Any suggestions?
>
> Thank you,
>
> Nate Berneman
>
> Sent from my iPhone: Nathan Berneman
>
>
>
The post was migrated from Yahoo.
charset="ISO-8859-1"
Be very careful with Chase and 5 Lakes. I currently have a case against
Chase and 5 lakes and it has to do with the second. They delay and
procrastinate to the detriment of the debtor and then move to foreclose. PC
was in a 13 and had a seller. They entered into escrow September 2012. PC
obtained an authorization to sell from the USBC. After the authorization,
Chase and 5 Lakes failed to provide payoff, I believe intentionally, and
moved to foreclose. We were retained and filed suit and obtained an
injunction to prevent the foreclosure to allow the PC to proceed with the
sale of the property. They are still playing games requiring us to proceed
through both the State and BK courts to get this done. Also, check for
chain of title.. They still have not provided proper chain of title from
the original lender to chase and thereafter 5 Lakes..
Hope this helps.
The post was migrated from Yahoo.
I have a client in a chapter 7 and we've agreed with the 2nd mortgage holder to pay $4000 up front and $400 for 2 years and the loan will be paid in full on a $110,000 2nd mortgage.
Note: debtor worked this out prior to bk being filed.
Reaffirmation agreement signed and sent back to Chase via Five Lakes Agency back in November with all information above that they out together.
I have contacted Five Lakes weekly since late December to find out why the reaf has not been filed. They keep telling me that they are waiting for Chase to sign it for filing.
Chapter 7 getting ready to be discharged any time now.
Any suggestions?
Thank you,
Nate Berneman
Sent from my iPhone: Nathan Berneman
The post was migrated from Yahoo.
yes
________________________________
To: "cdcbaa@yahoogroups.com"
Sent: Tuesday, October 18, 2011 8:20 PM
Subject: [cdcbaa] reaffirmation agreement
My client wants to keep her car and has indicated her intent to reaffirm the debt on her filed Statement of Intention.She is current on her payments. Per my retainer agreement, I do not represent her in connection with the reaffirmation. TheCredit Union (who is oversecured)sent over a reaffirmation agreement, which my client promptly signed. The Credit Union said the agreement was not filled out correctly andwas missing herattorney's signature. My client advised that she did not have legal representation with respect toany reaffirmation. I sent an emailto the contact at theCredit Union advising the same thing.
A couple weeks later, my client received an email from the Credit Union stating:
"As I reviewed the reaffirmation, I noticed that you
signed on the Filer's Certification. Please find enclosed a copy of the reaffirmation agreement and file it
with the court. Please let me know if
you have any questions."
My clientsent back a revised agreement in which she did not sign TheCredit Union isnowrefusing to file theagreement, insisting that she do it.My client has been extremely responsive and used her best efforts to get the Credit Union what they need. Ifshe does not file the agreement herself, does she run therisk that her carcould be repossessed?
The post was migrated from Yahoo.