B of A "monitoring" non-debtor's accounts

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Sure. I haven't copyrighted the material yet. :)
*************************
Mark J. Markus
Law Office of Mark J. Markus
11684 Ventura Blvd. PMB #403
Studio City, CA 91604-2652
(818)509-1173 (818)509-1460 (fax)
web: http://www.bklaw.com/
This Firm is a Qualified Federal Debt Relief Agency (see what this
means at

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Mark:
May I copy this to a consumer law list serve I am on to see what causes ofaction might be available?
Pat
Patrick T. Green, Esq.
Fitzgerald & Green
Attorneys at Law
1010 E. Union Street
Suite 206
Pasadena, CA 91106
Tel: 626-449-8433
Fax: 626-449-0565pat@fitzgreenlaw.com
________________________________
To: cdcbaa@yahoogroups.com
Sent: Wed, May 11, 2011 10:22:42 AM
Subject: [cdcbaa] B of A "monitoring" non-debtor's accounts
Here's a new one:
I filed a Chapter 7 case for a debtor. She owns no real estate and
has no joint accounts with anyone.
I just got an angry call from the debtor that Bank of America (with
whom Debtor has NO accounts) has stopped accepting her parents'
mortgage payments and are "monitoring" their account because the
debtor filed bankruptcy (yes, they acknowledge that the account
holders did not file bankruptcy). I have no idea what's going on
or what to do about it because they aren't violating the stay and
haven't done anything untoward to my client.
Anyone heard of this happening or what I can advise debtor's parents
to do?
*************************
Mark J. Markus
Law Office of Mark J. Markus
11684 Ventura Blvd. PMB #403
Studio City, CA 91604-2652
(818)509-1173 (818)509-1460 (fax)
web: http://www.bklaw.com/
This Firm is a Qualified Federal Debt Relief Agency (see what this
means at

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That sounds like a violation of the automatic stay to me even though it's
indirect. I wonder if it's an FDCPA violation, too.
Giovanni Orantes, Esq.
Orantes Law Firm, P.C.
3435 Wilshire Blvd. Suite 1980
Los Angeles, CA 90010
Tel: (213) 389-4362
Fax: (877) 789-5776
e-mail: go@gobklaw.com
website: www.gobklaw.com
WE ARE A "DEBT RELIEF AGENCY" AS DEFINED BY FEDERAL LAW.
That sounds like a violation of the automatic stay to me even though it's indirect. I wonder if it's anFDCPA violation, too.lvd. Suite 1980
Los Angeles, CA 90010Tel: (213) 389-4362Fax: (877) 789-5776e-mail: go@gobklaw.comwebsite: www.gobklaw.com
WE ARE A "DEBT RELIEF AGENCY" AS DEFINED BY FEDERAL LAW.

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The debtors had accounts at Chase as did their mother. The debtor was a
pay on death beneficiary for the mother and they found out about the bk and
created a lot of problems for the mother. Eventually, everything got
resolved and they are accepting the mother's payments at the bank now.

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How and on what basis did it happen?
*************************
Mark J. Markus
Law Office of Mark J. Markus
11684 Ventura Blvd. PMB #403
Studio City, CA 91604-2652
(818)509-1173 (818)509-1460 (fax)
web: http://www.bklaw.com/
This Firm is a Qualified Federal Debt Relief Agency (see what this
means at

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How did they even know those were her parents--you state she has no bank accounts with Bank of America; does she have a credit card with B of A and they are on it? I refuse to believe they actually have live people over at B of A that personally check bankruptcies and cross check to see if their families have mortgages with B of A. In connection with Probate or Conservatorships, my dealing with B of A staff leads me to suspect they cannot walk and chew gum at the same time.
Margaret Norman, Attny
111 N. Sepulveda Blvd. #355
Manhattan Beach, Ca. 90266
310-376-7873

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Here's a new one:
I filed a Chapter 7 case for a debtor. She owns no real estate and
has no joint accounts with anyone.
I just got an angry call from the debtor that Bank of America (with
whom Debtor has NO accounts) has stopped accepting her parents'
mortgage payments and are "monitoring" their account because the
debtor filed bankruptcy (yes, they acknowledge that the account
holders did not file bankruptcy). I have no idea what's going on
or what to do about it because they aren't violating the stay and
haven't done anything untoward to my client.
Anyone heard of this happening or what I can advise debtor's parents
to do?
*************************
Mark J. Markus
Law Office of Mark J. Markus
11684 Ventura Blvd. PMB #403
Studio City, CA 91604-2652
(818)509-1173 (818)509-1460 (fax)
web: http://www.bklaw.com/
This Firm is a Qualified Federal Debt Relief Agency (see what this
means at

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